Featured Benefits:

• Policy also pays an additional 25% on each benefit for injuries sustained by an organized sport activity.
• Benefits are paid on top of what your health insurance covers and can be used at your own discretion.
• Every year that you complete a qualified health screening, you are eligible for a $60 Health Screening Benefit. A COVID-19 test or vaccination, as well as many other preventative tests, qualify for this health screening benefit.
• Enroll without answering medical questions!

Featured Benefits:

• No one can be completely prepared when a critical Illness strikes such as cancer, stroke, or heart attack.
• Benefits are paid on top of what your health insurance covers and can be used at your own discretion.
• Optional additional riders are available so you can customize your plan to best fit your family's needs!
   - First Occurrence Building Benefit Rider Flyer
   - Specified Health Event Recovery Benefit Rider Flyer

From routine care to catastrophic illnesses, substance abuse and mental health care, and accidents, Aflac’s Hospital Indemnity Insurance delivers the protection you can trust.

• Now with enhanced benefits covering substance and alcohol disorders along with mental health!
• This benefit will also cover a hospital admission or stay due to COVID-19.
• Benefits are paid on top of what your health insurance covers and can be used at your own discretion. 
• Enroll without answering medical questions!
• Optional additional riders are available so you can customize your plan to best fit your family's needs!
   - Extended Benefits Rider
   - Hospital Stay and Surgical Care Rider
   - Aflac Plus Rider

What if one day, not very far in the future, you become disabled and you can’t go to work. How would you pay for the expenses of daily life such as monthly mortgage or rent, groceries and your utilities? The bills keep on coming even if you’re unable to work. That’s where Aflac’s short-term disability insurance policy can help make the difference. It’s a source of monthly income you may need to help take care of your bills while you take care of yourself.

• Monthly Benefit: $500 to $6,000 (subject to income requirements)
• Elimination Period: Customizable!
• Benefit Duration: 6, 12, 18 or 24 months
• Optional Riders:
   - Aflac Value Rider
   - Additional Units of Disability Benefit Rider
  
  
  
  

Whole Life Insurance Features:

• Provides a lump-sum cash benefit to your beneficiaries upon death to help pay for final expenses.
• Plan includes living benefits.
• Rates are based on the time of application and do not increase due to a change in age, health, or individual claim.
• You can borrow from the policy’s cash value to help pay medical expenses, college tuition, or any other bills.
• Any increase in the cash value of a life policy is not subject to income tax while the cash remains in the policy.
• Coverage continues for as long as you pay your premiums.
• Optional additional riders are available so you can customize your plan to best fit your family's needs!
  
  Term Life Insurance Features:
• Term life premiums may be lower than those for whole life insurance policies.
• Term life insurance offers the most face amount coverage for the lowest cost.
• Rates are based on the time of application and do not increase due to a change in age, health, or individual claim.
• Provides protection for a specified time period or term– 10, 20, or 30 years–and is designed for temporary circumstances.
• If, at the end of your 20-year or 30-year term, your policy has not lapsed and is still in force, you will have the option to renew your policy on an annual basis.
• Optional additional riders are available so you can customize your plan to best fit your family's needs!

Chances are you know someone who’s been affected, directly or indirectly, by cancer. You also know the toll it’s taken on them—physically, emotionally, and financially.

• The Aflac Cancer Care insurance policy pays a cash benefit upon initial diagnosis of a covered cancer, with a variety of other benefits payable throughout cancer treatment.
• You can use these cash benefits to help pay deductibles and copayments, the rent or mortgage, groceries, or utility bills—the choice is yours.
• These benefits are paid on top of what your health insurance covers and can be used at your own discretion.