2024 Benefits Open Enrollment

Administered by Anthem

Medical coverage is important for you and your family. You can choose between two (2) different Anthem medical plan options. Both Medical plans are considered Affordable and meet ACA standards for Essential Coverage.

Airstream Onsite Health Center
Associates can use the clinic at no cost (family members will be able to use the clinic at a later date). Services such as sending out blood work and referrals to specialists will still be billed through insurance.

Schedule an appointment at (937) 421-4081. Same-day visits are available!

Facility hours Monday - Friday 8:00am - 4:00pm

Live Health Online
LiveHealth Online lets you have a video visit with a board-certified doctor using your smartphone, tablet or computer with a webcam. NO appointments, driving, or waiting at an urgent care. Doctors are available 24/7 and 365 days a year to assess your condition and if needed, they can send a prescription to your local pharmacy. Your cost will not exceed $59.

Go to LiveHealthOnline.com or use the mobile app, which is downloadable in the App Store or Google Play.

Administered by Delta Dental

Your Dental plan is provided through Delta Dental of Indiana. Find a dentist at deltadentalin.com. Your Plan pays $1,500 per person total per Benefit Year. Your dentist will work directly with Delta Dental to determine your cost and will review these costs with you prior to your treatment.

You are responsible for a $50 Deductible per person total per Benefit Year limited to a maximum Deductible of $150 per family per Benefit Year. The Deductible does not apply to oral exams, preventive services, X-rays, brush biopsy, sealants, and orthodontic services.

Click here to download your 2024 Delta Dental Benefit Summary.

Administered by VSP

The VSP Advantage Plan is a full-service plan that offers choice, flexibility, and value through a VSP Advantage Network Provider. Find an in-network provider at vsp.com/eye-doctor.

Click here to download your 2024 VSP Certificate of Coverage.

Administered by Next Level Planning and Wealth Management

• Get advice from Licensed insurance agents at no cost or obligation to enroll.
• Explore plans from numerous health insurance companies.
• Learn more about Medicare and be guided through the process.
• 1 on 1 assistance with benefit and financial planning
• Call (414) 369-6628 or visit www.NLPWM.com.

Our Medicare library is available 24/7 online. Here you can browse videos, download guides/presentations, listen to an agent and access information at your convenience.
Visit: www.associatenavigator.com/benefits/Account/Login

• Login using the following credentials:
• USERNAME: Medicare
• PASSWORD: Benefits65

You may also complete the Permission to Contact Form to speak to an agent and receive assistance with questions related to Medicare as well as explore affordable options available based on your specific needs.

It is important to note that Medicare resources and options vary by state. Each state has a SHIP (Senior Health Insurance Information Program) that offers free education and assistance specific to their state. To find your state resource and get the number to speak to a licensed counselor, you may either visit www.shiptacenter.org, call 1-877-839-2675 or email info@shiptacenter.org.

Additional Information (Government resources): Call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week or visit www.Medicare.gov. What are my options once I turn 65?

If you continue to work full-time, you may remain on the company medical plan if you meet the eligibility requirements. However, you may also be eligible for Medicare A & B, a Medicare Supplement and Medicare D. Please read the summary below and explore your options to determine what is best in your situation.

Working Beyond Age 65: If you are purchasing medical insurance through your employer, a Medicare plan could help you save money on your health care expenses. It may make sense for you to sign up for Medicare in addition to OR instead of the coverage you have today. If you enroll in Medicare and remain on the company health plan, be sure to check the coordination rules to determine which coverage is primary.

Medicare Options: Many people who choose to work past age 65 enroll in Part A (Hospital Insurance) because there is no monthly premium. You may choose to enroll in Medicare Part B, a Medicare Supplement, and/or Medicare Part D (these options will be subject to a monthly premium cost)

• Medicare Part B – Physician Insurance
• Medicare Part D – Drug Coverage
• Supplemental Coverage – This can include Medigap coverages, employer plans or Medicaid.

It is recommended that you explore all options to determine what is best for you. You may also shop for, and change plans each year based on your specific needs.

Understanding Your Options: Associates who choose to remain on the group health plan can sign up for premium-free Part A (if eligible) during or after their Initial Enrollment Period begins. You can only sign up for Part B (or Part A if you have to buy it) during certain enrollment periods as dictated by Medicare. For additional information on Medicare enrollment opportunities visit www.medicare.gov or reach out to your local SHIP office (see Medicare Resources for contact information).

Making Changes to Your Medicare Plans: Health care needs can change from year to year. Be sure to review your needs annually (upcoming surgeries, current prescription drugs, new wellness goals) so you can find a plan to best meet them.

Medicare Open Enrollment Period: You can enroll in or change your plan once a year during the Open Enrollment Period (OEP) even if you do not have a qualifying event. The OEP is a seven-week period from October 15 through December 7.

Retiring At or After Age 65: Whether you retire or decide to work part-time, once you turn age 65 you will be eligible for Medicare (Parts A and B) and other Medicare Supplement Plans. If you don’t have employer sponsored coverage, you should consider enrolling during your Initial Enrollment Period. You can enroll any time within the 3 months before your 65th birthday month, your birthday month, or 3 months after.

Administered by TriHealth EAP

Airstream recognizes our Associates are one of our most valuable resources. While everyone experiences stress, sometimes the effects of too much stress can disrupt work performance and personal wellbeing. The EAP is designed to help you and your family members deal with problems before they become unmanageable.

Services offered through the EAP is often all you need.

Access is Easy
No matter when, no matter where, you and your family have access to professional support.

Toll free: 800-642-9794
Website: TriHealthEAP.com

Administered by Fidelity Investments

Your Retirement Plan is a 401(k) plan that gives you a way to save for retirement through before or after tax contributions. You must be 18 years of age or older and have completed 3 months of service.

Easy enroll
You are automatically enrolled on the first day of the month after 90 days at a 6% contribution. Choose a savings approach that suits you today – and adjust it any time to fit your changing needs. You can update your contributions online at Netbenefits.com/easy.

Establish your beneficiaries
It’s important to name and regularly review and update beneficiaries for your 401(k)
retirement plan benefits to prevent benefits being be paid according to Plan rules, which might be different from the designation you would choose. Please take a few moments today to name your beneficiaries online to ensure that your benefits will be distributed according to your wishes.

To navigate to your beneficiary designations online:

1. Log into your account at www.netbenefits.com.
2. Click the Your Profile link.
3. Select Beneficiaries and follow the online instructions.

Once you have completed your beneficiary designations, you will be able to view them on NetBenefits. Please be sure to review your choices regularly and update them after certain life events, such as a marriage, divorce, birth of a child, or a
death in the family.

If you have questions or need help getting started call Fidelity at 1-800-835-5097.

View Summary Annual Report

Airstream has partnered with our Onsite Clinic to focus on our Associate’s health and wellness.

• Associate’s will receive a $200 bonus if they complete their annual physical between January 1st 2024 and June 1st 2024.
• Spouses can also earn a $100 bonus if they too complete their annual physical between January 1st and June 1st 2024.

Physicals and biometric screenings can be scheduled at the Clinic or they can be completed by the Associate’s Primary Care Physician. If an Associate chooses to have their physical with their PCP, the PCP will complete a form and the Associate will need to provide it to the Clinic.

Administered by Mutual of Omaha

Life and accident insurance gives you financial protection by paying a benefit if you die or are seriously injured in an accident.

Basic Life and AD&D Insurance
As an important part of your personal financial planning, Airstream provides you
with life and accidental death and dismemberment (AD&D) insurance coverage through Mutual of Omaha at no cost to you. AD&D insurance is designed to
pay a benefit if you have an accident that results in a covered loss, or death.

Voluntary Life Insurance
Airstream offers you the opportunity to purchase additional life insurance for yourself and your covered dependents through payroll deduction. Premiums are based on the amount of life insurance elected and the age of the insured. Note: Associate must be enrolled in voluntary life in order to elect spouse or dependent life.

Download the Mutual of Omaha Evidence of Insurability Form here or complete the form online by clicking here.

Premium for the voluntary life plan is based on the life amount chosen and the employee’s age (for both employees and spouses). Detailed benefit summaries and premium costs are available through the HR Department.

More Information

• Basic Life and AD&D Certificate Class 1
• Basic Life and AD&D Certificate Class 2
• Basic Life and AD&D Certificate Class 3
• Basic Life and AD&D Certificate Class 4
• Basic Life and AD&D Certificate Class 5
• Basic Life and AD&D Certificate Class 6
• Basic Life and AD&D Certificate Class 7
• Basic Life and AD&D Certificate Class 8
• Basic Life and AD&D Certificate Class 9
• Basic Life and AD&D Certificate Class 10
• Basic Life and AD&D Policy
• Basic Life Benefit Summary-All Eligible Airstream Administrative Management Employees
• Basic Life Benefit Summary-All Eligible Airstream Clerical Employees
• Basic Life Benefit Summary-All Eligible Airstream Production Employees with 5-10 Years of Service
• Basic Life Benefit Summary-All Eligible Airstream Production Employees with 10+ Years of Service
• Basic Life Benefit Summary-All Eligible Airstream Production Employees with Less Than 5 Years of Service
• Voluntary Life and AD&D Certificate (hourly)
• Voluntary Life and AD&D Certificate (salary)
• Voluntary Life and AD&D Policy
• Voluntary Life Benefit Summary (BiWeekly)
• Voluntary Life Benefit Summary (Weekly)
• Voluntary Life Certificate Summary (salary)
• Voluntary Life Certificate Summary (hourly)

Administered by Trustmark

Airstream offers you an opportunity to increase your life insurance coverage with a whole life insurance offering through Trustmark.

What is universal life/life events?
Trustmark Universal Life/LifeEvents® is permanent life insurance. It provides a death benefit to your beneficiaries if you pass away, but also builds cash value and features living benefits for long-term care services. Your price won’t increase due to age, and your policy builds cash value over time.

What is long term care?
Long Term/Convalescent Care Benefit (LTC) pays 4% of your death benefit for up to 25 months for home healthcare, assisted living, nursing home care and adult day care. There is a 90-day elimination period before benefit can be paid. To receive benefits you must meet Conditions of Eligibility for Benefits. The LTC benefit does not reduce at age 70. Benefit Restoration restores the death benefit that is reduced to pay for LTC, so your family receives the full death benefit amount when they need it most.

Administered by Mutual of Omaha

For 2024 Open Enrollment you can enroll in Short Term or Long Term Disability without completing an Evidence of Insurability (EOI) form.

In the event of a non-work related accident or any non-work related debilitating event, a portion of your salary will be continued for a period of time.

Short-term disability (STD)
Your ability to earn an income may be your most important asset. Short-term Disability insurance pays you cash benefits when you are sick or hurt (non-work related) and unable to work.

Long-term disability (LTD)
Pays monthly cash benefits when you are sick or hurt and unable to work and has the potential to pay up to your Social Security Retirement Age.

Please email benefits@airstream.com for additional information.

Long Term Disability (LTD) pays a portion of your salary in the event you are permanently disabled and unable to work.

More Information

• Voluntary LTD Certificate (hourly)
• Voluntary LTD Certificate (salary)
• Voluntary LTD Certificate Summary (hourly)
• Voluntary LTD Certificate Summary (salary)
• Voluntary LTD Policy
• Voluntary STD Certificate
• Voluntary STD Policy
• Voluntary STD_Certificate Summary (hourly)
• VSTD Benefit Summary

Administered by Aflac

You also have the opportunity to enroll in Accident insurance through Alfac.

What is accident insurance?
Accident insurance provides a lump sum payment based on the accident/injuries sustained; it’s paid directly to you, and you decide the best way to spend it. It’s that simple. Whether it’s to pay medical expenses, the mortgage, car payments or
even utility bills, you decide. Other advantages of accident insurance are:

• Cash benefits for expenses that may not be covered under your medical insurance
• You can keep coverage even if you leave Airstream
• There are no health questions to answer
• You can cover your spouse and children
• There is no limit to the amount of accidents you can claim under the policy (with exception to policy rules)

Why would I need accident insurance?
Ride bikes or drive a car? Jog or play sports? Accidents can happen when you least expect it. Are you prepared financially to pay the expenses that can occur as a result? What about day-today activities that can lead to accidental injuries — cooking, walking down the stairs, or driving to work?

Accident insurance is a way to ensure you can stay ahead of the out-of-pocket expenses associated with medical treatments. Your medical plan’s copays, coinsurance, and deductibles add up so quickly after a sudden or unexpected injury. While you can’t predict when an accident will happen, you can be prepared financially

For information on how to file a claim online or to print out claim forms and instructions go to: aflacgroupinsurance.com/customer-service/file-a-claim.aspx

Administered by Aflac

You also have the opportunity to enroll in Critical Illness insurance through Alfac.

What is critical illness insurance?
Critical illness insurance provides a way for you to stay ahead of the medical and out-of-pocket expenses that can accompany certain covered medical events.

Consider the following advantages of this critical illness coverage offering:

• A set amount of money is paid directly to you to be used however you choose
• You can keep the policy even if you leave Airstreamor retire, as long as you pay the premium
• Convenience of payroll deduction
• You can insure your spouse and children
• Policy enhancements are also available with your plan

Why would I need critical illness coverage?
Most medical plans provide coverage for hospital and medical expenses associated with critical illnesses such as stroke, heart attack, kidney failure, major organ transplant, coma, and paralysis. Even so, there are many expenses that aren’t covered that can be financially devastating. With critical illness coverage, you can be prepared financially for costs like:

• Copays, deductibles, and coinsurance
• Possible transportation and lodging needs
• Childcare and other domestic help expenses
• Possible loss of income

For information on how to file a claim online or to print out claim forms and instructions go to: aflacgroupinsurance.com/customer-service/file-a-claim.aspx

Travel Assistance

Take comfort in knowing that Travel Assistance* travels with you worldwide, offering access to a network of professionals who can help you with local medical referrals or provide other emergency assistance services in foreign locations.

Hearing Discount Program

Our goal is to help you restore the precious sounds of your life by providing personalized service, high-quality care and exceptional products. Get the care you need through our nationwide network of thousands of hearing health care providers that meet our NCQA-accredited credentialing requirements.

Mutual of Omaha Employee Assistance Program

With Mutual of Omaha’s Employee Assistance Program, you can get the help you need so you spend less time worrying about the challenges in your life and can get back to being the productive worker your employer counts on to get the job done.