2024 Benefits Open Enrollment
November 6 - 17, 2023

Administered by United Healthcare

Medical coverage is important for you and your family. United Health Care averages 4 out of 5 stars on many of the independent surveys of participants, providers, and facilities. Their network of providers extremely well with all our population of employees and dependents.

Arcade Beauty offers three medical plan options:

• UHC PPO Plan
• UHC In Network Plan
• UHC HSA Plan

To find out if your current provider is covered under your new UHC plan, please visit uhc.com/find-a-doctor.

Click the links below for additional information:

• MyUHC App
• MyUHC Member Flyer
• UHC Open Enrollment Brochure
• UHC Rally Member Flyer
• UHC Virtual Visits Cost
• Accessing Your Digital ID Card
• Drug Cost Flyer
• RxBenefits Member Services Flyer
• RxBenefits Prior Authorization Process
  
• RxBenefits: Utilization Management
• CVS Caremark: An Update on  Your Specialty Rx Benefit
• RxBenefits: An Update on  Your Specialty Rx Benefit
• Formulary Optimization for Low Clinical Value Medications
• High-Dollar Claim Review
  

Administered by United Healthcare

Dental benefits are essential to maintaining your overall health and well-being, which is why Arcade Beauty is proud to now offer dental coverage through United Healthcare.

Arcade Beauty offers two dental plan option:

• UHC Dental PPO
• UHC Dental HMO

Click the links below for additional information:

• Dental PPO Brochure
• Dental PPO Flyer
• Dental Wellness Brochure
• Virtual Dentist Flyer

Administered by United Healthcare

Vision benefits are essential to maintaining your overall health and well-being, which is why Arcade Beauty is proud to now offer vision coverage through United Healthcare.

Click the links below for additional information:

• UHC Child & Maternity Vision Flyer
• UHC Vision Network Flyer
• UHC Vision Plan Flyer

We are excited to announce that Arcade Beauty is increasing the employer HSA contribution in 2022 to $600 (employee only coverage) or $1,200 (family) if you are enrolled in the Arcade sponsored HSA medical plan.  

The HSA allows you to set aside money on a tax-free basis to pay your out-of-pocket qualified medical, dental, and vision expenses throughout the year or in the future. You own the money in your HSA account and it is yours to keep – even when you change plans or retire. The funds roll over from year to year to be used when you really need them. Contributing pre-tax dollars to the account is optional.

Advantages of Participating:

• There’s a triple tax savings benefit as contributions are not taxed going into the account, while they sit there earning interest or when they’re taken out for a qualified medical expense
• Unused funds rollover each year with no maximum on how much you can save and accumulate over time
• The account is portable so you never have to worry about losing the money in the account should you change between plans, retire or even seek employment elsewhere
• Your HSA can be viewed as a second means of savings for your retirement
• You control your healthcare spending and choose when to use your HSA dollars and when to save them
• You become a more informed participant in your healthcare and healthcare spending

Click the links below for additional information:

• HSA 5 Stages Journey Flyer
• HSA Member Flyer
• HSA User Guide

Administered by SunLife

Accident Insurance pays a cash benefit for injuries, treatments, and loss due to a covered accident. You can use the benefit however you see fit - to help pay for out-of-pocket medical costs or everyday expenses. 

Accident Insurance is provided at no cost to you! You have the option to purchase coverage for your dependents.

Administered by SunLife

No one saves to get sick, which is why we are pleased to offer Critical Illness Insurance through SunLife to help you protect your bank account if you are diagnosed with certain conditions and illnesses.

During this enrollment period only, you have the opportunity to elect coverage without answering medical questions! 

Administered by SunLife

With SunLife, you’ll have a comprehensive plan which provides lump-sum cash payments in addition to any other payments you may receive from your medical plan. Here are just some of the covered benefits/services, when an accident or illness puts you in the hospital.

• Sickness
• Accidents*
• Routine pregnancy**
• Complications of pregnancy
• Newborn complications
• Mental and nervous disorders
• Substance abuse

*Confinements due to an accident must be within 365 days of the accident.
**Confinements due to routine pregnancy are subject to a 10 month waiting period (see frequently asked questions)

Administered by Reliance Standard

As an important part of your personal financial planning, Arcade Beauty provides you with employee life and accidental death and dismemberment (AD&D) insurance coverage through Reliance Standard at no cost to you. 

Additional Benefits:

• Travel Assist: Included for all employees enrolled in Basic Life. Click here to learn more.
• Bereavement Support: Included for all employees enrolled in Basic Life. Click here to learn more.

Administered by Reliance Standard

This plan allows employees to elect additional life and dependent life coverage to supplement the Basic Life policy. This coverage is entirely optional and is paid for by the employee. Spouse and dependent child coverage is only available if the employee is insured for voluntary coverage.

Administered by Reliance Standard

Administered by Reliance Standard

Short Term Disability

Short Term Disability (STD) insurance plan provides a stable income source to carry you and your family through a temporary disability. In the event of a non‐work related accident or any non‐work related debilitating event, a portion of your salary will be continued for a period of time. 

• Non-Union Members in a Statutory State (Class 1): Click here to learn more
• Union Members (Class 2): Click here to learn more
• Non-Union Members in a Non-Statutory State (Class 3): Click here to learn more

Long Term Disability

Long Term Disability (LTD) pays a portion of your salary in the event you are permanently disabled and unable to work. Click here to learn more! Click here to learn more!

Additional Benefits:

• Travel Assist: Included for all employees enrolled in Long Term Disability. Click here to learn more.
• ID Theft: Included for all employees enrolled in Long Term Disability. Click here to learn more.

Administered by LegalShield

With LegalShield, you’ll not only get answers to your most pressing legal issues but you’ll be able to access a number of additional benefits. Feel empowered proactively protecting your future and gain peace of mind knowing your provider firm is there for you for any legal matters that may happen down the road.

LegalShield
Administered by LegalShield

With LegalShield, you’ll not only get answers to your most pressing legal issues but you’ll be able to access a number of additional benefits. Feel empowered proactively protecting your future and gain peace of mind knowing your provider firm is there for you for any legal matters that may happen down the road.

Identity Theft Protection
Administered by IDShield

Identity Theft Happens. IDShield Can Protect You and Take Care of Problems Along the Way. IDShield offers a comprehensive tool to monitor your presence online and be notified of any unusual activity so you can take action before you become a victim of identity theft. When a problem does occur, our customer service team and private investigators work directly with you to resolve and repair the problem.