Get access to everything you need – plan documents, contact information, plan information, in-network provider search, and more!
You have the opportunity to have the guidance of a professional benefit counselor to answer questions. Appointments are personalized, confidential, and will take place over the phone. You can click here to receive a call back from a counselor.
We are pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.
Administered by Blue Cross Blue Shield
Avenues Recovery offers medical coverage through Blue Cross Blue Shield National BlueCard Participating Provider Organization (PPO) Network, which offers you one of the largest provider networks of doctors and hospitals, allowing you availability to receive the greatest discounts on your healthcare expenses.
ACA Value Plan Option.
Get preventive care coverage to stay healthy and save money. The ACA Value Plan plan helps you avoid costly future health problems by focusing on prevention, keeping you feeling your best. You get 100% coverage in-network for all preventive services required by the Affordable Care Act, including routine checkups, immunizations, screenings, and preventive prescriptions.
You also have four (4) EPO medical plans to choose from. One plan is a High Deductible Health Plan (HDHP) which can be coupled with a Health Savings Account (HSA). The other three (3) are traditional EPO plans. To locate an in-network doctor or hospital near you, you can visit anthem.com
Tip: If you elect the HDHP plan, consider enrolling in a Health Savings Account (HSA). An HSA allows you to save pre-tax dollars for qualified medical expenses.
Administered by Guardian
Because maintaining your smile is important, Avenues Recovery Center offers three dental plans through Guardian. Although you have the option to see any provider you wish, you will receive the best benefits when you choose an in-network dentist.
If you choose to use a dentist that is not part of the network, your benefit will be based on the usual, customary and reasonable (UCR) charges or contracted allowance for the dental procedure performed. You will be responsible for the charges over this amount in addition to your portion of the coinsurance.
Click here to learn more.
Plan Features:
To find a dentist, visit GuardianAnytime.com or download our Guardian Anytime mobile app.
Save Your Unused Claims Dollars For When You Need Them Most
Guardian will roll over a portion of your unused annual maximum into your personal Maximum Rollover Account (MRA). If you reach your Plan Annual Maximum in future years, you can use money from your MRA. To qualify for an MRA, you must have a paid claim (not just a visit) and must not have exceeded the paid claims threshold during the benefit year. Your MRA may not exceed the MRA limit. You can view your annual MRA statement detailing your account and those of your dependents on GuardianAnytime.com.
Administered by Guardian through VSP
Just as with medical and dental care, we have selected a comprehensive vision care plan. We are proud to offer vision benefits through Guardian. Although you have the option to see any provider you wish, you will receive the best benefits when you choose an in-network provider.
To find an in-network vision provider near you, visit VSP.com.
Plan Features:
Click here to learn more.
Administered by FlexFacts
The Flexible Spending Account allows employees to take advantage of the provisions in Section 125 of the Internal Revenue Code. This Code section provides that payroll deductions for health insurance, dental insurance, life insurance, and childcare will be taken on a before-tax basis. This plan must always comply with the latest requirements of the IRS code and therefore changes may occur without notice. FSA elections run on the calendar year; you cannot make changes to your FSA contributions during this enrollment period.
Flexible Spending Account (FSA) – Medical:
You set amounts for the calendar year based on an estimated amount of medical expenses. The amount is divided by the number of pay periods in the year and then redirected from each paycheck – before taxes – into your account. The Flexible Spending Account is provided by FlexFacts. You receive a debit card for most expenses, or you can submit your receipts and a claim form as found on the Forms section of the intranet. Either way, the account reimburses you in tax-free money. The maximum contribution in 2026 is $3,400.
Click here to learn more.
Dependent Care FSA (DCFSA) – Dependents:
This plan works much like the Flexible Spending Account mentioned above. You decide the amount needed to cover dependent care costs over the course of the year. When you incur eligible dependent care expenses from any allowable provider, the account reimburses you in tax-free money. This covers most of the expenses related to the care of an eligible dependent so that you can work full-time. If you are married, both you and your spouse must work full time, or your spouse must be disabled or a full-time student, to qualify for this account. The maximum contribution in 2026 is $7,500.
How does it work?
Click here to learn more.
*Please note that the next enrollment takes place in January 2027*
Administered by FlexFacts
If you enroll in the BCBS 3000 HDHP medical plan, you are eligible for a Health Savings Account (HSA). Avenues Recovery Center will manage your pre-tax payroll deductions for you if you chose to contribute to your account. An HSA is an interest-bearing savings account used to pay for eligible medical, prescription drug, dental, or vision expenses. Over-the-counter drugs and menstrual products are now eligible expenses under the HSA!
Telehealth expenses are also newly eligible expenses under an HSA. For HSA purposes, these expenses are covered without requiring that the HDHP deductible be met. Click here for thousands of HSA eligible items!
All the money in the account is yours to keep, even if you leave or retire from Avenues Recovery Center. At the end of the year, any money in the HSA rolls over to the next year—you never lose it! The 2026 annual maximum contribution is $4,400 for an individual or $8,750 for a family.
Investing your HSA Funds:
Limited Purpose Flexible Spending Account:
If you enroll in an HSA, you can also enroll in a Limited Purpose Flexible Spending Account (LPFSA) in 2026. LPFSAs are tax-advantaged savings accounts that allow you to deposit a portion of your pre-tax income into a spending account. However, an LPFSA only covers eligible dental and vision expenses not medical expenses. This account is for people who want to contribute to an HSA, but also have expected dental and vision expenses. The IRS limits how much you can contribute to your LPFSA every year. The maximum contribution in 2026 is $3,400.
Voluntary Short-Term Disability
Administered by The Standard / American Heritage Life
Short-Term Disability provides a cash benefit when you are out of work due to injury, sickness, or pregnancy. Disability benefits for pregnancy will be covered the same as a covered sickness. You have the choice of two plan options. You can receive up to 60% of your monthly income up to $5,000 per month for a maximum duration of either 3 months or 6 months. Disabilities resulting from pre-existing conditions are not covered under this plan for the first 12 months after the effective date. During your new hire enrollment period only, you can elect coverage without answering medical questions!
Voluntary Long-Term Disability
Administered by Guardian
Keep getting a check when you’re hurt or sick. You always have bills to pay, even when you can’t get to work due to injury, illness, or surgery. Long-term disability insurance helps you make ends meet during this difficult time. You can receive up to 50% of your monthly income for up to $5,000 per month. Disabilities resulting from pre-existing conditions are not covered under this plan for the first 24 months after the effective date. During this enrollment period only, newly hired employees can elect coverage without answering medical questions!
Click here to learn more.
Fraud Notice: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Administered by Guardian
Basic Life and AD&D Insurance
Safeguard the most important people in your life. Think about what your loved ones may face after you’re gone. Term life insurance can help them in so many ways, like helping to cover everyday expenses, pay off debt, and protect savings. AD&D provides additional benefits if
you die or suffer a covered loss in an accident.
We offer this valuable benefit at no cost to you in the amount of $50,000.
Click here to learn more.
Voluntary Life Insurance
Voluntary Life and AD&D Insurance is available in addition to your employer-provided Basic Life and AD&D Insurance. You may purchase life insurance for your dependents if you purchase additional coverage for yourself.
Click here to learn more.
| Coverage Options | Voluntary Term Life |
| Employee Benefit | $10,000 increments to a maximum of $500,000 |
| Accidental Death and Dismemberment | Employee, Spouse & Child(ren) coverage. Maximum 1 times life amount |
| Spouse Benefit | $5,000 increments to a maximum of $250,000 |
| Child Benefit (Children age birth to 26 years) | $1,000 increments to a maximum of $10,000 |
WillPrep Services
Special bonus for participants in voluntary life plan!
Keeping an up-to-date will is essential to ensuring that your assets are distributed as you intended, no matter the size of your estate. You may be avoiding creating a will because you believe you can’t afford the time or legal expense. Now you can with WillPrep Services.
WillPrep Services offer support and guidance to help you properly prepare the documents necessary to preserve your family’s financial security. WillPrep has a range of services including online planning documents, a resource library and access to professionals to help with issues related to:
For more information about WillPrep Services, go to WillPrep. Password: GLIC09 or call 1-877-433-6789
Administered by WorkLifeMatters
Your Confidential Employee Assistance Program – Helping find balance between work and home life. WorkLifeMatters provides guidance for personal issues that you might be facing and information about other concerns that affect your life, whether it’s a life event or on a day-to-day basis.
For more information about WorkLifeMatters, go to worklife.uprisehealth.com. Access code: worklife.
Program includes:
WorkLifeMatters can offer help with:
Education
Lifestyle & Fitness Management
Dependent Care & Care Giving
Working Smarter
Legal and financial
Sometimes life can feel overwhelming. It doesn’t have to. Your ComPsych® GuidanceResources® program provides confidential counseling, expert guidance and valuable resources to help you handle any of life’s challenges, big or small.
Click here for an overview
Click here for EAP FAQ's
You are now eligible to participate in your company's retirement savings plan.
Your employer has partnered with John Hancock to provide you with this valuable benefit.
Now that you're eligible, it's easy to get started. Simply register your account and enroll.
Take advantage of:
Recorded Education Webinar: CLICK HERE
Administered by The Standard / American Heritage Life
When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers and can be used at your own discretion. During new hire enrollment period only, enroll without answering medical questions!
Manage Your Account and File Claims
Medicare Insurance Duplicate Notice
Fraud Notice: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Administered by The Standard / American Heritage Life
No one can be completely prepared for when critical illness strikes, but if you or a loved one is diagnosed with a covered condition such as cancer, stroke, or heart attack, Critical Illness Insurance provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. During new hire enrollment period only, enroll without answering medical questions!
Covered Conditions:
Manage Your Account and File Claims
Fraud Notice: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Administered by The Standard / American Heritage Life
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. And with two plan options so you can be sure you have the level of protection you need. Every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit. During new hire enrollment period only, enroll without answering medical questions!
| Benefit | Low Plan | High Plan |
| Hospital Admission | $1,000 once per year | $2,500 once per year |
| Hospital Confinement | $150 per day, up to 30 days per year | $250 per day, up to 30 days per year |
| ICU Confinement | $300 per day, up to 30 days per year | $300 per day, up to 30 days per year |
| Wellness Benefit | $50, once per year | $50, once per year |
Manage Your Account and File Claims
Medicare Insurance Duplicate Notice
Fraud Notice: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Administered by The Standard / American Heritage Life
Universal Life Insurance with Long-Term Care through Allstate provides a lump-sum cash benefit to help pay final expenses, bills, and more. Take charge of creating the future you imagine by getting coverage that’s guaranteed to stay with you. Wherever you go or however your view changes along the way, you have permanent insurance protection for the important things in life – your family, your home, and your finances. During new hire enrollment period only, enroll without answering medical questions!
Click here for more information
Manage Your Account and File Claims
Fraud Notice: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Administered by MetLife
Pet insurance provides coverage for a wide range of veterinary services and helps cover the costs of unexpected veterinary bills. You can also purchase optional coverage to help pay for routine care expenses. Pet parents can select from a range of annual limits, deductibles, and coinsurance levels. After your deductible is met, the plan reimburses a percent of your expenses, up to certain limits. Once the policy is effective, accident coverage begins at midnight and illness coverage begins after 14 days.
Click here for more information.
Click here to learn how to enroll.
Administered by Aura through MetLife
Aura keeps your identity safe with extensive monitoring of your personal info, accounts, IDs, and more, and will let you know if any of your online accounts, passwords, or personal information have been compromised. Aura will also monitor your Social Security Number and personal information for bank fraud, including unauthorized wire transfers, new bank account openings, and more.
Services include:
Click here for more information.
Administered by MetLife Legal Plans
Legal coverage through MetLife Legal Plans means added peace of mind for employees and their dependents.
Having to hire an attorney can be very stressful if you don’t know where to go or how much it will cost. MetLife Legal Plans makes it very simple to get the legal advice and the representation you need without draining your finances. This group benefit features:
Click here for more information.
Administered by Access Perks
Access Perks helps employers get the most bang from their benefits by saving employees money on their everyday purchases. No other employee discount program comes close to delivering more savings in more communities throughout America.
A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
Qualifying life events include:
You have 30 days from the qualifying life event to request your enrollment change and provide supporting documentation to the Benefits Department. In most cases, your election will become effective the day of the qualifying event. Otherwise, you must wait until the next annual enrollment period to make a change to your elections. Click here for instructions on how to submit a life event.
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