College Health Enterprises
2025 Benefits
Scroll down to learn more about your benefit options
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We are committed to offering a portfolio of benefits that give you peace of mind in knowing that the most important things in life are protected - your family, your finances, and your future. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.
Administered by Kaiser
We will be offering 2 different plans under Kaiser:
Medical Plan SBCs:
Administered by MetLife
Short-Term Disability insurance provides income protection should you experience a non-work related illness or injury. All benefits eligible employees have access to purchase Voluntary Short-Term Disability insurance through MetLife.
| Short Term Disability | |
| Monthly Benefit Amount | 25% of your annual salary, not to exceed $3,000 per month |
| Sickness Elimination Period | 14 days |
| Accident Elimination Period | 14 days |
| Max Coverage Period | 12 months |
Click here for instructions on how to file a claim.
Administered by Anthem
With Anthem, you'll have a choice of two comprehensive plans:
Administered by The Hartford
Long-Term Disability insurance provides income protection should you experience a non-work-related illness or injury. All benefits-eligible employees have access to purchase Voluntary Long-Term Disability insurance through Reliance Standard.
| Long-Term Disability | |
| Benefit Percentage & Maximum | 60% of your weekly salary, limited to $7,500 per month |
| Elimination Period | 365 days |
| Benefit Duration |
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Administered by Anthem
Vision Insurance features coverage for exams, prescription glasses, and contact lenses, as well as other items like Laser Vision Correction. You are free to choose an out-of-network doctor but will receive significant discounts with an in-network provider.
Click here to learn more!
Administered by Trustmark
Universal Life Insurance with Long Term Care through Trustmark provides lifelong protection with flexible premiums. This plan protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses. This coverage also offers you living benefits should you need Long Term Care after becoming chronically ill and confined to a nursing or assisted living facility, or if you need to receive home health or adult day care.
The unique feature of Universal Life Insurance is that you build cash value with a guaranteed interest rate of 3% which may allow your premiums to remain level throughout the life of the contract.
Administered by MetLife
With MetLife, you’ll have a choice of two comprehensive plans (called the “Low Plan” and the “High Plan”) which provide lump sum cash payments in addition to any other payments you may receive from your medical plan. View flyer for some of the covered benefits/services, when an accident or illness puts you in the hospital.
A new and innovative, high touch support program designed to provide an individual and their family with genetic testing that indicates whether you are predisposed to cancer, dedicated resources, and the technology needed to effectively navigate cancer while improving chances of survival. This benefit also includes a dedicated Cancer Guardian support specialist to collect pertinent information needed to source and access financial assistance due to COVID-19.
Some features of Cancer Guardian include:
Administered by MetLife
No one saves to get sick, which is why a diagnosis of a covered condition can be especially draining, both emotionally and financially. Critical Illness Insurance protects your family and your assets.
The policy provides you with a lump-sum cash benefit in the event you or a loved one is diagnosed with a covered condition.
Your new hire enrollment period is the only opportunity to enroll in benefits until the next annual enrollment period unless you experience a qualifying life event.
Certain coverages allow limited changes to your benefit elections during the year. These benefits include the Medical, Dental, and Vision. For these benefits, you may only make changes to your elections during the year if you have a qualifying life event.
Qualifying life events include:
The change to your benefit elections must be consistent with the qualifying life event. You have 30 days from the qualifying life event to request your enrollment change.
