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2022 Benefits Open Enrollment

Open Enrollment for your 2022 benefits will be held from December 7 – 17, 2021. This is the period each year when you can make changes to your current benefit elections.

Schedule Your Appointment

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What You Need To Know

Click on each of the topics below for details on other changes that are effective on January 1.

New Enrollment Process ▼

New enrollment process! You have the opportunity to complete an enrollment appointment with a professional benefit counselor to elect or waive benefits for 2022. During your individual appointment, you will have the opportunity to ask questions, get more information, and enroll yourself and your dependent(s) in coverage.

Schedule your appointment now to secure your preferred date and time!

Schedule Your Appointment

New Voluntary Benefits ▼

We're excited to announce new benefits for 2022! 

  • Accident: When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance through Aflac provides a lump-sum cash benefit based on your injury(s) and the treatment you receive.
  • Critical Illness: No one can be completely prepared when a critical illness strikes, but if you or a loved one is diagnosed with a covered condition, Critical Illness Insurance through Aflac provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. During this enrollment period only, you can elect Critical Illness coverage without answering medical questions!
  • Hospital Indemnity: If you are hospitalized due to an accident or an illness, Hospital Indemnity Insurance through Aflac pays you a lump-sum cash benefit to help you cover the cost of your stay in the hospital.
  • Disability: Short-Term Disability Insurance pays you a portion of your income if you are unable to work.
  • Life and AD&D: Life Insurance pays your beneficiary a benefit in the event of your death.
  • MeMD Telemedicine Services: MeMD telemedicine services enables you to talk to a medical provider or licensed behavioral specialist for nonemergency illnesses, such as sinus or respiratory infections, allergies, colds and flu. MeMD is available to all employees regardless of enrollment in other Aflac benefits.

Learn more below!
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How to Enroll

To better understand the benefits available to you, we strongly encourage you to speak with a professional benefit counselor over the phone to elect or waive coverage. During your confidential appointment, the benefit counselor will:

  • Answer your questions
  • Provide detailed information
  • Help you make changes or enroll in your benefits

Schedule Your Appointment

Your 2022 Benefit Options

We are committed to offering a portfolio of benefits that give you peace of mind in knowing that the most important things in life are protected - your family, your finances, and your future. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below or refer to the 2022 Benefits Guide.

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Medical ▼

Please check your benefit guide or benefit summaries for plan details.
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Telemedicine - NEW! ▼

Administered by Aflac

All employees, regardless of which benefits elected for 2022, have access to Aflac's MeMD telemedicine services. MeMD allows you to reach a health provider, day or night, using your phone or computer for a $25 copay.

Avoid the waiting room and still get quality care for all kinds of concerns:

  • Abrasions, bruises, minor headaches, arthritic pains
  • Allergies, hives, skin infections, bites and stings
  • Colds, fever, sore throat, cough, congestion
  • Diarrhea, vomiting, nausea, urinary tract infections
  • Eye infections, conjunctivitis, body aches
  • Medication refills (short-term)* and more
  • Addiction, anxiety, bipolar/depression, divorce and more

The best time to sign up is before you’re sick. Here’s how:

  • Go to https://memd.me/aflac. Be sure to use this website to ensure that you are only billed $25.
  • Fill out the required information to create your profile. It will also give you the option to add your spouse/domestic partner and children to your profile.
  • You can also download the free MeMD app from the app store on your smartphone or tablet so you can have access to a doctor anytime, anywhere.

Click here to learn more.
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Dental ▼

Please check your benefit guide or benefit summaries for plan details.
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Vision ▼

Please check your benefit guide or benefit summaries for plan details.
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Disability - NEW! ▼

Administered by Aflac

Short Term Disability (STD) insurance plan provides a stable income source to carry you and your family through a temporary disability. In the event of a non‐work related accident or any non‐work related debilitating event, a portion of your salary will be continued for a period of time.
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Accident - NEW! ▼

Administered by Aflac

When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion. With two levels of coverage available, you can choose the plan that best fits your needs. Enroll without answering medical questions!

As well, every year that you complete a qualified health screening you are eligible for a $30 (Low Plan) or $50 (Mid Plan) Wellness Benefit.

Learn more by watching the video and clicking the links below:

 
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Critical Illness - NEW! ▼

Administered by Aflac

This plan provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ failure, kidney failure, stroke, cancer, and more.

As well, every year that you complete a qualified health screening you are eligible for a $50 Health Screening Benefit.

During this enrollment period only, you can elect coverage, up to a certain amount, without answering medical questions!
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Hospital Indemnity - NEW! ▼

Administered by Aflac

Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare.

Enroll without answering medical questions!
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Life Insurance - NEW! ▼

Administered by Aflac

Voluntary Term Life Insurance - NEW!
Life insurance gives you financial protection by paying a benefit if you die. You have the opportunity to purchase life insurance coverage for yourself, your spouse, and your child(ren). Consider costs such as funeral expenses, legal expenses, and general living expenses for your surviving family members when determining an appropriate amount of additional coverage. You must elect coverage on yourself if you wish to cover your spouse.

During this enrollment period only, you can elect coverage without answering medical questions!

  • Employee: up to $100,000
  • Spouse: up to $50,000 (not to exceed employee's coverage amount)
  • Child(ren): up to $25,000 (not to exceed employee's coverage amount)

Basic Life Insurance 
Please check your benefit guide or benefit summaries for plan details.
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Carrier Contact ▼

Medical, Dental, and Vision

  • Please check your benefit guide or benefit summaries for plan details.

Disability, Accident, Critical Illness, Hospital Indemnity, Term Life - Aflac

Don't Miss Out!

This annual enrollment period is the only opportunity to enroll in benefits until the next open enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.

Questions?

If you have any questions regarding your benefit options, please contact Human Resources.