
To ensure you understand the benefit options, we are working with EOI Service Company, a professional enrollment firm with over 45 years in the benefits and communications industry. All employees will speak with a benefit counselor to complete the enrollment process.
During your confidential appointment, the benefit counselor will:
Schedule your appointment now to secure your preferred date and time!
We are committed to offering a portfolio of benefits that give you peace of mind in knowing that the most important things in life are protected - your family, your finances, and your future. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below or refer to your 2024 Benefit Guide.
Administered by BCBSSC/National Alliance
You have four medical plan options to choose from:
How to Find a Provider
Create your account at www.myhealthtoolkitfl.com, click on “Find a Provider” and enter the alpha prefix FAE. Keep a digital copy of your ID card handy.
Administered by OptumRx
The following co-payments will be collected at the in-network pharmacy every time you receive a prescription:
GoodRx
By visiting Goodrx.com, you can compare prescription drug prices and find coupons at more than 70,000 U.S. pharmacies. Drug prices vary wildly between pharmacies, and GoodRx finds the lowest prices and discounts.
Visit www.goodrx.com/faq for more information.
Administered by Lively with Choice Financial Bank
Flexible Spending Accounts (FSA) provide you with an important tax advantage that can help you pay for health care and dependent care expenses on a pre-tax basis. By estimating your family’s health care costs for the next year, you can lower your taxable income and save money.
Health Care FSA
This program allows you to pay for certain IRS-approved medical care expenses not covered by your medical plan with pre-tax dollars. Some examples of eligible expenses include:
The Health Care FSA annual contribution limit is $3,200 for 2024. Funds remaining at the end of the year, up to $640, may be rolled over for use in the next year. Claims for 2024 must be submitted by September 30, 2024.
Dependent Care FSA
You may contribute up to $5,000 per plan year to pay for qualified eligible dependent care. If both spouses participate in an account the maximum still remains at $5,000 per plan year.
Administered by Medefy
With Medefy, you have access to your benefits at your fingertips along with 24/7 access to licensed doctors online (telemedicine). This benefit is at zero cost to you as an employee if you are electing medical coverage.
Search "Medefy" in the App Store or Google Play to get started! You will need an email address, your date of birth, and last 4 digits of your SSN. Click the links below for further instructions:
Administered by Companion Life
Because maintaining your smile is important, we are proud to offer voluntary dental coverage through Companion Life. Eastern Shipbuilding continues to pay the full cost for employee only coverage under the Base option. Employees are responsible for respective contributions for the all other tiers (Base or Buy-Up Options). To find a provider, visit www.dentemax.com and select "Find a Dentist", then provide your zip code.
Administered by Humana
We are proud to offer voluntary vision benefits through Humana. Although you have the option to see any provider you wish, you will receive the best benefits when you choose an in-network provider. To find in-network providers near you, visit www.humana.com. Humana uses the Insight (EyeMed) network. Please refer to your ID card for your EyeMed Plan ID.
Administered by Companion Life
The Eastern Shipbuilding Basic Life plan is a 100% employer-paid benefit that provides your family with $20,000 in the event of your death.
Be sure to identify your beneficiaries during Open Enrollment!
Administered by Companion Life
Short-Term Disability (STD) provides a weekly benefit for expenses incurred if you cannot work several weeks due to an illness or injury. Your doctor must certify that you are unable to return to work on a full-time or partial basis. Disabilities caused by an occupational injury or illness are not covered.
This coverage pays you a benefit of up to 60% of your weekly earnings, not to exceed $1,400 per week. The plan begins paying these benefits on the first day due to an off-the-job injury and the eighth day due to a sickness and will pay you a weekly benefit for up to 26 weeks.
You contribute 100% of the cost of this coverage. Your monthly rate: $0.51/$1,000.
Long-Term Disability (LTD) provides a monthly benefit in the event that you become disabled and are unable to work. Long-Term Disability provides replacement income to give you financial security.
This coverage pays you a benefit of up to 60% of your monthly earnings, not to exceed $6,000 per month. The plan begins paying these benefits after you have been unable to work for 180 consecutive days.
You contribute 100% of the cost of this coverage. Your monthly rate: $0.61/$100.
Administered by Transamerica
This Critical Illness policy through Transamerica provides you with a lump sum cash benefit in the event you or a covered loved one is diagnosed with a covered condition such as cancer, heart attack, or stroke. Plus, the plan includes a $50 Health Screening Benefit for completing a covered Health Screening Test, paid once per insured, per calendar year.
During this enrollment only, newly eligible employees can elect coverage without answering medical questions!
Administered by Transamerica
Universal Life Insurance with Living Benefits through Transamerica provides lifelong protection with flexible premiums. This plan protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses. This coverage also offers you living benefits should you need Long Term Care after becoming chronically ill and confined to a nursing or assisted living facility, or if you need to receive home health or adult day care.
The unique feature of Universal Life Insurance is that you build cash value with a guaranteed tax-deferred interest rate of 3% which may allow your premiums to remain level throughout the life of the contract.
During this open enrollment period only, newly eligible employees have the opportunity to elect coverage without answering medical questions.
Administered by Transamerica
An unexpected hospital stay can put a strain on your budget. Transamerica's Hospital Indemnity Insurance provides money you can use to help cover the costs you might not anticipate. Helping you handle expensive hospital bills lets you focus more on recovering and less on how much the next test is going to cost. Plus, the plan includes a $100 Wellness Indemnity Benefit for completing a covered Health Screening Test, paid once per calendar year. Enroll without answering medical questions.
Administered by Transamerica
Cancer Insurance provides meaningful direct and indirect medical benefits to you to help pay the costs of cancer treatment. The plan also includes coverage for specified illnesses and diseases such as cerebral palsy, cystic fibrosis, tetanus, and more. Plus benefits are paid in addition to any other insurance you may have. Enroll without answering medical questions!
This plan also includes a cancer screening wellness rider that pays $100 per calendar year to you and your covered dependent(s) when you complete a qualified cancer screening.
Medical - BCBSFL
Prescription - OptumRx
Telemedicine - Medefy
Dental - Companion Life
Vision - Humana
Disability, Life and AD&D - Companion Life
Accident, Critical Illness, Hospital Indemnity, Universal Life with Living Benefits, Cancer - Transamerica
This annual enrollment period is the only opportunity to enroll in benefits until the next open enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.