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How to Enroll

Benefits are more important than ever and we encourage you to spend extra time evaluating your benefit options. As such, we have partnered with EOI Service Company so you can enroll with the guidance of a professional benefit counselor.

To schedule an appointment click the button below, visit evergreen.mybenefitsappointment.com or call 866-278-0004 Monday through Friday from 7am - 5pm CST to schedule your meeting with an enrollment counselor.

It is essential you speak with a benefit counselor to learn more about your benefit options. During your confidential appointment, the benefit counselor will:

  • Answer your questions
  • Provide detailed information
  • Help you enroll in benefits

Schedule Your Enrollment Appointment

Employees can self-enroll in all current benefits online by visiting: https://secure.entertimeonline.com/ta/CBIZ823aa.login

For the new Chubb benefits, including the Life with Long Term Care and Advantage DNA, employees can use the Chubb self-service enrollment portal: http://chubb.benselect.com/evergreenseniorliving

  • PIN: Last 4 digits of your Social Security Number followed by the last 2 digits of your birth year (6 digits total).

Your 2026-2027 Benefits

We are pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.

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Medical ▼

Administered by Cigna

Because there is nothing more important than your health, we offer three medical plans through Cigna. You have your choice of the following plans: 

  • Basic
  • Core
  • Savings

A PPO plan offers the freedom to receive care from any in- or out-of-network doctor, specialist or hospital without a referral. You have a deductible to meet and once the deductible is met, coinsurance (or the cost share between you and the carrier) kicks in.

Cigna only administers digital ID cards.

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Learn More

Basic Plan Benefit Summary

Core Plan Benefit Summary

Savings Plan Benefit Summary

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Health Savings Account (HSA) ▼

Administered by Inspira

HDHP with HSA Plan

The plan is comprised of two components:

  1. High-Deductible Health Plan
  2. Health Savings Account (HSA)
  3. Employer-paid Accident and Hospital Indemnity coverage.

The HDHP is a high-deductible health plan that provides health care benefits after the deductible has been met. All medical services, with the exception of preventive care, are paid for by you at 100%, less carrier discounts, prior to meeting your entire annual deductible. This includes routine office visits, procedures, lab work, prescription drugs, etc.

The HSA is a bank account paired with your HDHP allowing you to set aside money on a tax-free basis to pay your out-of-pocket qualified medical, dental, and vision expenses throughout the year or in the future. You own the money in your HSA account, and it is yours to keep – even when you change plans or retire. The funds roll over from year to year to be used when you really need them.

HDHP plan enrollees are also automatically covered by employer-paid Hospital Indemnity coverage. These policies pay you a cash benefit when you or a covered dependent seek treatment for an accidental injury, or a hospitalized. You can use the benefits to cover expenses not covered by your plan.

2026 Max Contributions

  • Employee: $4,400
  • Employee + Dependent(s): $8,750
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Dental ▼

Administered by MetLife

Dental Preferred Provider Organization (DPPO) This dental plan allows the flexibility to select any dentist in-network or out-of-network, but if you stay in network, you’ll pay less.

Dental coverage focuses on preventive and diagnostic procedures in an effort to avoid more expensive services associated with dental disease and surgery. The type of service or procedure received determines the amount the carrier will cover for each visit. Each type of service fits into a class of services according to complexity and cost.

Learn More

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Vision ▼

Administered by Superior through MetLife

Even if you don’t wear glasses, regular visits to your eye doctor are important to your overall health. That’s because a routine eye exam can often detect early signs of serious health conditions like diabetes.  A group vision plan makes it easier to get the care you need and lower your costs. 

Vision insurance helps offset the cost of routine eye exams and helps pay for vision correction eyewear like eyeglasses and contacts by an eye-care provider.

You’re eligible for an eye exam and lenses or contact lenses every 12 months and frames every 12 months. Out-of-network providers will only offer you an allowance towards your vision services.

Learn More

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Life and AD&D ▼

Administered by MetLife

Basic Life and AD&D Insurance

Safeguard the most important people in your life. Think about what your loved ones may face after you’re gone. Term life insurance can help them in so many ways, like helping to cover everyday expenses, pay off debt, and protect savings. AD&D provides additional benefits if
you die or suffer a covered loss in an accident.

We offer this valuable benefit at no cost to you.

Voluntary Life Insurance

  • Provides a cash benefit to your loved ones in the event of your death
  • Features group rates 

Voluntary Accident & Death Insurance

  • Provides a cash benefit to your loved ones if you die in an accident
  • Provides a cash benefit to you if you suffer a covered loss in an accident
  • Features group rates
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Identity Theft & Fraud Protection ▼

Administered by MetLife

Make the internet a safer place for you and your family.

All-in-one digital security solution that helps protect the things you care about most.

The advantages of MetLife Identity & Fraud Protection Powered by Aura

  • Proactive monitoring and alerts on your personal info and accounts to keep your identity and finances secure.
  • Receive alerts to suspicious credit inquiries, like if someone tries to open a credit card or loan in your name.
  • Digital safety tools, including VPN/Wi-Fi security, and antivirus software to protect your devices and online activity.
  • Aura also requests the removal of your personal info from the data broker lists to help reduce spam like robocalls, robotexts, and more.
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Legal Plan ▼

Administered by MetLife

Powerful legal protection on your side
Quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. For a monthly fee, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events.

MetLife Legal Plans gives you access to the expert guidance and tools you need to handle the broad range of personal legal needs you might face throughout your life. This could be when you’re buying or selling a home, starting a family, dealing with identity theft, or caring for aging parents.

Reduce the out-of-pocket cost of legal services with MetLife Legal Plans.

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Disability ▼

Administered by MetLife

Voluntary Short-Term Disability

Short-Term Disability provides a cash benefit when you are out of work for up to 13 weeks due to injury, illness, surgery, or recovery from childbirth. 

Long-Term Disability

Keep getting a check when you’re hurt or sick. You always have bills to pay, even when you can’t get to work due to injury, illness, or surgery. Long-term disability insurance helps you make ends meet during this difficult time.

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Accident ▼

Administered by MetLife

When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion. 

Learn More

 

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Critical Illness ▼

Administered by MetLife

This plan provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ failure, kidney failure, stroke, cancer, and more.

Learn More

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Hospital Indemnity ▼

Administered by MetLife

Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. 

Learn More

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Pet Insurance ▼

Administered by MetLife

No matter what unpredictable antics your furry family member gets into, your family isn’t complete without them. With MetLife Pet Insurance, you can feel confident that their health and your wallet are protected if you’re faced with an unexpected trip to the vet.

Why MetLife Pet Insurance?

  • Flexible coverage with up to 100% reimbursement and freedom to visit any U.S. licensed vet
  • Optional Preventive Care coverage
  • 24/7 access to Telehealth Concierge Services
  • Discounts and offers on pet care
  • Coverage of pre-existing conditions when switching providers
  • MetLife Pet mobile app to submit and track claims, manage your pet’s health and wellness and find nearby pet services
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Advantage DNA - New! ▼

Administered by Chubb

Personalized cancer insights and support powered by DNA testing.

Advantage DNA combines proactive genetic testing with precision cancer support services designed to help employees make more informed healthcare decisions.

The advantages of Advantage DNA

    • Pharmacogenomic (PGx) testing helps identify which medications may work best for you based on your DNA.
    • Hereditary cancer risk testing helps uncover inherited cancer risks to support prevention and early detection.
    • Access to licensed genetic counselors who help explain results and provide personalized action plans.
    • If diagnosed with a covered cancer, employees receive personalized support including oncology nurse navigation, second opinion reviews, genetic tumor testing, clinical trial support, and precision treatment recommendations.
    • Includes a $5,000 cash benefit upon diagnosis of a covered cancer to help with out-of-pocket expenses.
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Life with Long Term Care (LTC) - New!▼

Administered by Chubb

Life insurance protection with built-in long term care benefits.

Chubb Guaranteed Life with Long Term Care helps employees protect their families financially while providing access to benefits that can help cover long term care needs later in life.

The advantages of Chubb Guaranteed Life with Long Term Care

  • Guaranteed issue coverage available with no medical questions for eligible employees during enrollment.
  • Life insurance benefits help provide financial protection for loved ones and are guaranteed through age 121 as long as premiums are paid.
  • Includes Long Term Care benefits that can provide monthly payments for home health care, assisted living, adult day care, and nursing home care.
  • Restoration of Death Benefit rider can restore the life insurance benefit after long term care benefits are used.
  • Accelerated Death Benefit allows employees diagnosed with a terminal illness to access a portion of their life insurance benefit early.
  • Coverage is portable, allowing employees to keep their coverage if they leave employment or retire.

Don't Miss Out

This annual enrollment period is the only opportunity to enroll in benefits until the next open enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.