REMINDER: There will no premium deductions on the following 2024-2025 payroll dates:
12/27/24, 1/3/2025, 7/4/2025, 7/11/2025, 12/26/25
All full time employees working an average of 30 hours per week are eligible to enroll in benefits.
New full time employees’ benefits for all lines of coverage will begin on the 1st of the month following 30 days of employment.
Benefits end on the last day worked.
Please review all benefit materials. You must complete your online enrollment even if you choose to not elect any benefits. Benefits you do not wish to elect must be waived. All full-time employees receive free life insurance and must designate a beneficiary in the enrollment portal.
*If you do not make your elections before the end of your new hire enrollment period (1st of the month after 30 days of employment), you will have to wait until the Annual Enrollment period held in the fall (unless you experience a qualifying event) to elect benefits.
• Website: https://secure2.saashr.com/ta/PayServ172001.login
Administered by Anthem / IngenioRx
Deluxe HSA Plan
The Deluxe Plan is a qualified high deductible plan with a Health Savings Account (HSA) to help cover health care expenses that apply to the annual deductible and coinsurance. All eligible covered expenses (except preventive care) apply towards meeting the annual deductible under the plan.
Note: There are no payroll deductions during 4 weeks of shutdown. The specific weeks without premiums will be communicated. Employee contributions are voluntary and can be made pre-tax through payroll deduction. Contributions to a HSA can be made by an employee, employer, or both. Employer contributions will be made by Heartland to qualified individuals from January through October in 10% increments at the end of each month.
Benefits of the HSA:
| Plan 46 - HSA Weekly Payroll Deductions | |
| Employee Only | $59.25 |
| Employee + Spouse | $147.50 |
| Employee + Child(ren) | $113.00 |
| Employee + Family | $187.50 |
Open Your KeyBank HSA today online…
www.key.com/keywork/heartlandhsa
Group Code: 272263
Standard PPO Plan
This plan is a traditional PPO plan that includes copayments for office visits and prescription drugs. Prescription drugs are covered with a copayment
There are 4 Tiers of drug types and prescriptions can be purchased at a local pharmacy or through mail order.
Learn more about IngenioRx Pharmacy Programs.
Note: There are no payroll deductions during 4 weeks of shutdown. The specific weeks without premiums will be communicated.
PPO Plan Highlights:
| Plan 45 - PPO Weekly Payroll Deductions | |
| Employee Only | $71.25 |
| Employee + Spouse | $175.00 |
| Employee + Child(ren) | $137.50 |
| Employee + Family | $209.11 |
Please visit anthem.com to seek participating HSA or PPO providers. Although most physicians in this area participate, it is recommended that you verify with your doctor that they participate in the Anthem Blue Card network every time you make an appointment.
Administered by Delta Dental
2025 Dental Enhancements
| Employee Weekly Payroll Deductions | |
| Employee Only | $6.21 |
| Employee + Spouse | $12.43 |
| Employee + Child(ren) | $18.11 |
| Employee + Family | $26.83 |
Administered by VSP
The vision plan is offered through VSP. This plan offers one eye examination per year, new lenses or contact lenses each year, and frames every two years.
You can choose from independent doctors and retail providers to find the one that best fits your needs and schedule. No matter which one you choose, the plan is designed to be easy to use and to save you money.
| Employee Weekly Payroll Deductions | |
| Employee Only | $1.26 |
| Employee + Spouse | $2.53 |
| Employee + Child(ren) | $2.71 |
| Employee + Family | $4.33 |
Employee Assistance Program (EAP)
Administered by ComPsych
Life. Just when you think you’ve got it figured out, along comes a challenge. This safe and confidential program is here for you and can help you find solutions and peace of mind. Your program includes up to 5 in person, phone, or video consultations with licensed counselors for you and your eligible household members, per issue, per calendar year.
Your EAP may be used to address a broad range of issues including:
Connect with a counselor.
Medicare Counselors
Administered by Next Level Planning & Wealth Management
Medicare is confusing, and we want to make sure that we assist with understanding the options available to ensure you, a family member or friend make the best decisions possible.
Most Americans become eligible for Medicare at age 65. Sadly, they don’t have a true understanding of what that means for them or what to do about it. Those who are still working and already passed age 65 typically just keep their work insurance without consulting with a Licensed Medicare expert for counsel.
We provide guidance through the process. Get advice from licensed insurance agents at no cost or obligation to enroll .
Administered by Fidelity
Your Retirement Plan is a 401(k) plan that gives you a way to save for retirement through before or after-tax contributions. You must be 18 years of age or older and have completed 3 months of service. Heartland RV will match 25% per dollar of your weekly deferrals up to an annual max of $600 – Roth 401(K) plan excluded from company match.
How to enroll:
Choose a savings approach that suits you today and adjust it at any time to fit your changing needs. Before choosing a retirement plan consult your financial advisor or contact Fidelity at 1-800-835-5097. Once you create your profile on www.401k.com you can elect your contribution amount, check your balance, update your beneficiary, and gain access to Fidelity’s planning and guidance center, as well as, financial articles, videos, and workshops.
Try out Fidelity’s Financial Wellness Checkup today! You will receive a financial wellness score and a personalized plan for improvement.
Take the important step of establishing your beneficiaries
It’s important to name and regularly review and update beneficiaries for your 401(k) retirement plan benefits. Once you have completed your beneficiary designations, you will be able to view them on NetBenefits. Please be sure to review your choices regularly and update them after certain life events, such as a marriage, divorce, birth of a child, or a death in the family.
Click here to learn more.
Administered by SunLife
When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion.
Customer Service: 1-800-247-6875
www.sunlife.com/us
Administered by SunLife
This plan provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ failure, kidney failure, stroke, cancer, and more.
Customer Service: 1-800-247-6875
www.sunlife.com/us
Administered by SunLife
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare.
Customer Service: 1-800-247-6875
www.sunlife.com/us
Our employee discount program offers employees discounts on everything from child care to gym memberships. Please see below to learn more and start saving today!
Savings Marketplace
More perks. More savings. More of what makes you happy.
We’re here to support your personal and financial well-being through exclusive deals and limited-time offers on the products, services and experiences you need and love. Heartland Recreational Vehicles' Savings Marketplace is your exclusive employee perks program. After signing in, you will have access to a wide variety of money saving offers, including discount tickets, cars, rentals, and hotels; as well as amazing product and service deals for your everyday needs.
Getting started is easy! Follow the link to sign up today: Savings Marketplace
