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What You Need to Know

Click on each of the topics below for details.

Benefits ▼

This year you will have the opportunity to enroll in the following benefits administered by MetLife:

  • Accident
  • Critical Illness
  • Hospital Indemnity
  • Legal Aid
  • Identity Theft Protection
  • Pet Protection

See below to learn about these new benefits. 

Health Screening Benefit ▼

Put money back in your pocket! You have the opportunity earn up to $300 in Health Screening Benefits (HSBs) by enrolling in the following benefits:

  • $100 HSB - Accident
  • $100 HSB - Critical Illness
  • $100 HSB - Hospital Indemnity

Health screenings are an important part of managing your health. That's why your Accident Insurance,  Critical Illness Insurance, and Hospital Indemnity Insurance coverage from MetLife provides a  Health Screening Benefit for covered screenings and tests.

Now, everyone who's enrolled —  you, your spouse, and dependent children — can earn a benefit just for taking care of his or her health.

Learn More

How to File a Claim ▼

Accident, Critical Illness & Hospital Indemnity

ID Theft & Fraud Protection

  • To file a claim, you can contact Aura directly at 844-931-2872

Pet Protection

  • To file a claim, you can call MetLife at 800-GET-MET8. 

 

Information Session Video

Click below to watch a MetLife Benefits Information Session.

Your 2026 Voluntary Benefits

We are pleased to offer a comprehensive benefits program that offers you choice and flexibility so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.

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Accident ▼

Administered by MetLife

Accidents can happen anytime, anywhere and when you least expect them. While you can’t plan for the unexpected, you can be better prepared financially with MetLife Accident Insurance.

You’ve got medical, dental and vision insurance — and possibly a flexible spending account just in case. If you have an accidental injury, you’re financially covered, right?

Not entirely. Even the best health insurance may leave you with unexpected costs or medical debt, especially if you have a high deductible health plan or limited network. When faced with these kinds of costs, supplemental coverage from MetLife provides you with additional financial protection.

 

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Critical Illness ▼

Administered by MetLife

Contrary to what many people believe, medical insurance may only cover a portion of the expenses associated with treating a serious illness. Plus, additional costs that often come with recovering, like childcare, transportation, and grocery delivery, may be left up to you. Critical Illness Insurance can provide you with a benefit that can help you pay for unexpected costs, such as those that your existing medical insurance may not cover.

Handling the emotions that come up when experiencing illnesses such as a cancer1diagnosis, heart attack, or stroke is difficult enough. Worrying about your financial stability on top of this can obviously be overwhelming. With Critical Illness Insurance, MetLife can help you and your family have the financial stability necessary to completely focus on healing during a difficult time.

When critical illness affects your family, you’ll have the financial support when it matters most.

 

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Hospital Indemnity Insurance ▼

Administered by MetLife

Hospital stays can be pricey and often unexpected. Studies show that the average cost of a three-day hospital stay in the U.S. is $30,000. Even quality healthcare plans don’t cover all expenses, so taking steps to help protect yourself can make a big difference.

While in the hospital, it’s likely you’ll need various treatments, tests and therapies to get up and about again. Expenses like plan deductibles, co-pays for doctor visits and extra costs for out-of-network care can add up fast. Having help with the financial support you may need when the time comes means less worry for you and your family.

In addition, unexpected hospital bills can be difficult to manage when you lose your income or when your income becomes seriously reduced because of an injury or illness. Household expenses like your mortgage or rent payments, car payments, childcare payments, or household maintenance costs may become even harder to keep up with while you focus on recovering.

 

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Long Term Disability ▼

Administered by MetLife

Long Term Disability Insurance can help replace a portion of your income for an extended disability.
 

Your ability to earn an income is one of your most valuable assets—and could be majorly impacted if you experience an extended illness or injury. Long-term disability insurance can help protect your income and lifestyle if you are unable to work due to an extended disability.

  • Benefit payments are made directly to you, and you decide how to spend the money

  • Can help you meet your financial obligations while you are unable to work so your long-term goals stay on track

Helpful Links

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Legal Plans▼

Administered by MetLife Legal Plans

Your legal plan benefit is like having a trusted attorney in your pocket or on retainer. The attorney will advocate for your best interests and help you navigate legal issues. This may sound like a luxury, but it doesn’t have to be! Our coverage provides access to a network of qualified and experienced attorneys nationwide.

Plan benefits include:

  • A cost-effective plan providing access to more than 18,000+ experienced network attorneys.
  • Unlimited use of network attorneys for covered issues.
  • Assistance for a wide range of legal needs, including money matters, home and real estate, family and personal matters, civil lawsuits, elder care issues, and vehicles and driving.
  • Online digital estate planning tool—create wills and trusts, healthcare proxies, and power of attorney documents from the comfort of home.

Resources:

 

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Identity & Fraud Protection ▼

Administered by Aura through MetLife

We’re doing more online than ever before –making us more vulnerable to fraud and online threats. MetLife and Aura Identity & Fraud Protection helps safeguard the things that matter to you most: your identity, money and assets, family, reputation, and privacy.

 

I authorize Aura Sub, LLC (“Aura”) to confirm my identity, obtain and monitor my

credit information from the credit bureaus on a recurring basis in order to
provide the Aura products and services I have ordered as long as I have an
account with Aura. I also authorize Aura depending on the Aura products and
services ordered, to retrieve and monitor my personal information, and motor
vehicle and other records. I acknowledge that I may be required to activate
certain services, including taking action to download, install, or provide
additional information before obtaining access to the Aura products and
services. By opting in, I confirm I have read, understood and agree to be bound
by Aura’s Terms of Service and acknowledge Aura’s Privacy policy.   


Terms of Service Link:  https://www.aura.com/legal/service-terms

Privacy Policy Link:  https://www.aura.com/legal/privacy-policy

 

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Pet Protection ▼

Administered by MetLife

Help protect your pet from costly vet bills

More than ever, pets play such a huge role in our lives. We want to do everything to keep them safe and healthy. Help make sure your furry family members are protected against unplanned vet expenses for covered accidents or illnesses with MetLife Pet Insurance.

Visits to the vet can be unpredictable. According to 2022 Pet Parent Pulse Poll Findings, most pet parents are facing rising care costs to keep their pets happy and healthy, with 54% of owners worried about being able to care for their pets in the future with economic uncertainties.

A small monthly payment can help you prepare for those unexpected vet expenses down the road.

Pet Insurance Enrollment:

Visit www.metlife.com/getpetquote or call 1-800-GET-MET8.

*All other benefits must be enrolled through a benefits counselor.

Don't Miss Out

This special enrollment period is the only opportunity to enroll in voluntary benefits until the annual open enrollment period later this year unless you experience a qualifying life event.