To ensure you understand the benefit options, we work with EOI Service Company, a professional enrollment firm with over 40 years in the benefits and communications industry. Professional benefit counselors will be available over the phone to answer your questions and help you complete the enrollment process.
During your one-on-one appointment, the benefit counselor will:
To schedule your confidential appointment, call 844-532-2237 or click the button below.
With the exception of enrolling in voluntary benefits, you may also enroll without the professional guidance of a benefit counselor. Click here to make your own elections through HCM by following the HCM Benefit Enrollment job aid.
Administered by Blue Cross Blue Shield of Illinois
Hub Group offers medical coverage through Blue Cross Blue Shield of Illinois (BCBSIL) Blue Card Participating Provider Organization (PPO) Network, which offers you one of the largest provider network of doctors and hospitals, allowing you availability to receive the greatest discounts on your healthcare expenses. Your medical claims will be adjudicated by BCBSIL.
You have three (3) PPO medical plans to choose from. One plan is a High Deductible Health Plan (HDHP) which can be coupled with a Health Savings Account (HSA). The other two are traditional PPO plans. To locate an in-network doctor or hospital near you, you can visit bcbsil.com and click on “Find a Doctor.” Under Network, select “Participating Provider Organization (PPO)”.
Employees who reside in California or Georgia have Kaiser HMO as an additional medical plan choice. To learn more, refer to the “Hub Group Benefits Enrollment Information” section above.
Administered by Voya
Effective January 1, 2025, Voya will replace Lincoln Financial as the Hospital Indemnity Insurance provider.
Even with health insurance, a stay in the hospital can quickly become costly as out-of-pocket expenses begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for deductibles, coinsurance, or even childcare expenses. Medical history is not required for coverage to be issued.
You must schedule a benefit counselor appointment to enroll.
Administered by Voya
Effective January 1, 2025, Voya will replace Lincoln Financial as the Accident Insurance provider.
Having an unexpected accident can cause more than physical injury, it can hurt your bank account, too. Accident Insurance can help cover the out-of-pocket costs associated with on- and off-the-job accidents by paying you a benefit depending on the injuries you suffer and the treatment you receive. Coverage applies towards events such as concussions, dislocations, fractures, physical therapy, and x-rays. Receive an additional 25% on each benefit for injuries sustained by a child under age 18 in a school-sanctioned sport or a competitive sport requiring registration. Every year that you complete a qualified health screening, you’re eligible for a $75 Health Screening Benefit. Your covered dependent(s) (if applicable) are also eligible to receive the benefit. Medical history is not required for coverage to be issued.
You must schedule a benefit counselor appointment to enroll.
Administered by WEX Health
There are three types of FSAs offered by Hub Group: Healthcare FSA, Limited Purpose FSA and Dependent Care FSA. You can manage your account online at www.wexinc.com.
A new FSA election is required each year in order to participate in the plan. FSA elections do not carry over from one year to another.
Administered by Guardian
Effective January 1, 2025, Guardian will replace MetLife as the vision plan provider.
The Guardian Vision Plan gives you a choice between Vision Service Plan (VSP) and Davis Vision, making finding an in-network doctor easy! To locate an in-network provider, you can visit: guardianlife.com. You are free to choose an out-of-network doctor, but will receive significant discounts with an in network provider.
Please note that once you choose VSP or Davis, you are unable to switch networks until the next annual enrollment.
Administered by Chubb
LifeTime Benefit Term Insurance with Long-Term Care Coverage features premiums guaranteed for life and coverage for qualified Long-Term Care expenses like nursing home, assisted living, or home care. LifeTime Benefit Term provides money to your family at death, and while you are living too, if you need home health care, assisted living or nursing care. For about the same premium, LifeTime Benefit Term provides higher benefits than whole life and continues to age 121. Coverage is available for you, your spouse and child(ren).
Guarantee Issue
Schedule an appointment with a benefit counselor to learn more about this plan and coverage levels that may or may not require medical questions. A benefit counselor appointment is required to enroll in or change coverage.
You must schedule a benefit counselor appointment to enroll.
Click here (Español) to learn more about LifeTime Benefit Term insurance with Long Term Care through Chubb.
Administered by MetLife
Legal coverage gives you easy, direct access to a national network of more than 18,000 attorneys that provide telephonic advice and office consultations on a broad range of personal legal needs.
Click here (Español) to learn more about Legal insurance through MetLife.
You must schedule a benefit counselor appointment to enroll.
Prescription drug coverage is automatically included when you enroll in one of the medical plan options. If you enroll in the HDHP, Standard, or Premium plan with BCBS, prescription drug coverage is provided by Prime Therapeutics.
Express Scripts Accredo Pharmacy
If you are prescribed a specialty medication by your doctor, you are required to fill the specialty medication prescription through Express Scripts Accredo. If you choose to obtain your covered specialty medication through any contracting pharmacy other than through the Express Scripts Accredo program, you will be subject to a reduction in benefits. Visit patient.accredo.com. Select New User? Register Now. and follow the instructions to create an account. You can also call 833.721.1619, 24/7 to create an account or to transfer your current prescriptions.
Maintenance Medication Options
The 90DayMyWay program with BCBSIL will save you both time and money. You can obtain your 90-day supply of maintenance medications through a network of contracting retail and mail service pharmacies. Two 30 day fills are permitted at a retail pharmacy before you are required to move to a 90-day supply. Otherwise, the prescription is not covered. Your specific health care benefit plan and whether your medication is generic, formulary or non-formulary brand will determine the amount you pay. Using a generic or formulary medication will save you money. If you haven’t used mail order yet, you can also call 833-715-0942 or visit express-scripts.com/rx to get started.
Administered by Voya
Effective January 1, 2025, Voya will replace Lincoln Financial as the Critical Illness Insurance provider.
No one saves to get sick, which is why being diagnosed with a condition can be especially draining, both emotionally and financially. This policy provides you with a lump sum cash benefit in the event you or a covered dependent is diagnosed with a covered condition such as cancer, heart attack, or stroke. It can help provide financial protection so you can focus on what’s really important—getting better. You also have the option to select your level of coverage so you can make sure you have the right protection for your family. Every year that you complete a qualified health screening, you’re eligible for a $100 Health Screening Benefit. Your covered dependent(s) (if applicable) are also eligible to receive the benefit. See below for further information regarding the Guarantee Issue amounts.
Plan Features:
You must schedule a benefit counselor appointment to enroll.
Administered by Fidelity
If you enroll in the HDHP medical plan, you are eligible to contribute to a Health Savings Account (HSA) with Fidelity. After opening your Fidelity HSA, you will automatically receive a welcome packet from Fidelity with details about your HSA. Any unused HSA funds at the year’s end will roll over to the next year and will not count toward the next year’s annual contribution limit.
Who is eligible to open an HSA?
An individual who meets ALL of the following criteria:
What can HSA funds be used to cover?
Current or future qualified medical expenses (even if you are no longer employed by Hub Group). Some examples are as follows:
How much does Hub Group contribute to my HSA?
Hub will make a contribution to your HSA if you are enrolled in the HDHP medical plan and your HSA is in open/active status. The first half of the annual contribution will be made in January and the second half will be made in July.
| Hub Group Maximum Annual HSA Contribution | |
|
Individual |
$750 |
|
Family |
$1,500 |
Administered by Guardian
Effective January 1, 2025, Guardian will replace MetLife as the dental plan provider.
Hub Group offers a PPO Dental Plan through Guardian. With the PPO Dental Plan, you may go to any dentist of your choice within the PPO network. In-network dentists have accepted a negotiated and discounted fee. You are free to choose an out-of-network provider, but your out-of-pocket costs will be higher. To locate an in-network dentist, you can visit: guardianlife.com.
Dental Plan Summaries
Administered by Voya
Basic Life and AD&D insurance – Hub Group Sponsored
Effective January 1, 2025, Voya will replace Lincoln Financial as the Basic Life Insurance and AD&D provider.
Basic Life and AD&D Insurance is paid for by Hub Group and provided at no cost to all benefit-eligible employees. Supplemental Life and Supplemental Accidental Death & Dismemberment (AD&D) Insurance is also available for you to purchase additional coverage. Benefits are payable to your beneficiary, so be sure to keep your beneficiary designation up to date.
Supplemental Life and AD&D insurance
Effective January 1, 2025, Voya will replace Lincoln Financial as the Supplemental Life Insurance and Supplemental AD&D provider.
Supplemental Life Insurance and Supplemental AD&D is available in addition to your Hub Group-provided Basic Life and AD&D. You may purchase life insurance for your spouse and dependents only if you purchase Supplemental Life Insurance coverage for yourself. Benefits are payable to your beneficiary, so be sure to keep your beneficiary designation up to date. Employee and spouse rates are age banded. Rates are calculated on the employee’s age as of January 1, 2025. Your premium will be calculated based on your election in HCM.
Guarantee Issue
Guarantee Issue is available up to 5x annual base salary, up to $500,000, for employees. Spouses and children (if applicable) will not require Evidence of Insurability.
Administered by Voya
Voluntary Short-Term Disability
Effective January 1, 2025, Voya will replace Lincoln Financial as the Voluntary Short-Term Disability Insurance provider.
Short-Term Disability Insurance may provide income protection should you experience a non-work related illness or injury. Rates are calculated on the employee’s age as of January 1, 2025. Your premium will be calculated based on your election in HCM.
Long-Term Disability
Effective January 1, 2025, Voya will replace Lincoln Financial as the Long-Term Disability Insurance provider.
Long-Term Disability Insurance can help protect your income if you are unable to work due to an accident or illness that extends beyond the elimination period. If you choose to elect additional buy-up coverage, your
premium will be calculated based on your election in HCM.
Everyone needs help sometimes solving problems. Your wellbeing, productiveness and happiness depend on balancing your life at home and your life at work. Hub Group recognizes that it’s difficult to be on task at work when you are worrying about problems at home, and you can’t devote sufficient time to yourself and your family if you’re feeling overwhelmed by the demands of your job. As an employee of Hub Group, your benefits package includes the EAP at no cost to you.
Additional Resources:
Effective January 1, 2025, the EAP will be administered by ComPsych through Voya instead of Lincoln Financial.
Offered by Voya, Administered by International Medical Group, Inc.
Voya Travel Assistance offers enhanced security for your leisure and business trips when traveling 100 miles or more from your primary residency or in another country for trips 180 days or less. You and your dependents will have access to the Voya Travel Assistance customer service center or access to the services provided on the website 24 hours a day, 365 days a year–from anywhere in the world.
As an employee of Hub Group, you and your eligible dependents are provided travel assistance at no cost to you through our life insurance partnership with Voya. Coverage is automatic. You do not need to enroll.
