New hires must enroll within the first 30 days from your date of hire.
To ensure you understand the benefit options, we work with EOI Service Company, a professional enrollment firm with over 40 years in the benefits and communications industry. Professional EOI benefit counselors will meet one-on-one by phone to help you enroll.
During your one-on-one appointment, the benefit counselor will:
With the exception of enrolling in voluntary benefits, you may also enroll without the professional guidance of a benefit counselor. Click here to make your own elections through HCM by following the HCM Benefit Enrollment job aid.
Hub Group offers medical coverage through Blue Cross Blue Shield of Illinois (BCBSIL) Blue Card Participating Provider Organization (PPO) Network. Your medical claims will be adjudicated by BCBSIL and offers you one of the largest provider network of doctors and hospitals, allowing you availability to receive the greatest discounts on your healthcare expenses.
You have two (2) traditional PPO medical plans to choose from. To locate an in-network doctor or hospital near you, you can visit www.bcbsil.com and click on “Find a Doctor.” Under Network, select “Participating Provider Organization (PPO)”.
To learn more, refer to the “Hub Group Benefits Enrollment Information” section above.
Administered by Lincoln Financial Group
Even with health insurance, a stay in the hospital can quickly become costly as out-of-pocket expenses begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for deductibles, coinsurance or even childcare expenses.
Click here to learn more about Hospital Indemnity insurance through Lincoln Financial Group.
You must schedule a benefit counselor appointment to enroll.
Having an unexpected accident can cause more than physical injury, it can hurt your bank account, too. Accident Insurance can help cover the out-of-pocket costs associated with on- and off-the-job accidents by paying you a benefit depending on the injuries you suffer and the treatment you receive. Coverage applies towards events such as concussions, dislocations, fractures, physical therapy, and x-rays. Receive an additional 25% on each benefit for injuries sustained by a child under age 18 in a school-sanctioned sport or a competitive sport requiring registration. Every year that you complete a qualified health screening, you’re eligible for a $50 Health Screening Benefit. Your covered spouse (if applicable) is also eligible to receive the Benefit.
You must schedule a benefit counselor appointment to enroll.
Click here to learn more about Accident insurance through Lincoln Financial Group.
There are two types of FSAs offered by Hub Group: Healthcare FSA and Dependent Care FSA. You can manage your account online at wexinc.com.
Hub Group offers a voluntary vision plan through MetLife. One great plan—two networks to choose from. The MetLife Vision Plan gives you a choice of the Superior Vision and Davis Vision networks, making finding an in-network doctor easy! You are free to choose an out-of-network doctor, but will receive significant discounts with an in-network provider. Please note that once you choose Superior or Davis, you are unable to switch networks until the next annual enrollment.
Click here to view the MetLife Superior Vision Network Summary.
Click here to view the MetLife Davis Vision Network Summary.
LifeTime Benefit Term Insurance with Long-Term Care Coverage features premiums guaranteed for life and coverage for qualified Long-Term Care expenses like nursing home, assisted living, or home care. LifeTime Benefit Term provides money to your family at death, and while you are living too, if you need home health care, assisted living or nursing care. For about the same premium, LifeTime Benefit Term provides higher benefits than whole life and continues to age 121. Coverage is available for you, your spouse and child(ren).
Guarantee Issue
During your new hire enrollment period, Guarantee Issue is available up to $100,000 for employees, Conditional Guarantee Issue up to $75,000 for spouse and
Guarantee Issue up to $25,000 for children under the Child Term Rider.
You must schedule a benefit counselor appointment to enroll.
Click here to learn more about LifeTime Benefit Term insurance with Long Term Care through Chubb.
Administered by MetLife
Legal coverage gives you easy, direct access to a national network of more than 18,000 attorneys that provide telephonic advice and office consultations on a broad range of personal legal needs.
Examples of covered legal services include:
Click here to learn more about Legal insurance through MetLife.
You must schedule a benefit counselor appointment to enroll.
Prescription drug coverage is automatically included when you enroll in one of the medical plan options. If you enroll in a BCBS medical plan, prescription drug coverage is provided by Prime Therapeutics.
90DayMyWay
The 90DayMyWay program with BCBSIL will save you both time and money. You can obtain your 90-day supply of maintenance medications through a network of contracting retail and mail service pharmacies. Only two 30-day fills are permitted at a retail pharmacy before you are required to move to a 90-day supply. Otherwise, the prescription is not covered. Your specific health care benefit plan and whether your medication is generic, formulary or non-formulary brand will determine the amount you pay. Using a generic or formulary medication will save you money.
Express Scripts Accredo Pharmacy
If you are prescribed a specialty medication by your doctor, you are required to fill the specialty medication prescription through Express Scripts Accredo. If you choose to obtain your covered specialty medication through any contracting pharmacy other than through the Express Scripts Accredo program, you will be subject to a reduction in benefits. At Express Scripts Accredo, licensed pharmacists process orders and all medicines are shipped in tamper-evident containers and plain packaging.
Home delivery can save you time — and possibly money. You can obtain your 90 day supply of maintenance medications or supplies in the mail at your home through Express Scripts home delivery program. You may receive your order anywhere as deliveries are made all over the United States, so you can get your medicine even when you are away from home. 
No one saves to get sick, which is why being diagnosed with a condition can be especially draining, both emotionally and financially. This policy provides you with a lump sum cash benefit in the event you or a covered dependent is diagnosed with a covered condition such as cancer, heart attack, or stroke. It can help provide financial protection so you can focus on what’s really important—getting better. You also have the option to select your level of coverage so you can make sure you have the right protection for your family. Every year that you complete a qualified health screening, you’re eligible for a $100 Health Screening Benefit. Your covered spouse (if applicable) is also eligible to receive the Benefit.
Guarantee Issue and Enrollment
Schedule an appointment with a benefit counselor to learn more about these plans and coverage levels that may or may not require medical questions.
You must schedule a benefit counselor appointment to enroll.
Click here to learn more about Critical Illness insurance through Lincoln Financial.
Hub Group offers a PPO Dental Plan through MetLife. With the PPO Dental Plan, you may go to any dentist of your choice within the PPO network. In-network dentists have accepted a negotiated and discounted fee. You are free to choose an out-of-network provider, but your out-of-pocket costs will be higher.
To locate an in-network dentist, click here.
Click here to view the MetLife Dental Plan summary.
Basic Life and AD&D insurance – Hub Group Sponsored
Life Insurance helps provide financial stability and protection for your family in case of death. You have access to a variety of life insurance options to ensure you have the amount of coverage that best fits your needs. Basic Life and AD&D Insurance is paid for by Hub Group and provided at no cost to all benefit-eligible employees. Supplemental Life and Supplemental Accidental Death & Dismemberment (AD&D) Insurance is also available for you to purchase additional coverage. Benefits are payable to your beneficiary, so be sure to keep your beneficiary designation up to date.
Supplemental Life and AD&D insurance
Supplemental Life Insurance and Supplemental AD&D is available in addition to your Hub Group-provided Basic Life and AD&D. You may purchase life insurance for your spouse and dependents only if you purchase Supplemental Life Insurance coverage for yourself. Benefits are payable to your beneficiary, so be sure to keep your beneficiary designation up to date.
Guarantee Issue
During your new hire enrollment period, you may elect 1-5 times your annual base salary up to the Guarantee Issue of $500,000. For your spouse, if applicable, you may elect up to the Guarantee Issue of $50,000, not to exceed 50% of your elected amount. Anything over the Guarantee Issue will require Evidence of Insurability to be submitted for review.
Voluntary Short-Term Disability
Voluntary Short-Term Disability Insurance provides income protection should you experience a non-work-related illness or injury. The plan offers two options, making it easy to understand the benefit amount and giving you the option to choose the one that will be best suited for your individual situation. The weekly benefit amount you choose is the maximum benefit amount you would be paid in the event your Short-Term Disability benefit claim is approved. The weekly benefit amount you elect may not exceed the amount of your weekly earnings. Refer to the official plan documents for additional coverage details.
Voluntary Long-Term Disability
Voluntary Long-Term Disability Insurance can help protect your income if you are unable to work due to a nonwork-related accident or illness following a 90-day elimination period. Refer to the official plan documents for additional coverage details.
Everyone needs help sometimes solving problems. Your wellbeing, productiveness and happiness depend on balancing your life at home and your life at work. Hub Group recognizes that it’s difficult to be on task at work when you are worrying about problems at home, and you can’t devote sufficient time to yourself and your family if you’re feeling overwhelmed by the demands of your job. As an employee of Hub Group, your benefits package includes the EAP at no cost to you.
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