Jayco Employee Benefits

Administered by Anthem

Medical coverage is important for you and your family. You can choose between two (2) different Anthem medical plan options. Both Medical plans are considered Affordable & meet ACA standards for Essential Coverage.

To see a listing of in-network providers, please visit www.anthem.com.

Administered by Delta Dental

Your Dental plan is provided through Delta Dental of Indiana. Find a dentist at deltadentalin.com. Your Plan pays $1,500 per person total per Benefit Year. Your dentist will work directly with Delta Dental to determine your cost and will review these costs with you prior to your treatment.

You are responsible for a $50 Deductible per person total per Benefit Year limited to a maximum Deductible of $150 per family per Benefit Year. The Deductible does not apply to oral exams, preventive services, X-rays, brush biopsy, sealants, and orthodontic services.

Supply your dental provider with your Social Security Number to verify benefits and coverage.

Administered by VSP

The VSP Advantage Plan is a full service plan that offers choice, flexibility, and value through a VSP Advantage Network Provider. Find a in-network provider at vsp.com/eye-doctor.

Supply your eye care provider with your Social Security Number to verify benefits and coverage.

Administered by Grace Agency

Airstream has partnered with the Grace Agency to help our associates and loved ones who may have questions about Medicare.

Medicare is confusing, and we want to make sure that we assist with understanding the options available to ensure you, a family member or friend make the best decisions possible.

Most Americans become eligible for Medicare at age 65. Sadly, they don’t have a true understanding of what that means for them or what to do about it. Those who are still working and already passed age 65 typically just keep their work insurance without consulting with a Licensed Medicare expert for counsel.

The associates of Grace Agency are experts in Medicare insurance option and also understand the specifics of our current Group Insurance plan. Many Medicare plans have low or in some cases no premiums or deductibles and also come with Dental, Vision and other extras like Gym Memberships.

If you would like to contact them to evaluate your specific situation or to help a loved one, please call them at 800-791-4840. You can also email them at info@graceagency.org.

Administered by LifeServices EAP

Airstream recognizes our Associates are one of our most valuable resources. While everyone experiences stress, sometimes the effects of too much stress can disrupt work performance and personal wellbeing. The EAP and WorkLife Service is designed to help you and your family members deal with problems before they become unmanageable.

Services offered through the EAP is often all you need.

Access is Easy
No matter when, no matter where, you and your family have access to professional support.

Toll free: 800-822-4847
Website: www.lifeserviceseap.com

Administered by Fidelity Investments

Your Retirement Plan is a 401(k) plan that gives you a way to save for retirement through before or after tax contributions. You must be 18 years of age or older and have completed 3 months of service.

Easy Enroll
You are automatically enrolled on the first day of the month after 90 days at a 5% contribution. Choose a savings approach that suits you today – and adjust it any time to fit your changing needs. You can update your contributions online at Netbenefits.com/easy

Take the important step of establishing your beneficiaries
It’s important to name and regularly review and update beneficiaries for your 401(k) retirement plan benefits to prevent benefits being be paid according to Plan rules, which might be different from the designation you would choose.

Please take a few moments today to name your beneficiaries to ensure that your benefits will be distributed according to your wishes: https://netbenefits.fidelity.com/NBLogin/?option=Beneficiary

To navigate to your beneficiary designations online:

1. Log into your account at www.netbenefits.com.
2. Click the Your Profile link.
3. Select Beneficiaries and follow the online instructions.

Once you have completed your beneficiary designations, you will be able to view them on NetBenefits®. Please be sure to review your choices regularly and update them after certain life events, such as a marriage, divorce, birth of a child, or a death in the family.

If you have questions or need help getting started call Fidelity at 1-800-835-5097

Administered by Guardian

Basic Life Insurance 

As an important part of your personal financial planning, Jayco provides you with life and accidental death and dismemberment (AD&D) insurance coverage through MetLife at no cost to you. 

Please contact the Benefits representative from the Human Resources department to determine your amount of coverage.

Voluntary Life Insurance

Jayco offers you the opportunity to purchase additional life insurance for yourself and your covered dependents through payroll deduction. Premiums are based on the amount of life insurance elected and the age of the insured. Note: Associate must be enrolled in voluntary life in order to elect spouse or dependent life

Evidence of Insurability (EOI)

Below is a summary of the voluntary life benefits that are available to all full-time employees. Because rates are based on your age, the cost of your insurance may change each calendar year.
An Evidence of Insurability form will be required for anyone who is going above the guarantee issue amounts for the employee and spouse life insurance at Open Enrollment or trying to enroll mid-year outside of the normal Open Enrollment period. If you need an EOI form, it will be mailed to you with your benefit confirmation statement after you enroll. The form can also be completed online at www.guardiananytime.com/eoi.

Administered by Trustmark

Jayco offers you an opportunity to increase your life insurance coverage with a whole life insurance offering through Trustmark.

WHAT IS UNIVERSAL LIFE/LIFE EVENTS?
Trustmark Universal Life/LifeEvents® is permanent life insurance. It provides a death benefit to your beneficiaries if you pass away, but also builds cash value and features living benefits for long-term care services. Your price won’t increase due to age, and your policy builds cash value over time.

WHAT IS LONG TERM CARE?
Long Term/Convalescent Care Benefit (LTC) pays 4% of your death benefit for up to 25 months for home healthcare, assisted living, nursing home care and adult day care. There is a 90-day elimination period before benefit can be paid. To receive benefits you must meet Conditions of Eligibility for Benefits. The LTC benefit does not reduce at age 70. Benefit Restoration restores the death benefit that is reduced to pay for LTC, so your family receives the full death benefit amount when they need it most.

For more information visit www.trustmarkvb.com

Administered by Guardian

Short-Term Disability 

Short-term Disability insurance pays you cash benefits when you are sick or hurt (non-work related) and unable to work.

Long-Term Disability

Long Term Disability Insurance provides income if your finances are ever interrupted because of a disability.

Administered by Aflac

Accident insurance provides a lump sum payment based on the accident/injuries sustained; it’s paid directly to you, and you decide the best way to spend it. It’s that simple. Whether it’s to pay medical expenses, the mortgage, car payments or even utility bills, you decide. Other advantages of accident insurance are:

• Cash benefits for expenses that may not be covered under your medical insurance
• You can keep coverage even if you leave Airstream
• There are no health questions to answer
• You can cover your spouse and children
• There is no limit to the amount of accidents you can claim under the policy (with exception to policy rules)

For information on how to file a claim on line or to print out claim forms and instructions go to: aflacgroupinsurance.com/customer-service/file-a-claim.aspx

Customer Service: 1-800-433-3036

A $50 benefit for qualified health screening tests is also included.

Administered by Aflac

Critical illness insurance provides a way for you to stay ahead of the medical and out-of-pocket expenses that can accompany certain covered medical events.

Consider the following advantages of this critical illness coverage offering:

• A set amount of money is paid directly to you to be used however you choose
• You can keep the policy even if you leave Airstream or retire, as long as you pay the premium
• Convenience of payroll deduction
• You can insure your spouse and children
• Policy enhancements are also available with your plan

For information on how to file a claim on line or to print out claim forms and instructions go to: aflacgroupinsurance.com/customer-service/file-a-claim.aspx

Customer Service: 1-800-433-3036

A $50 benefit for qualified health screening tests is also included.