2024 Voluntary Benefits Enrollment

• Please note that this enrollment period is only for the benefits listed above.  All other benefits such as medical, dental, and vision are not included in this enrollment period and may only be changed mid-year due to a qualifying life event.
• These voluntary insurance products are not sponsored by Kuakini Health System. KHS or any of its subsidiaries will facilitate payroll deductions only. This is a voluntary benefit that employees sign up for directly with a benefit counselor.
• Premiums (monthly rates) will be fully paid for by the employee through a payroll deduction. 

No one can be completely prepared when a critical Illness strikes such as cancer, stroke, or heart attack. Critical Illness Insurance through Prudential provides a lump sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. And every year that you complete a qualified health screening, like an annual physical or dental exam, you and your covered dependent(s) are eligible for a $50 Wellness Benefit. 

*Premiums are for quoting purposes only. Actual amounts may vary.

• Learn More About Critical Illness Insurance
• How an Unexpected Illness Can Impact Your Financial Health
• Supplemental Health Wellness Benefit Flyer
• Critical Illness Program Brochure
• Video: Critical Illness Insurance
• Tool: Voluntary Benefits Because You Never Know…
• Continuation of Coverage Flyer
• Outlines of Coverage
• Prudential Customer Service: 1-844-455-1002, M - F,  3:00 am – 3:00 pm HST

How to Submit a Claim Online

Universal Life Insurance through Transamerica provides lifelong protection with flexible premiums. This plan protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses.

Program Highlights

• Coverage is available for yourself, your spouse, your children, and grandchildren
• Permanent, portable, and flexible coverage
• Benefits for long term care services such as home health or nursing home care

You pay for this program conveniently through payroll deduction.

The unique feature of Universal Life Insurance is that you build cash value on a tax-deferred basis (until withdrawn) which may allow your premiums to remain level throughout the life of the contract. Universal Life Insurance offers flexibility to adjust your benefit amount up or down depending on your current insurance needs.

• The plan includes an Accelerated Death Benefit Rider which accelerates a portion of the death benefit, up to the lesser of $100,000 or 75% of the death benefit, if you are diagnosed with a terminal condition which, in the best medical judgement, will result in death within 12 months.
• The plan is portable, meaning you can take this with you, at the same rate, if you change jobs or retire.
• During this enrollment period only, you have a special opportunity to enroll without answering medical questions.
   
  • Employee: up to $150,000
  • Spouse: up to $15,000

• Visit: transamerica.com
• Call: 1-855-244-8319