Newly eligible employee/initial enrollment
Click here to enroll online via UKG. Once logged into UKG, click on the blue “start new employee enrollment” link, located in the “My Benefits” tile of the home screen, or navigate to My Information -> My Benefits.
Qualifying Life Event Enrollment
Click here to enroll online via UKG. Once logged into UKG, click on the blue “Life Change Event” box, located in the “My Benefits” tile of the home screen, or navigate to My Information -> My Benefits.
The cornerstone of Monarch Healthcare Management’s benefits package is medical coverage. Whether you are facing an illness or injury, or simply utilize preventive care, the company offers comprehensive protection against the financial hardship that can accompany a medical need. Read this section to determine which option best meets the needs of you and your eligible dependents.
Behavioral Health Resources
Your plan includes in person, online and telephonic behavioral health services, including mental health and substance abuse. Medica Behavioral Health staff can help you get the right care when you need it, 24 hours a day, and your call if confidential.
Sanvello
Sanvello is a mobile app that gives you access to clinically proven techniques for dealing with stress, anxiety, depression, or whatever else you may be going through. From coping tools to Guided Journeys, you’ll get help to manage your moods and thoughts so you can understand what works for you to feel better. Download the app from the App Store or Google Play, create a Sanvello account and then select “Upgrade Via Insurance” and search for and select “Medica.” Enter the information from your Media ID card.
My Health Rewards
My Health Rewards is a health and wellness program that helps you take small steps to reach your health goals. Earn up to $220 in rewards by engaging in healthy activities. Go to medica.com/MyHealthRewards or download the free Virgin Pulse app from the App Store or Google Play. Click on Create account, search for Medica My Health Rewards to register. Activities include:
Pregnancy Resources | Ovia Health
Ovia Health supports you through your entire parenthood journey. The Ovia Health apps offer personalized guidance, support and coaching to help achieve your health goals, from fertility health tracking, to getting pregnant, to navigating pregnancy, postpartum and parental wellness. Download the Ovia Health apps (Ovia Fertility, Ovia Pregnancy, or Ovia Parenting). Choose “I have Ovia Health as a benefit” before tapping “Sign up.” Enter your state, health plan, employer name and personal details to get started.
100% Preventive Care & Medical Information Resources
Preventive care can help keep you healthy or catch a possible problem early. Preventive services generally screen for certain types of cancer, immunize you against disease and are received once per year, or as recommended by your doctor. When you visit a network provider, your plan covers preventive services at 100%. If you receive both preventive and non-preventive care at your visit, the preventive services will be covered at 100%. You’ll pay a share of the costs for the non-preventive services.
To find out more about how to be proactive about your health, go to Medica.com/Prevention.
To register your MyMedica account, access additional resources, such as how to find a physician or pharmacy, and to learn more about your health plan, please visit mymedica.com
Staying healthy includes good dental care. Monarch Healthcare Management’s dental plan provides the comprehensive coverage necessary to help you and your family maintain good dental health. The dental benefit is administered by Delta Dental.
Employees have the choice between two plans; the Low Option and the High Option. The main difference between these plans is that the Low Option does not cover Major services and Orthodontics. Both plans cover preventive care at 100% in-network.
Delta Dental Member Portal
The Delta Dental Member Portal provides a library of information and resources for members at no cost to you! Resources include FAQ documents, helpful tools, and much more! You can also access your ID card, manage your account, and check your claim status.
Basic Life and AD&D Insurance
You can’t always predict – or control – your life. But, you can prepare for it. Protecting the financial interests of your loved ones in the event of your death or serious injury can be invaluable. Monarch Healthcare Management provides life and AD&D (accidental death or dismemberment) benefits through MetLife. Eligible employees automatically receive the basic portion of the Life and AD&D benefit – there are no choices to be made. Any benefits paid out are tax-free to the recipient.
Short Term Disability Insurance through Voya provides protection if an unexpected illness or injury keeps you from working. If you become disabled and can’t work, you may face a gap between your income and expenses. Short Term Disability Insurance can help fill this gap by paying you a weekly benefit until you are able to return to work.
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance through Voya can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need. Enroll without answering medical questions!
How does it work?
With Hospital Indemnity Insurance, you’ll receive a fixed daily benefit if you have a covered stay in a hospital that occurs on or after your coverage effective date. Benefit amounts are listed below and depend on the type of facility and number of days of confinement. Any combination of facility confinement and admission benefits payable includes a limit, please see your certificate for further confirmation. And for a complete description of your available benefits, exclusions and limitations, see your certificate of insurance and any riders.
You have two plans to choose from!
| Plan Details | Standard Plan | High Plan |
| First Day Hospital Confinement | $500 | $1,000 |
| Daily Hospital Confinement | $100/day for up to 365 days | $200/day for up to 365 days |
| Daily ICU Confinement | $200/day for up to 30 days | $400/day for up to 30 days |
Monarch Healthcare Management offers a vision plan administered by EyeMed. This coverage is a voluntary benefit that features coverage for prescription glasses and contact lenses, as well as other vision-related items.
You have the freedom to receive services from any provider. You will, however, receive a greater level of benefit if you use a provider who participates in the EyeMed Insight network. By using a network provider, you may also receive discounts for services not otherwise covered by the vision plan (i.e., sunglasses and laser vision correction).
Please note: this plan provides coverage for materials and hardware only. Coverage for routine annual vision exams are provided through your Medica medical plan as a preventive appointment as long as you use an in-network provider.
Universal Life Insurance through Transamerica offers Monarch Healthcare Management employees working a minimum of 30 hours per week flexible financial protection. There are a number of optional riders, including “living benefits” that allow you to accelerate a portion of the life insurance death benefit if diagnosed by a physician as chronically or terminally ill. These extra “living benefits” can be used to help pay expenses from an unexpected medical crisis and alleviate the worry of future financial problems.
Plan Features
Accidents can happen any time, to anyone and when you least expect them – and they can be costly. Even quality medical plans can leave you with extra expenses to pay. Having the financial support you may need when the time comes means less worry for you and your family.
Benefit: 24-hour coverage on-and-off-job.
Portability: you can continue your group coverage at the same rates if you leave your employer.
And every year that you complete a qualified health screening, you and your covered dependents are eligible for a $50 Health Screening Benefit.* Cholesterol tests, as well as many other preventative tests, qualify for this health screening benefit.
*The Wellness (Health Screening) Benefit pays the amount shown on the Plan Description for one (1) health screening test performed during a twelve (12) month period for each Insured, up to a maximum of four benefits per family.
No one can be completely prepared when a critical illness strikes, but if you or a loved one is diagnosed with a covered condition such as cancer, stroke, or heart attack, Critical Illness Insurance through Voya provides a lumpsum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. And every year that you complete a qualified health screening, you and your covered dependents are eligible for a $50 Health Screening Benefit.* Cholesterol tests, as well as many other preventative tests, qualify for this health screening benefit.
*The Wellness (Health Screening) Benefit pays the amount shown on the Plan Description for one (1) health screening test performed during a twelve (12) month period for each Insured, up to a maximum of four benefits per family.
Certain coverages allow limited changes to your benefit elections during the year. These benefits include the Medical, Dental, Vision, Life, Disability and Flexible Spending Accounts. For these benefits, you may only make changes to your elections during the year if you have a qualifying life event.
Qualifying life events include:
The change to your benefit elections must be consistent with the qualifying life event. You have 30 days from the qualifying life event to request your enrollment change and provide supporting documentation to HR.
