
Enroll with the Guidance of a Professional Benefit Counselor!
To ensure you understand the benefit options, we work with EOI Service Company, a professional enrollment firm. Professional EOI benefit counselors will speak one-on-one by phone to help you enroll.
During your one-on-one appointment, the benefit counselor will:
Qualifying Life Event Enrollment
Click here to enroll online via UKG. Once logged into UKG, click on the blue “Life Change Event” box, located in the “My Benefits” tile of the home screen, or navigate to My Information -> My Benefits.ts.
MetLife Outline of Coverage Disclosures:
Monarch Healthcare is committed to offering a portfolio of benefits that give you peace of mind in knowing that the most important things in life are protected - your family, your finances, and your future. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.

Administered by Voya
Monarch Healthcare Management provides Voluntary Disability Insurance through Voya to all benefit-eligible employees who work at least 30 hours per week. If you’re unable to work due to a sickness or injury, disability insurance can help you meet expenses and maintain your standard of living. It can help you pay bills like your mortgage, tuition, and car payments, and help cover expenses for food, clothing, and utilities. By replacing a portion of your income, disability insurance can help you provide financial security until you get back on your feet and return to work.

Administered by MetLife
Long Term Disability Insurance provides protection if an unexpected illness or injury keeps you from working. If you become disabled and can’t work, you may face a gap between your income and expenses. Long Term Disability Insurance can help fill this gap by paying you a monthly benefit until you are able to return to work. Voluntary Long Term Disability coverage is offered to benefit eligible employees working at least 30 hours per week. Employees pay the full cost of this insurance.

Administered by MetLife
Monarch Healthcare Management provides Voluntary Hospital Indemnity insurance through MetLife to all benefit eligible employees who work at least 30 hours per week.
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need. You have two plans from which to choose. Enroll without answering medical questions!
How does it work?
With Hospital Indemnity Insurance, you’ll receive a fixed daily benefit if you have a covered stay in a hospital that occurs on or after your coverage effective date. Benefit amounts are listed below and depend on the type of facility and number of days of confinement. Any combination of facility confinement and admission benefits payable includes a limit, please see your certificate for further confirmation. And for a complete description of your available benefits, exclusions and limitations, see your certificate of insurance and any riders.
| Plan Details | Standard Plan | High Plan |
| First Day Hospital Confinement | $500 | $1,000 |
| Daily Hospital Confinement | $100/day for up to 31 days | $200/day for up to 31 days |
| Daily ICU Confinement | $200/day for up to 31 days | $400/day for up to 31 days |

Administered by Voya
Life with Long-Term Care through Voya offers Monarch Healthcare Management employees working a minimum of 30 hours per week flexible financial protection.
The program features premiums guaranteed for life and coverage for qualified long-term care expenses like a nursing home, assisted living, or home care. Living benefits for long-term care protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses.
During this enrollment period, you will have the opportunity to elect coverage without answering medical questions. Please see a benefit counselor for more information.
Plan Features:

Administered by EyeMed
Monarch Healthcare Management offers a vision plan administered by EyeMed. This coverage is a voluntary benefit that features coverage for prescription glasses and contact lenses, as well as other vision-related items.
As with the dental plan, you have the freedom to receive services from any provider. You will, however, receive a greater level of benefit if you use a provider who participates in the EyeMed Select network. By using a network provider, you may also receive discounts for services not otherwise covered by the vision plan (i.e., sunglasses and laser vision correction).
Please note: this plan provides coverage for materials and hardware only. Coverage for routine annual vision exams are provided through your Medica medical plan as a preventive appointment as long as you use an in-network provider.

Administered by MetLife
Monarch Healthcare Management provides Voluntary Accident insurance through MetLife to all benefit-eligible employees who work at least 30 hours per week.
Accidents can happen at any time, to anyone, and when you least expect them – and they can be costly. Even quality medical plans can leave you with extra expenses to pay. Having the financial support you may need when the time comes means less worry for you and your family.
Benefit: 24-hour coverage on-and-off-job
Portability: you can continue your group coverage up to the employee age of 70 at the same rates if you leave your employer
And every year that you complete a qualified health screening, you and your covered dependents are eligible for a $50 Health Screening Benefit.* Dental exams and cholesterol tests, as well as many other preventative tests, qualify for this health screening benefit.
*The Wellness (Health Screening) Benefit pays the amount shown on the Plan Description for one (1) health screening test performed during a twelve (12) month period for each insured.

Administered by MetLife
Monarch Healthcare Management provides Voluntary Critical Illness Insurance through MetLife to all benefit eligible employees who work at least 30 hours per week.
No one can be completely prepared when a critical illness strikes, but if you or a loved one is diagnosed with a covered condition such as cancer, stroke, or heart attack, Critical Illness Insurance provides a lumpsum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. And every year that you complete a qualified health screening, you and your covered dependents are eligible for a $50 Health Screening Benefit.* Dental exams and cholesterol tests, as well as many other preventative tests, qualify for this health screening benefit.
*The Wellness (Health Screening) Benefit pays the amount shown on the Plan Description for one (1) health screening test performed during a twelve (12) month period for each insured.

Administered by Allstate Identity Protection
Identity theft protection services from Allstate Identity Protection (formerly known as InfoArmor) help assess your risk, deter theft attempts, detect fraud and manage the restoration process in the event of an identity theft. If Allstate Identity Protection detects suspicious activity, a certified privacy advocate can act as a dedicated case manager on your behalf and resolve the issue.
Once enrolled, you must take action to activate your account. A welcome email and letter will be sent to you from Allstate Identity Protection (formerly known as InfoArmor). You must:
Plan Features:
This enrollment period is the only opportunity to enroll in benefits until the next annual enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.
Certain coverages allow limited changes to your benefit elections during the year. These benefits include the Medical, Dental, Vision, Life, Disability and Flexible Spending Accounts. For these benefits, you may only make changes to your elections during the year if you have a qualifying life event.
Qualifying life events include:
The change to your benefit elections must be consistent with the qualifying life event. You have 30 days from the qualifying life event to request your enrollment change and provide supporting documentation to HR.