Administered through Meritain
Because there is nothing more important than your health, we offer four medical plans through Meritain. You have your choice of the following plans:
ID Cards:
Visit meritain.com
Register for an account using the last 4 of your SSN
Plan ID is 23483
Administered by Teledoc
Under the weather and need a doctor visit fast? Telemedicine gives you 24/7 access to U.S. board- certified doctors through the convenience of your phone. You and a practitioner can speak or video chat to answer questions, make a diagnosis and even prescribe some medications. This convenient and affordable option provides you on-demand access to treat many medical conditions. As always, call 911 for any emergency.
Telemedicine is provided through Teladoc and can be accessed by downloading the app or calling 800-362-2667. For more information visit www.teladoc.com/aetna.
Administered by Proficient Benefit
Solution
A Health Savings Account (HSA) is a personal savings account that you own and can use to pay for qualified out-of-pocket medical expenses. Your contributions to the HSA are taken out of your paycheck and are tax-free. Once you enroll in the HSA, you’ll receive a debit card to pay for qualified out-of-pocket medical expenses. Your HSA can be used to pay for your health care expenses and those of your spouse and dependents, even if they are not covered by the High Deductible Health Plan (HDHP).
Administered by Aetna
Taking care of your oral health is not a luxury; it is necessary for optimal long-term health. With a focus on prevention, early diagnosis and treatment, dental coverage can greatly reduce the cost of restorative and emergency procedures. Preventive services at in-network providers are generally covered at no cost to you and include routine exams and cleanings. You pay a small deductible and coinsurance for basic and major services.
You may enroll yourself and your eligible dependents or you may waive dental coverage. You do not have to be enrolled in medical coverage to elect a dental plan.
Myers Auto Group offers dental coverage through Aetna. For information on finding a dental provider using the DMO/DNO network for Core plan and DENTAL PPO/PDN with PPO II network for Enhanced plan, visit www.aetna.com and click on Find a doctor.
ID Cards:
Download Aetna Health App (Google or Apple)
Register for an account using your SSN
Administered by Aetna
Healthy eyes and clear vision are an important part of your overall health and quality of life. You may enroll yourself and your eligible dependents or you may waive vision coverage. You do not have to be enrolled in medical coverage to elect a vision plan.
The table below summarizes the key features of the vision plan. Please refer to the official plan documents for additional information on coverage and exclusions.
Myers Auto Group offers vision coverage through Aetna using the Aetna Vision Preferred network. For information on finding a vision provider, visit www.aetna.com.
ID Cards:
Download Aetna Vision App (Google or Apple)
Register for an account using your SSN
Administered by Guardian
Basic Life and AD&D
Basic life insurance is provided by your employer for all full-time eligible employees at 1x your annual salary up to $300k. This policy is administered by Guardian and pays a lump-sum benefit to your beneficiaries to help meet expenses in the event you pass away. Accidental death and dismemberment (AD&D) insurance pays a benefit if you die or suffer certain serious injuries as the result of a covered accident. In the case of a covered accidental injury (such as loss of sight or the loss of a limb), the benefit you receive is a percentage of the total AD&D coverage you elected based on the severity of the accidental injury.
Voluntary Life and AD&D
Voluntary life and Accidental death and dismemberment (AD&D) insurance allows you to tailor coverage for your individual needs and provide financial protection for your beneficiaries in the event of your death or accidental serious injury. Voluntary life insurance for you and your dependents, also administered by Guardian, can help protect your family during difficult times.
Administered by Guardian
Disability insurance replaces a portion of your income when you are unable to work due to a qualified illness or non-work-related injury. Myers Auto Group offers the opportunity to purchase Short-Term Disability (STD) and/or Long-Term Disability (LTD) through Guardian.
Administered by ComPsych
Myers Auto Group also provides you access to the Employee Assistance Program (EAP) at no cost. This program, available through Guardian, provides professional, confidential telephonic or face-to-face counseling services to you and your loved ones. The EAP can help you resolve personal issues and problems before they affect your health, relationships and work performance.
This program is available 24 hours a day, 365 days a year for confidential assistance and referral services with items such as:
It's important to note that all EAP conversations are voluntary and strictly confidential. If you and your counselor determine that additional assistance is appropriate and affordable resource cost of referrals, these costs are often covered under your medical plan.
You also have access to the EAP provided by ComPsych, which provides eight sessions per employee/household member, per issue, per plan year. To access the ComPsych EAP benefits or engage with a provider, call 855-239-0743.
Administered by Guardian
Accident coverage, through Guardian, is designed to provide a cash benefit in the event of a covered accident or injury. The plan will pay a set amount based on the injury suffered and treatment received, regardless of your medical insurance.
This policy also includes an annual wellness screening benefit in the amount of $50 per covered member (as well as an organized sports rider that increases the benefit payout for some injuries). Accident insurance is not medical insurance.
Administered by Guardian
Critical illness coverage, through Guardian, provides a lump-sum cash benefit in the event you are diagnosed with a qualifying illness. The benefits help offset the unexpected costs associated with the diagnosis of a severe illness and the plan will pay regardless of any other insurance.
Rates will be calculated in the enrollment system based on your age, tobacco usage, and level of coverage requested. OR The enrollment form will include pricing information based on your age, tobacco usage, and level of coverage requested. Critical illness insurance is not medical insurance.
Administered by Guardian
Hospital indemnity coverage, through Guardian, is designed to provide a cash benefit to the policyholder in the event of a hospitalization and can help pay for expenses not covered by your medical plan. The plan will pay regardless of any other insurance.
Please refer to the benefit summary for a full list of covered expenses.
Administered by Assist America
If you are looking for peace of mind while traveling, consider the travel assistance program. It offers toll-free emergency assistance to you, your spouse and your dependents 24 hours a day, seven days a week when you're traveling 100 miles or more from your primary home for 90 days or less. For more information about this benefit, provided by Assist America through a partnership with Guardian, call 800-872-1414 from within the USA or 609-986-1234 from anywhere in the world or email medservices@assistamerica.com.
Administered by Guardian
Creating a will is an important investment in your future. It specifies how you want your possessions to be distributed after you die. Whether you are single, married have children, or are a grandparent, your will should be tailored for your life situation.
EstateGuidance, through a partnership with Guardian, offers a secure account space that allows you to prepare wills and other legal documents:
Administered by LifeLock
Identity theft insurance provides credit monitoring and fully managed identity restoration services should you or an immediate family member become a victim of identity theft. This will help you remain productive at home and at work while your identity is restored to pre-theft status. For more information about this benefit, provided by Norton LifeLock, visit www.nortonlifelock.com.
| Identity Theft Bi-Weekly Cost | |
| Employee Cost | $4.84 |
| Employee + Family | $9.69 |
