Norwegian American Hospital 2021 Benefits Open Enrollment

Accident Insurance through Guardian can help cover the out-of-pocket costs associated with an accident that takes place on or off the job by paying you a benefit for events such as ambulance transportation, ER visits, doctor visits and follow-up treatment, fractures and dislocations, burns, surgery, medical appliances, torn cartilage, and more. Click here to learn more about Accident Insurance.

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No one saves to get sick, which is why being diagnosed with a covered condition can be especially draining, both emotionally and financially. Critical Illness Insurance through Guardian provides you with a lump sum cash benefit in the event you or a loved one is diagnosed with a covered condition such as a heart attack, stroke, or cancer. Click here to learn more about Critical Illness Insurance.

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Voluntary Short Term Disability coverage through Guardian, it  can help protect your income if you are unable to work due to injury or illness.

Click here to learn more about Disability Insurance.

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Hospital Indemnity Insurance through Guardian, also called Hospitalization insurance or hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons or for other medical services, depending on the policy. Click here to learn more about Hospital Indemnity Insurance.

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Enrolling in coverage through Guardian provides you with access to the College Tuition Benefit. Guardian’s College Tuition Benefit is a rewards-based program designed to help you save when sending a child or extended family member off to college. Tuition Rewards® Points can be used at over 400 participating institutions nationwide including DePaul University, Illinois Institute of Technology, Lake Forest College, School of the Art Institute of Chicago, and more!

Click here to learn more about College Tuition Benefits.

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We are proud to offer LifeTime Benefit Term Insurance with Long Term Care through Chubb. This policy features premiums guaranteed for life and coverage for qualified long term care expenses like nursing home, assisted living, or home care. As Life Insurance, LifeTime Benefit Term protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses.

This policy is being offered on a guarantee issue basis for newly eligible employees, which means that you can elect up to $150,000 for yourself without answering any medical questions!

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