Benefits are more important than ever and we encourage you to spend extra time evaluating your benefit options. As such, we have partnered with EOI Service Company so you can enroll with the guidance of a professional benefit counselor.
During your confidential appointment, the benefit counselor will:
Medical Benefits Overview
Paradigm offers several medical plan options through Blue Cross Blue Shield (BCBS), giving employees flexibility to choose the coverage level that best fits their needs. Plans vary by deductible, out-of-pocket maximums, copays, and bi-weekly contributions.
Texas-Based Plans (BCBS Texas Only)
Employees working in Texas may choose between the HSA 6650 Plan (Blue Premier) and the 3000 Plan (Blue Essentials). Both options offer 100% coverage for preventive care and access to the Blue Premier or Blue Essentials networks.
Key differences between these plans include the deductible amount, how coinsurance works for services like hospital care, and prescription drug copays.
A map of the Blue Premier service area is available in the full guide.
National BCBS Plans
Outside of Texas, employees can select from four BCBS Blue Choice PPO options with varying coverage levels:
All plans cover preventive care at 100% and provide nationwide access to the Blue Choice PPO network. Plans differ primarily by deductible, out-of-pocket maximums, copays for office visits, and prescription drug tiers. Specialty medications have preferred and non-preferred copay levels across all PPO plans.
Prescription Drug Coverage
All plans include prescription benefits with separate retail and mail-order pricing for generic, brand, and non-preferred medications. Specialty drugs have distinct preferred and non-preferred cost tiers depending on the plan.
Administered by MetLife
Keep a smile on your face and more money in your pocket with our dental plan. Having a dental plan that covers exams, X-rays, fillings and more can help you save money and live healthier.
You have two options available:
Please review and carefully choose the best plan for you and your family.
Click here for information on MyBenefits Registration!
Administered by MetLife
Even if you don’t wear glasses, regular visits to your eye doctor are important to your overall health. That’s because a routine eye exam can often detect early signs of serious health conditions like diabetes. Please review and carefully choose the best plan for you and your family.
Click here for information on MyBenefits Registration!
Administered by MetLife
Long-Term Disability
Paradigm offers disability through MetLife. The following list provides a brief overview of these benefits:
Monthly Benefit Amount: $100-$10,000 (60% of Pre-disability Earnings)
Benefit Amount Increments: Employees will have the option of selecting a flat dollar amount in increments of $25 per week
Elimination Period: 180 days or until the end of the STD maximum benefit period
Benefit Duration: The later of your normal retirement age as defined by Social Security
Pre-Existing Condition Limitation: 12/12
Own Occupation Period: 24 months
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Administered by MetLife
Paradigm offers Basic Life and AD&D through MetLife. All active full-time employees working a minimum of 30 hours per week are eligible.
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Accidents can happen anytime—at work, during your commute, while playing sports, or even doing something as simple as walking down the stairs. And when they do, the unexpected costs can add up fast. Accident Insurance through MetLife helps fill the financial gaps left by your medical plan by paying cash benefits directly to you, regardless of other insurance you may have.
This 24/7 coverage applies whether the injury happens on or off the job and includes a wide range of scenarios. Benefits are paid for:
Broken bones and dislocations
Concussions, burns, and eye injuries
Emergency room visits and ambulance rides
Follow-up doctor visits and physical therapy
Hospital stays (regular or ICU)
Surgery, prosthetics, and medical appliances
Accidental death, dismemberment, or paralysis
There's also a $50 annual health screening benefit that rewards you for completing preventive screenings like physicals, mammograms, or cholesterol checks. Plus, if the accident occurs while participating in an organized sports activity, benefit payouts may increase by 25%, helping cover even more of your out-of-pocket expenses.
You can use the cash however you need—to help with medical bills, travel costs, child care, or even everyday household expenses while you recover.
Click here to download more information!
When a serious illness strikes, it can bring more than just a health crisis—it can also bring financial uncertainty. MetLife Critical Illness Insurance offers peace of mind by paying a lump-sum benefit directly to you if you're diagnosed with a covered condition. This money is yours to use however you need—whether that’s medical bills, travel to specialists, groceries, or rent.
Coverage includes a wide range of conditions:
Cancer (invasive and non-invasive), heart attack, stroke, and major organ transplant
Kidney failure, ALS, Alzheimer’s, and Parkinson’s
Infectious diseases (like COVID-19, encephalitis, or tuberculosis) that result in hospitalization
Childhood illnesses including type 1 diabetes, cerebral palsy, and spina bifida
If you experience a second occurrence of a previously covered illness, many conditions are also eligible for a recurrence benefit—meaning you could receive a second lump-sum payment for the same diagnosis after a designated suspension period.
You’ll also receive a $50 health screening benefit each year just for completing preventive care like a wellness exam or certain lab tests. Coverage is available for you and your eligible family members, and it’s portable—so you can take it with you if you leave your job.
Click here to download more information!
Administered by Farmer's Insurance
As an employee you have access to auto and home insurance from Farmers GroupSelect. This program provides you with special savings, outstanding customer service, and a full suite of products. In addition to auto and homeowners insurance, we offer a variety of other policies and endorsements including:
Program Discounts and Features:
Take advantage of special Farmers GroupSelect discounts and benefits that could save you hundreds.
Switch & Save Today!
You may apply for auto and home insurance through this program for eligible group members at any time. Take advantage of these savings today and call 800-438-6381 or visit www.myautohome.farmers.com.
Advertisement produced on behalf of the following specific insurers seeking to obtain business for insurance underwritten by Farmers Property and Casualty Insurance (a MN licensee) and certain of its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Casualty Insurance Company (a MN licensee), Farmers Direct Property and Casualty Insurance Company, Farmers Group Property and Casualty Insurance Company, or Farmers Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product and are available in most states to those who qualify. © 2022 Farmers Insurance® 4559718.1
Get affordable access to experienced attorneys for common legal needs, including estate planning, home sales, family matters, and tax issues. For $19.75/month, you receive unlimited consultations and fully covered services when using a network attorney—no copays or deductibles.
How it works
Choose a network attorney online at legalplans.com.
Contact the attorney with your case number to schedule an appointment.
You may use an out-of-network attorney and receive partial reimbursement.
MetLife Legal Plans makes legal support simple, convenient, and cost-effective.
