PCC_Wellness     

Helpful Resources

2024 Benefits Guide ▼

View Your Benefit Guide

Important Notices and Disclosures ▼

Coming soon!

Summary of Benefits and Coverage (SBC) Documents ▼

Your 2024 Benefits

We are pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.

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Medical ▼

PCC Community Wellness Center is excited to offer four medical plan options through BCBS of Illinois (BlueCross BlueShield of Illinois)! You have the opportunity to choose the plan option that is best for you and your family. The two HMO plans do not include out-of-network benefits. The two PPO plans offer in and out of network benefits, allowing you to choose any provider. However you will pay less out-of-pocket should you choose an in network provider.

You can locate a BCBS of Illinois network provider at www.bcbsil.com.

Medical Comparison HMO Plans

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Dental ▼

Administered by MetLife

PCC Community Wellness Center offers a group dental insurance plan through MetLife. The plan allows you to see any dentist. However, you will pay less out-of-pocket if you choose a network provider. If you receive services from a non-network dentist, you may be responsible for any billed charges that exceed MetLife’s maximum allowable charge. Locate a MetLife network provider at www.metlife.com.

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Dental Plan Summary

Dental Mobile App Flyer

Dental Generic ID Card

 

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Vision ▼

Administered by Superior through MetLife

PCC Community Wellness offers a group vision insurance plan through MetLife for quality eye care services. You can maximize your plan benefits by choosing an in network provider. To locate one in your area, please visit: www.metlife.com.

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Vision Plan Summary

Vision Generic ID Card

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Short Term Disability ▼

Voluntary Short-Term Disability

Administered by Reliance Matrix

Short-Term Disability provides:

  • 60% of weekly earnings; up to $1,000 max weekly benefit
  • 7-day elimination period for illness and injury
  • 8 weeks max benefit duration
  • 3 / 12 Pre-Existing Condition Limitation

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Long Term Disability ▼

Administered by Reliance Matrix

PCC Community Wellness Center provides you with long-term disability coverage through Reliance Matrix, at no cost to you.

  • 60% of base monthly earnings; $4,000 max monthly benefit
  • 60–day elimination period for illness and injury
  • 12 / 12 Pre-Existing Condition Limitation
  • Max benefit duration SSNRA

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Identity Theft ▼

Administered by Norton LifeLock

No one intends to be unsafe online. Help protect your identity and devices with Norton LifeLock Benefit plans. Helps to empower you and your family to live your lives safely.

  • Identity – LifeLock Identity Alert
  • Device Security – Secures PCs, Macs, and Mobile Devices
  • Home and Family – Parental Controls
  • Online Privacy – Norton Secure VPN

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Contact ▼

Contact Information for Carriers 

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Accident ▼

Administered by Reliance Matrix

You have the option to purchase voluntary accident coverage for yourself and your dependents. Voluntary accident coverage provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident, or for accidental death and dismemberment. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. These benefits are paid on top of what your medical insurance covers and can be used at your own discretion.

Guaranteed issue; No medical history is required

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Critical Illness ▼

Administered by Reliance Matrix

You have the option to purchase voluntary critical illness coverage for yourself and your dependents. Voluntary critical illness coverage provides a fixed, lump-sum benefit upon diagnosis of a critical illness, which can include heart attack, stroke, paralysis, and more. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. This benefit is paid on top of what your medical and life insurance covers and can be used at your own discretion.

Benefit Amount:

  • Employee: Option of $5,000 to $20,000, in $5,000 increments ($20,000)
  • Spouse: Option of $5,000 to $20,000, in $5,000 increments and not to exceed 100% of employee’s coverage amount ($20,000)
  • Child(ren): 50% of employee’s coverage amount (50% of employee’s coverage amount)

Please refer to the official plan documents for additional information on coverage and exclusions.

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Hospital Indemnity Insurance ▼

Administered by Reliance Matrix

You have the option to purchase hospital indemnity coverage for yourself and your dependents. Voluntary hospital indemnity insurance provides a range of fixed, lump-sum benefits for hospital confinement, as a result of an accident or sickness, whether it is an emergency, pre-planned, elective, or necessary. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. These benefits are paid on top of what your medical insurance covers and can be used at your own discretion.

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Life and AD&D Insurance ▼

Administered by Reliance Matrix

Basic Life and AD&D Insurance

PCC Community Wellness Center understands the importance of your financial stability. As such, group term life and accidental death & dismemberment (AD&D) and long term disability insurances are an important element of your income protection planning.

PCC Community Wellness Center provides you with a group term life and AD&D policy and long-term disability coverage through Reliance Standard.

We offer this valuable benefit at no cost to you.

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Voluntary Life Insurance and Accident & Death Insurance

  • You have the option to purchase additional life insurance for yourself and your dependents. Please refer to the official plan documents for additional information on coverage and exclusions.

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Pet Insurance ▼

Administered by PetPartners

If you’re a pet parent, your fur babies are an important part of your family, bringing comfort, joy and unconditional love. In return, you do the best you can to take care of them. But pet care is expensive and veterinary costs continue to rise. That is why we’re offering pet insurance, underwritten by Independence American Insurance Company to employees.

Cost varies depending on species, age, and level of coverage elected.

Obtain a custom rate by visiting PetPartners’ website at www.petpartners.com and clicking on ‘Get Quote’ button.

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PetPartners Plan Summary

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Legal ▼

Administered by MetLife

Powerful legal protection on your side ... quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. With MetLife’s Legal Services plan, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events. You will have access to the expert guidance and tools you need to handle the broad range of personal legal needs you might face throughout your life.

PCC Voluntary Benefits
METLIFE LEGAL SERVICES
  • Money Matters
  • Home and Real Estate
  • Estate Planning
  • Family and Personal
  • Civil Lawsuits
  • Elder-Care Issues
  • Traffic and Criminal Matters

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Legal Plan Summary Details

Legal Plan Summary Overview

Portability Instructions