Administered by Blue Cross Blue Shield
PCC Community Wellness Center is excited to offer four medical plan options through BCBS of Illinois (BlueCross BlueShield of Illinois)! You have the opportunity to choose the plan option that is best for you and your family. The two HMO plans do not include out-of-network benefits. The two PPO plans offer in and out of network benefits, allowing you to choose any provider. However you will pay less out-of-pocket should you choose an in network provider.
You can locate a BCBS of Illinois network provider at www.bcbsil.com.
Administered by MetLife
PCC Community Wellness Center offers a group dental insurance plan through MetLife. The plan allows you to see any dentist. However, you will pay less out-of-pocket if you choose a network provider. If you receive services from a non-network dentist, you may be responsible for any billed charges that exceed MetLife’s maximum allowable charge. Locate a MetLife network provider at www.metlife.com.
Administered by Superior through MetLife
PCC Community Wellness offers a group vision insurance plan through MetLife for quality eye care services. You can maximize your plan benefits by choosing an in network provider. To locate one in your area, please visit: www.metlife.com.
Administered by Rocky Mountain Reserve
PCC Community Wellness Center provides access to a limited use Flexible Spending Account for Commuter Transit for eligible employees. Eligible employees are any full-time employee working .75 – 1.0 FTE. The benefit option is available on the 1st day of the month following 30 days of start date. Flexible Spending Accounts (FSA) provide tax-free reimbursement to employees for eligible expenses that are not reimbursed by any other insurance or reimbursement program.
The monthly maximum reimbursement for Health FSA is $315.00 per eligible employee. Contributions amounts will be adjusted according each calendar to meet with IRS limits.
The Transit account is a month-to-month benefit. The benefit funds will roll over indefinitely as long as the employee is still employed with the Company. IRS regulations require any money not used for eligible expenses after 60 days of employment termination, be forfeited to the Company.
Employees will have the option to elect pre-tax payroll deductions for the specific use of purchasing public transit for the purpose of getting to and from work:
The following example of expenses are non-reimbursable:
Employee is responsible for submitting reimbursement claims by providing purchase receipts for public transportation expenses in a timely manner directly to the designated Company Vendor and in accordance to Vendor reimbursement terms.
Voluntary Short-Term Disability
Administered by Reliance Matrix
Short-Term Disability provides:
Contact Information for Carriers
Administered by Reliance Matrix
You have the option to purchase voluntary accident coverage for yourself and your dependents. Voluntary accident coverage provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident, or for accidental death and dismemberment. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. These benefits are paid on top of what your medical insurance covers and can be used at your own discretion.
Administered by Reliance Matrix
You have the option to purchase voluntary critical illness coverage for yourself and your dependents. Voluntary critical illness coverage provides a fixed, lump-sum benefit upon diagnosis of a critical illness, which can include heart attack, stroke, paralysis, and more. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. This benefit is paid on top of what your medical and life insurance covers and can be used at your own discretion.
Please refer to the official plan documents for additional information on coverage and exclusions.
Administered by Reliance Matrix
You have the option to purchase hospital indemnity coverage for yourself and your dependents. Voluntary hospital indemnity insurance provides a range of fixed, lump-sum benefits for hospital confinement, as a result of an accident or sickness, whether it is an emergency, pre-planned, elective, or necessary. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. These benefits are paid on top of what your medical insurance covers and can be used at your own discretion.
Administered by PetPartners
If you’re a pet parent, your fur babies are an important part of your family, bringing comfort, joy and unconditional love. In return, you do the best you can to take care of them. But pet care is expensive and veterinary costs continue to rise. That is why we’re offering pet insurance, underwritten by Independence American Insurance Company to employees.
Cost varies depending on species, age, and level of coverage elected.
Obtain a custom rate by visiting PetPartners’ website at www.petpartners.com and clicking on ‘Get Quote’ button.
Administered by MetLife
Powerful legal protection on your side ... quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. With MetLife’s Legal Services plan, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events. You will have access to the expert guidance and tools you need to handle the broad range of personal legal needs you might face throughout your life.
PCC Voluntary Benefits
