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What You Need to Know

  • Review Changes for 2023-2024

How to Enroll

  • Enroll with a Benefit Counselor

Helpful Resources

  • View Your Benefit Guide & Important Documents

Benefit Options

  • View Your Health & Voluntary Benefits

What You Need to Know

Click on each of the topics below for details on other changes that are effective on August 1.

Active Enrollment & New Enrollment Process ▼

This is an active enrollment, which means you must take action to ensure you have coverage for the upcoming plan year. 

It is essential you complete an enrollment appointment with a professional benefit counselor to elect benefits for 2023-2024. During your individual appointment, you will have the opportunity to ask questions, get more information, and enroll you and your dependent(s) in coverage. Click here to schedule your confidential appointment!

How to Schedule Your Enrollment Appointment

New Carrier ▼

We are pleased to share that Accident, Critical Illness, and Hospital Indemnity will now be provided through MetLife. Speak to a benefit counselor to learn more about the plan enhancements!

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How to Enroll

All full-time employees working at least 30 hours per week have an opportunity to enroll in Resourcing Edge’s comprehensive benefit program.

Benefits are more important than ever, and we encourage you to spend extra time evaluating your benefit options and electing the benefits that best support you and your family. As such, it is essential you enroll with the guidance of a professional benefit counselor. During your confidential appointment, the benefit counselor will:

  • Answer your questions
  • Provide detailed information
  • Help you enroll in benefits
Schedule an Appointment

Helpful Resources

2023-2024 Benefits Guide ▼

View Benefits Guide

Important Notices and Disclosures ▼

Summary of Benefits and Coverage (SBC) Documents ▼

Your 2023-2024 Benefits

We are pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.

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Medical ▼

Our company offers four options for medical: National 3000 Plan, Medical Select 2000 Plan, Medical Select 5000 Plan and Medical Select 6750 Plan.

Learn More

*Kaiser Permanente for CA Residents Only.

CA Residents Only

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Dental ▼

Administered by MetLife

When your preventive care is covered, you’re more likely to go for cleanings and checkups - this can help you avoid problems before they become too costly or complicated.

Your benefit in action

Take advantage of how simple and easy it is to use Dental Insurance:

  • Premiums will be conveniently paid through payroll deduction. So you don’t have to worry about writing a check or missing a payment.
  • Dentists may submit claims for you which means you have little or no paperwork.
  • With MetLife Dental insurance, you can choose from thousands of general dentists and specialists nationwide. 

Plan Summary & Rates

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Vision ▼

Administered by MetLife

Eye doctor visits can be expensive and out-of-pocket costs can add up fast. Plus, 11 million Americans over the age of 12 need vision correction.

From well care to significant incidents, vision insurance is a smart way to help protect your eyesight and wallet. Find out how much you could save with MetLife Vision.

Your benefit in action

Take advantage of how simple and easy it is to use Vision Insurance:

  • Go to metlife.com and find a licensed vision care specialist. Or choose from a large network of ophthalmologists, optometrists and opticians at private practices or retail locations like Costco Optical, Visionworks and more.
  • When you go to a participating vision specialist, there are no claims to file. You don’t even need an ID card.
  • Premiums will be conveniently paid through payroll deduction. You don’t have to worry about writing a check or missing a payment.

Learn More

View Plan Summary & Rates 

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Accident ▼

Administered by MetLife

Financial support so you can focus on getting well.

Many people may not be financially prepared to handle extra costs like plan deductibles, co-pays for emergency room care, testing, supplies and out-of- network care. For a covered event, accident insurance provides you with a benefit payment paid directly to you — not to your doctors, hospitals or healthcare providers.

You can spend the funds on anything you need, such as those extra bills when you may most need additional support. It can also help pay for expenses you may not think of, like childcare and transportation to your appointments. These costs can cut into your budget — and make it a challenge to manage your everyday expenses.

Learn More

 

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Critical Illness ▼

Administered by MetLife

Financial support so you can focus on getting well.

Critical Illness Insurance is coverage that can help safeguard your finances by providing you with a lump-sum payment — one convenient payment all at once — when you or your family may need it most. The extra cash can help you focus on getting back on track — without worrying about finding the money to cover some of your expenses.

And best of all, the payment is made directly to you, and is made regardless of any other
insurance you may have. It’s yours to spend however you like, including for your or your family’s everyday living expenses.

While recovering, Critical Illness Insurance is there to help make life a little easier.

Learn More

 

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Hospital Indemnity Insurance ▼

Administered by MetLife

Hospital Indemnity Insurance can help safeguard your finances by providing you with a lumpsum benefit payment — one benefit payment all at once — when you or your family may need it most. A flat amount is usually paid for a hospital admission and a
per-day amount for your entire hospital stay.

And best of all, the payment is made directly to you regardless of any other insurance
you may have. It’s yours to spend however you like, including for your or your family’s
everyday living expenses.

Whatever you need while recovering from a hospital stay, Hospital Indemnity Insurance is there to help make life a little easier.

Learn More

 

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Legal Aid ▼

Administered by MetLife Legal Plans

Helping you navigate life’s planned and unplanned events.

You get legal assistance for some of the most frequently needed personal legal matters with no waiting periods, no deductibles and no claim forms when using a network attorney. All services below are available to you, your spouse and dependents. And, for non covered matters that are not otherwise excluded, your plan provides four hours of network attorney time and services per year. Services highlighted in bold are available to parents, parents in law and grandparents through Plus Parents. Plus Parents allows up to eight additional people to have coverage.

 

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Health Savings Account ▼

Administered by Optum

A Health Savings Account (HSA) is a tax advantaged savings account that you elect each year to use to pay for or reimburse yourself for certain eligible health care expenses. It’s available when your health coverage is through a High Deductible Health Plan (HDHP). An HSA is an easy, convenient way to offset your out of pocket expenses until your deductible is reached.

The tax advantaged benefits you receive are:

  • Pre tax contributions.
  • Tax free withdrawals for qualified expenses.
  • Tax free earned interest on investment funds.
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Flexible Spending Account ▼

Administered by Optum

Flexible spending accounts (FSAs) are designed to pay for qualified health and dependent care expenses that are not covered by insurance. Using an FSA has one big advantage it helps save money by allowing you to pay for qualified healthcare and dependent care expenses with pre tax dollars. The more your FSA is used, the more you can save. The benefits of an FSA include:

  • Reduces income tax (Federal, State and FICA): pre tax payroll contributions result in a lower taxable salary.
  • Saves on the cost of eligible healthcare and/or dependent care expenses: using pre tax dollars spells out a savings of nearly 30%.
  • Offers immediate access to elected healthcare FSA funds.
  • Covers common types of expenses such as medical, dental, ortho, vision, prescriptions drugs, day care, and more.

Health Care FSA: Annual maximum  contributions $3,050. The total amount of your Health Care FSA balance is available on the first day of the plan year or the first day of eligibility. Lower the cost of exams, prescriptions and more, by using your Health Care FSA for expenses such as:

  • Doctor visits and exams
  • Prescription drugs not covered by medical insurance
  • Eye care not covered by insurance, including contact lens solution and LASIK surgery
  • Deductibles
  • Orthodontia not covered by insurance
  • Counseling and therapy sessions
  • Acupuncture

Dependent Care Reimbursement Accounts: Annual maximum  contributions $5,000. Reimbursement for dependent care claims is limited to the total amount that is deposited in your account at that time.

  • Eligible dependents include children, under the age of 13, and dependents of any age that are incapable of caring for themselves.
  • Dependent care expenses are reimbursable as long as the provider is not anyone considered your dependent for income tax purposes.
  • You must provide the tax identification number or social security number of the party providing care to be reimbursed.
  • Covers dependent day care expenses that are necessary for you and your spouse to work or attend school full time. The
    dependent must be a child under age 13 and claimed as a dependent on your federal income tax return or a disabled
    dependent that spends at least eight (8) hours a day in your home.

A Limited Purpose Flexible Spending Account (LPFSA) is a tax advantaged account that allows you to use pre tax dollars to pay for eligible dental and vision expenses. Even better, LPFSAs are compatible with Health Savings Accounts (HSAs).

  • Fund Your Account - You decide how much to contribute during enrollment, then funds are deducted pre tax from your paychecks.
  • Use Your Account for Eligible Expenses - Use your account to cover out of pocket dental and vision expenses for you, your
    spouse, or eligible dependents. For a longer list of eligible items, see connectyourcare.com
  • Pay with Your Payment Card - Your payment card will access both your LPFSA and HAS funds. It’s a smart card and will deduct your dental and vision expenses from your LPFSA, and other medical expenses from your HSA. Be sure to always save documentation for your purchases.
  • Connect Online and on the Mobile App - When you do not use your card, you can quickly and easily submit payment requests online or on our mobile app. Check your account balance and payments online or on your mobile device.
  • We’re Here to Help - If you ever have a question, we are here to help you 24 hours a day, seven days a week.

PTO is not accrued during overtime hours, on-call hours, or unpaid leave time.

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Life and AD&D Insurance ▼

Administered by MetLife

Providing a Sense of Well-Being

Our life insurance benefits allow you to offer needed life protection for your family and loved ones. Just as health needs change over time, your life insurance needs can change too. When was the last time you had a life insurance check up? While many of us have life coverage, very few of us have enough. We offer a range of life plans that provide valuable features such as guaranteed benefit amounts, family coverage options and early payouts for terminal illness. Most people buy life insurance during their working years, so if they die, their death benefit can help loved ones manage their financial needs.

Types of Coverage Offered Through Resourcing Edge
  • Basic Life is life insurance provided by your employer for which they pay the premiums.
  • Supplemental life insurance elected by you for which you pay the premiums.
  • AD&D is Accidental Death & Dismemberment coverage, covered within the life insurance policies offered.

Learn More

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Disability ▼

Administered by MetLife

Protecting a Portion of Your Income

Everyday illnesses or injuries can interfere with your ability to work. Serious illnesses or accidents can come out of nowhere. Even a few weeks away from work can make it difficult to manage household costs. These things can interrupt your life, and your ability to work for months even years. Your employer is helping you to ensure that a portion of your income is paid during these times so that you can focus on getting better and worry less about paying your bills.

Voluntary Short-Term Disability

Administered by MetLife

Protects a portion of your income if you become partially or totally disabled for a short period of time:

Features:
Rehabilitation and return to work assistance program, family care incentive, guarantee insurability, maternity benefits, minimum weekly benefit of $20.

Long-Term Disability

Administered by MetLife

Protects a portion of your income if you become partially or totally disabled for a long period of time.

Features:
Minimum monthly benefits greater of $100 or 10% of the gross disability payment, rehabilitation and return to work assistance programs, survivor benefit, family care incentive, indexed pre disability earnings, dependent care benefits, guaranteed insurability and 12 month rehire provision.

Allstate Group Whole Life Insurance

With Group Whole Life Insurance from Allstate Benefits, you get simplified and straightforward coverage. You decide how much coverage and who to cover. You get guaranteed rates for the life of the policy and a guaranteed death benefit to be paid to your beneficiaries. As the policy builds cash value, you can achieve your financial goals or borrow against it should you need to.

Learn More

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Identity & Fraud Protection ▼

Administered by MetLife

With MetLife, you’ll have the option to enroll in a robust digital security plan to help protect you and your family from financial and identity fraud. Learn more about the tiered coverage options available to you, plan features, services and how payments will be deducted.

Plan Options

  • Protection Plan: Basic protection for your identity, finances, and two device per adult member.
  • Protection Plus Plan: Robust protection for your identity, finances, privacy, and unlimited devices per adult member.
  • Individual Coverage: Protection for the employee only.
  • Family Coverage: Our inclusive definition of “Family” allows the employee to add up to 10 additional adults and unlimited minors to the plan. Added members are not required to live in the same household.
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401(K) Retirement Plan▼

Building Financial Security

401(K) plans can be a powerful tool in promoting financial security in retirement. The Resourcing Edge Retirement Savings Plan helps eligible employees save and invest for retirement while receiving certain tax advantages. The Slavic401k investment lineup offers a menu of investment options for your selection . Here are some of the basics from your Plan. Your retirement plan is more fully described in the formal plan document. 

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Employee Assistance Program ▼

Administered by MetLife

Life doesn’t always go as planned. And while you can’t always avoid the twists and turns, you can get help to keep moving forward.

We can help you and your family, those living at home, get professional support and guidance to make life a little easier. Our Employee Assistance Program (EAP) is available to you in addition to the benefits provided with your MetLife insurance coverage. This program provides you with easy-to-use services to help with the everyday challenges of life — at no additional cost to you.

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Pet Benefit Solutions ▼

Save on Everything Your Pet Needs

Resourcing Edge is offering pet benefits to employees at exclusive group rates!

Learn More

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inSource Edge ▼

We are delighted to announce our partnership with inSourceRx to produce the Resourcing Edge Pharmacy Discount Card. FREE: For You, Your Families and all those around you who can benefit most. With a unique Resourcing Edge inSourceRx pharmacy discount card, you can save up to 80 percent on medications, helping compliance which we know keeps people well. Backed by Elixir Savings, the card can be used in nearly 70,000 pharmacies across the nation. And it can even be used for medications for your pets. FREE No membership required .

Check it out at:
insourcerxgives.com/resourcingedge

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Home & Auto ▼

As a Resourcing Edge employee, you can compare auto, home and renters insurance with special discounts and savings from some of the top insurance companies.

Programs include:

  • Employee discounts
  • Automatic payment discount
  • Multi-policy discount
  • 24/7 claim filing
  • New car replacement
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Financial Wellness ▼

Administered by ZayZoon

Avoid costly loans, overdraft and late bill payments.

Get access to your wages in advance of payday. You work everyday, why can you get paid everyday?

Reduce Financial Stress

38% of employees say financial stress distracts them at work. Are you one of these employees? We can help.

Instant 24/7/365

In 30 seconds you can sing-up and have funds in your account. Whether it’s 3pm or 3am, we’ve got your back.

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Member Deals ▼

Exclusive Discounts Offered to You
Just for being part of Resourcing Edge

We are excited to announce our new partnership with MemberDeals! You now have access to everything you need to work and play from home, including discounts on electronics, entertainment, health & wellness, groceries and more! Be sure to also check out our offering of exclusive savings in travel and entertainment. Visit often, as new products and discounts are constantly being added!

 

Don't Miss Out

This annual enrollment period is the only opportunity to enroll in benefits until the next open enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.