Administered by BlueCross BlueShield
Because maintaining your smile is important, we are proud to offer voluntary dental coverage through BlueCross BlueShield. Although you have the option to see any provider you wish, you will receive the best benefits when you choose an in-network dentist. To find in-network dentists near you, visit www.bcbsil.com.
Administered by BlueCross BlueShield
We are proud to offer voluntary vision benefits through BlueCross BlueShield. Although you have the option to see any provider you wish, you will receive the best benefits when you choose an in-network provider. To find in-network providers near you, visit www.bcbsil.com.
Click here for a list of retail providers.
Administered by BlueCross BlueShield
Basic Life and AD&D Insurance through BlueCross BlueShield is provided for eligible team members and pays your beneficiary a benefit of $25,000. This benefit is 100% employer-paid.
Voluntary Term Life and AD&D Insurance allows you to purchase additional coverage at your own financial expense to ease your loved ones’ financial burden if something should happen to you. A team member’s maximum benefit election cannot exceed 5x their basic annual earnings or $500,000. A spouse’s maximum election cannot exceed 50% of what the team member takes out on themselves. Child coverage is also available.
The cost of the benefit is 100% paid for by you. Your age and the amount of insurance you elect determines the premium you’ll pay. Costs will go up as you age.
Administered by Allstate
If you are unable to work due to an accident or an illness, you may face a gap between your income and expenses. Short-Term Disability coverage through Allstate pays you a weekly cash benefit directly to help you cover this gap until you’re back on your feet and back to work.
This coverage is available at low affordable rates and pays you a benefit of up to 60% of your weekly earnings, up to $5,000 per week. The plan begins paying these benefits after you have been unable to work for 14 consecutive days due to an illness or off-the-job accident and will pay you up to 3 months.
Administered by Reliance Standard
Accident Insurance can help you cover the extra costs that can occur when you, your spouse or your children suffer a covered injury on or off the job.
Benefits are payable for such things as:
Plan Features:
Administered by Reliance Standard
This Critical Illness policy through Reliance Standard provides you with a lump sum cash benefit in the event you or a covered loved one is diagnosed with a covered condition such as cancer, heart attack, or stroke.
Newly eligible team members can elect coverage, up to a certain amount, without answering medical questions!
Administered by Reliance Standard
An unexpected hospital stay can put a strain on your budget. Reliance Standard's Hospital Indemnity Insurance provides money you can use to help cover the costs you might not anticipate. Helping you handle expensive hospital bills lets you focus more on recovering and less on how much the next test is going to cost.
Administered by Allstate
Universal Life Insurance with Long Term Care through Allstate provides lifelong protection with guaranteed premiums. This plan protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses. This coverage also offers you living benefits should you need Long Term Care after becoming chronically ill and confined to a nursing or assisted living facility, or if you need to receive home health or adult day care.
The unique feature of Universal Life Insurance is that you build cash value with a guaranteed tax-deferred interest rate of 3% which may allow your premiums to remain level throughout the life of the contract.
Newly eligible team members can elect coverage, up to a certain amount, without answering medical questions!
