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2024 - 2025 Benefits

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What You Need to Know

2024-2025 Benefit Open Enrollment Guides ▼

Premium Summaries Flyer ▼

Click here to see the per paycheck employee cost for medical, dental, and vision insurance.

Important Notices and Disclosures ▼

  • Customized Annual Notices Packet – Includes annual notices required under ERISA and the Affordable Care Act (ACA).
  • CHIP Notice – Informs benefit-eligible employees of the possible right to receive financial assistance through Medicaid or CHIP to pay for health coverage premiums under the employer’s plan.
  • Marketplace Notice – Informs employees of the Health Insurance Marketplace and potential availability of subsidies.
  • IL CCDA Disclosure(s) – Includes details on coverage for Essential Health Benefits (EHBs) for each employer-offered medical plan.
  • Arbitration Agreement – Describes the requirement for Kaiser health plan members in California to resolve most disputes, including malpractice claims, through binding arbitration rather than through the courts.

Your 2024-2025 Benefit Options

We are committed to offering a comprehensive range of benefits designed to meet the evolving needs of you and your family. This year will be an active enrollment, which means you must elect benefits during this open enrollment period in order to have coverage for 2024-2025. Review your benefit options below.

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Medical

You have several medical plans to choose from, all of which satisfy the ACA Individual Mandate. Employees who reside in California, Georgia, Illinois, Maryland, Oregon, Virginia, Washington D.C., or Washington State also have the option to enroll in an HMO Medical Plan. 

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Hospital Indemnity

Designed to provide financial protection by paying you a benefit for hospital admission, confinement, and ICU care. Click here to learn more. 

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Health Savings Account (HSA)

An HSA is a triple tax-advantaged savings account to which you can contribute if you enroll in a BCBS medical plan.

Click here for WEX Online Access and Change of Address Information

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Flexible Spending Account (FSA)

FSAs allow you to pay for eligible health care and dependent care expenses using pre-tax dollars.

Click here for WEX Online Access and Change of Address Information

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Identity Theft Protection

Safeguard your personal information and defend against attacks with 24/7, proactive identity theft protection through LifeLock. Click here to learn more. 

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Accident Insurance

Pays you a lump-sum cash benefit based on the injuries you suffer and the treatment you receive. Click here to learn more. 

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Critical Illness Insurance
Now Provided Through Voya!

Provides you with a lump-sum cash benefit if you or an insured loved one is diagnosed with a covered condition. This benefit also includes an annual wellness benefit! During your new hire enrollment period only, you can elect coverage without answering medical questions! Click here to learn more.

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Cancer Advocate Plus (CAP)

Cancer Advocate provides an all-inclusive genome management membership so that you can focus on life. Click here (Español) to learn more. 

  • High Quality, clinical-grade genetic tests

  • Genetic counseling and support services

  • Results that last a lifetime, managed by experts

  • Peer-to-peer physician consultations for your doctor

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Dental Insurance

You have two dental plan options through Blue Cross Blue Shield. Click here to locate a dentist in your area.

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Vision Insurance

You have two vision plan options through BCBS EyeMed. Click here to locate a vision provider in your area.

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Voluntary Short Term Disability

Protect up to 60% of your monthly income (up to 40% if you have state disability available to you), if you become disabled due to an off-the-job injury or illness. Click here (Español) to learn more. 

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LifeTime Benefit Term Insurance with Long-Term Care

Provides financial support to cover the cost of long-term care like nursing home, assisted living, or home care. As life insurance, the program also protects your family with money that can be used however they choose. During your new hire enrollment period only, you can elect coverage without answering medical questions! Click here  (Español) to learn more. 

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Basic Life Insurance

Provides active full-time employees working 35+ hours per week with coverage of one times your annual salary, up to a maximum of $500,000. Available at no cost to you. 

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Supplemental Life Insurance

In addition to your employer-sponsored basic life insurance, you can also purchase additional supplemental life insurance coverage. 

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Employee Resources Program

Program includes services for confidential emotional
support, work-life solutions, legal guidance, and financial resources.

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MetLaw Legal Services

Offers direct access to a national network of attorneys. Covered legal services include the preparation of wills and trusts, real estate matters, traffic matters, document preparation and review, debt matters, and more.

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Don't Miss Out!

This open enrollment period is the only opportunity to enroll in benefits until next year’s open enrollment period unless you experience a qualifying life event.

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How to Enroll

Professional benefit counselors will be available by phone to answer your questions, help you customize a package to best meet your needs, and guide you through the enrollment process. 

To speak with a counselor over the phone to enroll, or for help scheduling an appointment, visit SLC1.mybenefitsappointment.com or click the button below. 

Schedule Your Meeting

Or call 833-357-8163, Option 1. Phones are answered Monday – Friday 8:00 a.m. – 6:00 p.m. and Saturday 7:00 a.m. – 3:00 p.m. Central.