Administered by Blue Cross Blue Shield
Each person's health care needs are different. That's why our medical plan offers multiple options so that you can choose the coverage level best-suited to your personal situation.
Blue Cross Blue Shield Value Added Benefits
Eligibility
Dependent Eligibility
You can enroll your dependents in plans that offer dependent coverage. Eligible dependents are defined as your legal spouse or domestic partner and eligible children up to age 26 who reside in your household and depend primarily on you for support.
Domestic Partner Coverage
Domestic partners are eligible to enroll as dependents in the benefit plans. You and your partner must meet specific criteria to qualify for domestic partner coverage. A domestic partnership is different than a marriage with an individual of the same-sex. A same-sex spouse is a federal tax dependent for group health plan purposes; whereas, a domestic partner often is not. If you cover a domestic partner, a domestic partner’s child, or another person who is not considered an IRS tax dependent for group health plan purposes, Thresholds is required to include the value of this coverage in your taxable income. This is known as imputed income and it will be added to your taxable income each pay period. Your annual W-2 will also reflect this additional income and the additional taxes withheld.
Administered by Blue Cross Blue Shield
Preferred Provider Organization (PPO): The dental plan allows the flexibility to select any dentist in-network or out-of-network. By staying in-network, the contract between your dentist and insurance carrier will make your annual benefit period maximum last longer. Dental coverage focuses on preventive and diagnostic procedures in an effort to avoid more expensive services associated with dental disease and surgery. The type of service or procedure received determines the amount of coverage for each visit. Each type of service fits into a class of services according to complexity and cost.
Administered by Blue Cross Blue Shield
Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction eye wear, like eyeglasses and contacts, that may be prescribed by an eyecare provider.
By accessing in-network vision providers, you're able to reap the benefit of true vision insurance coverage. You're eligible for an eye exam and lenses or contact lenses every 12 months and frames every 24 months.
Out-of-network providers will merely offer you an allowance towards your vision services.
Eyecare providers include many independent optical shops and national chains.
Additional Information:
Administered by Blue Cross Blue Shield
Basic Life and AD&D
Basic Life Insurance helps ease your loved ones’ financial burden. Your designated beneficiary will receive a benefit if you pass away from a covered accident or illness. In addition, Accidental Death and Dismemberment (AD&D) provides a benefit to your beneficiary if you pass on or become dismembered due to a specifically covered accident. Always make sure your beneficiaries are updated. The cost of the benefit is 100% paid for by the company.
Benefit Amount:
Supplemental Life and AD&D
Supplemental Term Life/AD&D allows you to purchase additional coverage at your own financial expense to ease your loved ones’ financial burden if something should happen to you. Costs are determined on group discounted rates. Always make sure your beneficiary information is updated. Click the button below to learn more!
Plan Summaries:
Additional Information:
Administered by Blue Cross Blue Shield
If you become ill or suffer an injury that prevents you from working, this form of disability insurance replaces a portion of your income for a defined maximum period of time. Click the button below to learn more!
Disability Plan Summaries:
Additional Information:
Administered by Aetna
The Critical Illness plan can help safeguard your finances by providing you with a lump-sum payment when your family needs it most. The payment you receive is yours to spend as you see fit, and does not offset any other insurance you may have. If you meet the policy requirements, the critical illness plan will provide you with a lump-sum payment upon diagnosis for many conditions. Your plan also includes a health screening benefit for a covered preventative test. See your plan summary for specific coverage details, including limitations and exclusions.
| Eligible Individual | Benefit |
| Employee | $10,000, $20,000 or $30,000 |
| Spouse | 50% of employee amount |
| Dependent Child(ren) | 50% of employee amount |
Administered by Aetna
The Accident plan helps to fill financial gaps caused by expenses related to an injury caused by a covered accident. Cash benefits are paid directly to you, no matter what is covered by your medical plan or any other insurance. Benefits are paid for initial and follow-up care, medical imaging, X-rays, dislocations, fractures, physical therapy and more. Benefits can be used to pay expenses like coinsurance, deductibles, or everyday expenses like your mortgage, child care, or groceries. Your plan also includes a health screening benefit for a covered preventative test. See your plan summary for specific coverage details, including limitations and exclusions.
Note, this coverage applies to accidents that occur on or off the job.
Administered by Aetna
The Hospital Indemnity plan pays cash benefits to you for an inpatient hospital admission and daily stays. Benefits can help pay towards your medical plan’s deductible, coinsurance or everyday expenses like day care, utilities and groceries. Your plan also includes a health screening benefit for a covered preventative test. See your plan summary for specific coverage details, including limitations and exclusions.
| Subcategory | Benefit Limits | Benefit | Amount |
| Admission Benefit | No maximum stays per year; separated by 30 days in a row | Admission | $1,000 |
| Daily-Stay | Daily stays start on day two of an inpatient stay and count toward a combined maximum of 30 days per plan year. ICU daily stays pay higher benefits. | Daily-Stay Benefit (non-ICU) | $200 |
| Daily-Stay Benefit (ICU) | $400 |
Administered by ComPsych
EAP service offers caring and professional assistance for a broad range of concerns including stress management, depression and anxiety, relationship or family conflicts, workplace conflicts, legal or financial difficulties, and drug or alcohol abuse. Services are confidential - neither your employer nor co-workers have knowledge of your request for help. EAP services are available 24 hours a day, seven days a week for you and your eligible dependents. There is no cost, it’s just there for you when you need it.
Possible reasons to call can include:
The EAP is there for when you need it. Need some more specialized face-to-face assistance? The EAP offers up to 5 face-to-face visits with trained counselors for each issue you may have.
Contact Information:
Administered by WEX
Commuter Benefits allow you to set aside tax-free money to pay for eligible expenses you incur as part of your commute to and from work. Thresholds allows employees after-tax money if one wants to set aside more than the pre-tax amount.
Parking - You may elect to have a maximum of $300 per month deducted from your gross income earnings. The most common eligible expenses are charges for parking at or near your place of work or at a location from which you commute to work, such as a train station. The amount elected with not be subject to federal, state, social security or Medicare taxes. Parking passes may be purchased with your WEX debit card or purchased out of pocket and reimbursed via direct deposit or check from WEX.
Mass Transit - You may elect to have a maximum of $300 per month deducted from your gross income earnings to be used for the cost of mass transit. The most common eligible expenses are charges for mass transit train and bus tickets. The amount elected with not be subject to federal, state, social security or Medicare taxes. Your tax savings will vary depending on your elected deduction amount and tax bracket. Pay for transit passes with your WEX debit card at your transit authority or other authorized retailers.
Administered by Arag Group
With the ARAG legal plan, you will have access to a nationwide network of attorneys, financial counselors, identity theft specialists and other valuable resources. Attorney fees for most covered matters are paid in full when using an in-network attorney.
Services include:Employee contributions for this benefit are $9.13 per pay period and will be taken out of the first two paychecks of each month.
Administered by Farmers Insurance
Farmers Insurance offers a wide range of personal property and casualty insurance products at a discount as well as the convenience of payroll deductions. Below are just some of the products:
Call Farmers Insurance at (800) 438-6381 or (800) 438-6388.
Administered by Fidelity
It’s never too early to plan for the future! To assist you in saving for retirement, Thresholds offers a 403(b) Retirement Savings Plan for all eligible employees to contribute to the plan, regardless of number of hours worked. Similar to a 401(k), this program allows you to contribute to your retirement account with convenient, pre-tax payroll deductions.
Some things to consider:
As an employee at a qualifying 501c (3) institution, you may be able to receive loan forgiveness under the PSLF program.
The PLSF program forgives the remaining balance on your Direct Loans after you’ve made 120 qualifying monthly payments under a qualifying repayment plan while working full time for a qualifying employer.
