To ensure you understand these voluntary benefit options, we have partnered with EOI Service Company. EOI's professional benefit counselors are available to help guide you through the enrollment process and help you enroll in the benefits best suited for you and your family.
During your personalized individual meetings, EOI benefit counselors will:
Administered by Reliance Standard
Enroll without answering medical questions!
No one likes to think about the possibility of an accident, but the very likelihood is inescapable. Think about it: Have you or anyone in your family ever had an automobile accident? Slip and fall? How about a bicycle or skiing accident? When was the last time you saw the inside of an Emergency Room? If you’re like most Americans, it wasn’t too long ago!
Medical insurance offsets most of the treatment costs for injuries resulting from an accident. But what about the out of pocket costs you don’t consider? There’s time off from work while you or a loved one convalesces, doctor visit and hospital co-pays, medical insurance deductibles, maybe child care expenses — even stocking up on ibuprofen and bandages! It’s inconvenient, expensive, and can make a serious dent in a family’s savings. Accident insurance provides a hedge against this possibility, paying a fixed, lump-sum benefit for injuries resulting from a covered accident — up to and including death if your employer’s plan includes that provision.
These benefits are paid directly to you or your designee, to use however you wish. The benefit schedule specifies payment amounts for events like hospitalizations, Emergency Room treatments, surgery, coma, paralysis, major diagnostic tests, physical therapy, fractures, burns, dislocations, etc.
Administered by Reliance Standard
Health insurance can provide coverage for many of the costs associated with treating a critical illness like cancer or heart attack. But what about the other out-of-pocket costs that you incur when you or a loved one is battling a major illness and is unable to work? There’s lost income — even if you have disability coverage, which only pays a portion of your regular earnings — along with co-pays, deductibles, family and living expenses, and even transportation costs to and from treatment. Many of these additional costs can contribute to the pressure you are already under at the worst possible time. Critical Illness Insurance can help to cover some of those gaps in your financial plan that you may not have even known existed.
Administered by Reliance Standard
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare.
Administered by Chubb
LifeTime Benefit Term Insurance with Long Term Care Coverage through Chubb provides permanent, flexible protection. The policy’s living benefits provide financial support to cover the cost of long-term care you might need as a result of an accident, illness, or aging. As life insurance, LifeTime Benefit Term protects your family with money that can be used any way they choose like your mortgage or rent, education for children, retirement, and final expenses.
Administered by Reliance Standard
Supplemental Life Insurance
Supplemental Life allows employees to elect additional life and dependent life coverage to supplement the Basic Life policy. This coverage is entirely optional and is paid for by the employee. Spouse and dependent child coverage is only available if the employee is insured for Voluntary coverage.
Administered by Reliance Standard
Voluntary Long-Term Disability Insurance through Reliance Standard protects your income should you become disabled and are unable to work for more than 180 days. You are paid a benefit of 60% of your monthly income. Pre-existing condition limitations may apply.
Class 1 - All Executives, Doctors, Certified Nurse Anesthetists & Pharmacists
Class 2 - All other Full-Time Employees
Administered by Reliance Standard
Voluntary Short-Term Disability Insurance through Reliance Standard provides eligible employees with a portion of your income for up to 24weeks if you become disabled due to an injury or illness. The policy pays a benefit of 60% of your weekly pre-disability earnings, not to exceed $1,000.
Benefit Counselors will be available 11/27 - 12/8 by appointment only.
To schedule your appointment please call 855-916-4717 or click the button below.
