Administered by BlueCross BlueShield

Because there is nothing more important than your health, Williamson Health offers two medical plans through BlueCross BlueShield. 

Customer Service Representatives (CSRs) are available at 800-565-9140 to help you navigate the medical carriers’ portal, network, and benefits. 

Summary of Benefits and Coverage (SBCs):

• Gold Plan
• Silver Plan

Williamson Health offers enhanced medical coverage for out of area dependents attending college or university more than 100 miles from Franklin, TN (Zip Code:  37067).  Eligible dependents have access to office visits, urgent care, and associated diagnosis for providers within the BCBS National Network to be billed at the Tier 1 benefits copay and deductible level.

To enable your dependent’s enhanced coverage, please complete and submit the Out of Area Dependent Coverage Verification Form found in the button below.  Additional information and instructions on how to submit can be found within the form.

Williamson Health partners with Livongo to offer a diabetes prevention program that includes support, coaching, and digital tools to help make lasting lifestyle changes.  To see if you qualify for Livongo’s program, go to healthy.livongo.com/BCBST-DPP or call 1-800-945-4355.

Administered by Optum Rx

• BIN: 610011
• PCN:  IRX
• RXGRP: WMRWILMC

Administered by MetLife

Keep a smile on your face and more money in your pocket with our dental plan. Having a dental plan that covers exams, X-rays, fillings and more can help you save money and live healthier.

Get the care you need with a dental benefits plan featuring MetLife’s Preferred Dentist Program.

• There are thousands of general dentists and specialists to choose from nationwide, so you are sure to find one who meets your needs.
• Flexibility to visit any dentist you want, in or out-of-network. Your out-of-pocket costs will usually be lower when you visit an in-network dentist.
• Negotiated fees that are typically 30-45% less than the average fees charged by dentists in your area for the same or similar covered services

MetLife offers a variety of online tools for you to make the most of your coverage:

• The Oral Health Library at www.oralfitnesslibrary.com contains articles and tools that can help you learn more about the importance of oral health and its connection to overall health.
• Interactive Dental Risk Assessment tools to help you determine your risk for periodontal disease or tooth decay to then discuss the
  results with your dentist during your next appointment.

 

Administered by MetLife Superior Vision

Benefits can be verified by calling 800-GET-MET8 and following the prompts for vision.

• You will be asked which network you belong to please state ‘Superior Vision’ as this is the network we are leveraging through MetLife.
• From there, you will be connected to a call center rep and you’ll be asked to verify some basic information- first/last name, DOB, and home address.
• From there, your coverage will be verified. 

Even if you don’t wear glasses, regular visits to your eye doctor are important to your overall health. That’s because a routine eye exam can often detect early signs of serious health conditions like diabetes.  A group vision plan makes it easier to get the care you need and lower your costs. 

The MetLife Superior Vision Plan features:

• Low to no copays for in-network services and materials, including contact lens fittings and evaluations
• The freedom to visit any licensed eye care professional or choose from thousands of participating ophthalmologists, optometrists, and opticians/optical retailers. Your out-of-pocket costs will usually be lower when you visit an in-network provider.
• Valuable extras – polycarbonate (shatter-resistant) lenses for children up to 18 years of age and ultraviolet coating are covered in full in-network.
• Great savings in-network on the latest eyewear and brand name frames.

MetLife offers the Vision Health Library tool at www.visionhealthlibrary.com, which provides valuable information to better manage your vision health.

Administered by Inspira

The Flexible Spending Account allows employees to take advantage of the provisions in Section 125 of the Internal Revenue Code. This Code section provides that payroll deductions for health insurance, dental insurance, life insurance, and child care will be taken on a before-tax basis. This plan must always comply with the latest requirements of the IRS code and therefore changes may occur without notice.

Healthcare Flexible Spending Account: 

During open enrollment, you set amounts for the upcoming year (minimum $100 – maximum $3,300) based on an estimated amount of medical expenses for the upcoming year. The amount is divided by the number of pay periods in the year and then redirected from each paycheck – before taxes – into your account. The Flexible Spending Account is provided by Inspira. You receive a debit card for most expenses, or you can submit your receipts and a claim form as found on the Forms section of the WMC intranet. Either way, the account reimburses you in tax-free money.

You may incur expenses through the end of the plan year (ex. 2025 Plan Year ends 12/31/2025).  Unused funds at the end of the plan year, up to $660, will rollover to the next plan year and continue to be available to you for expenses occurred in the next plan year.  Any unused funds above the $660 rollover amount will be forfeited.

Dependent Care Flexible Spending Account:

This plan works much like the Flexible Spending Account mentioned above. At the beginning of each year, you decide the amount needed to cover dependent care costs over the course of the year. When you incur eligible dependent care expenses from any allowable provider, the account reimburses you in tax-free money. This covers most of the expenses related to the care of an eligible dependent so that you can work full time. If you are married, both you and your spouse must work full time, or your spouse must be disabled or a full-time student, to qualify for this account. The maximum contribution annually is $5,000.

You may incur and submit expenses up to 90 days after the plan year ends (ex. 2025 Plan Year ends 12/31/2025, incur/submit deadline 3/31/2026), this is called a grace period.  Any unused funds after the grace period will be forfeited.

How to verify FSA card purchases online:

What you need to substantiate an FSA transaction:

 

Voluntary Short-Term Disability

Administered by Lincoln Financial Group

Short-Term Disability provides a cash benefit when you are out of work for up to 13 weeks due to injury, illness, surgery, or recovery from childbirth. 

New Hires: Speak with a Benefit Counselor to review your rates. 

Long-Term Disability

Administered by Lincoln Financial Group

Keep getting a check when you’re hurt or sick. You always have bills to pay, even when you can’t get to work due to injury, illness, or surgery. Long-term disability insurance helps you make ends meet during this difficult time.

Williamson Health offers this valuable benefit at no cost to you.

 

LTD Benefit Summary - Class 1

LTD Benefit Summary - Class 2

LTD Benefit Summary - Class 3

Administered by Lincoln Financial Group

Safeguard the most important people in your life. Think about what your loved ones may face after you’re gone. Term life insurance can help them in so many ways, like helping to cover everyday expenses, pay off debt, and protect savings. AD&D provides additional benefits if
you die or suffer a covered loss in an accident.

Williamson Health offers this valuable benefit at no cost to you.

Basic Life and ADD Benefit Summary - Class 1

Basic Life and ADD Benefit Summary - Class 2

Basic Life and ADD Benefit Summary - Class 3

Administered by Lincoln Financial Group

Voluntary Life Insurance

The Lincoln Term Life Insurance Plan:

• Provides a cash benefit to your loved ones in the event of your death
• Features group rates for Williamson Health employees
• Includes LifeKeys® services, which provide access to counseling, financial, and legal support services
• Also includes TravelConnect® services, which give you and your family access to emergency medical assistance when you’re on a trip 100+ miles from home

Voluntary Accident & Death Insurance

The Lincoln AD&D Insurance Plan:

• Provides a cash benefit to your loved ones if you die in an accident
• Provides a cash benefit to you if you suffer a covered loss in an accident
• Features group rates for Williamson Health employees
• Includes LifeKeys® services, which provide access to counseling, financial, and legal support
• Also includes TravelConnect® services, which give you and your family access to emergency medical assistance when you’re on a trip 100+ miles from home

 

Work toward preserving your future

Reaching your retirement goals can take a lot of preparation. Some investment professionals estimate that you’ll need at least 75–80 percent of your final working salary to maintain your lifestyle during retirement. The Williamson Health Retirement Plan offers you tools, education, and investment options that can help you take steps today to prepare for what life has in store tomorrow.

You can make changes to your retirement plan anytime during the year.

Start participating in your plan

eEnrollment

1. Have your plan number available: G62242 (Williamson Health) or G76823 (Bone and Joint)
2. Go to www.oneamerica.com/login and click on “Register for a new account.”
3. Complete the registration information
4. Log in to your account and enroll.
5. Choose an enrollment option. If you would like to choose one of the investment allocation models created by your plan’s financial advisor, choose “Traditional.”
6. Follow the steps for the option you selected. 

Enroll over the phone

1. Call 1-800-249-6269
2. Follow the prompts, which may include entering: —Your Social Security Number —Your Plan Number: G62242 (Williamson Health) or G76823 (Bone and Joint) —Deferral contribution information —Investment option elections. If you require assistance at any time during this process, press zero to speak with a representative.

If you need investment assistance contact Douglas Feltz, Amalia "Molly" Beer, or Josh Griffith

Douglas C. Feltz, CEBS, AIF
Retirement Plan Consultant, Investment Advisor Representative, Gallagher, Doug_Feltz@ajg.com

Amalia “Molly” Beer, MBA
Area Executive Vice President, Investment Advisor Representative, Gallagher, Molly_Beer@ajg.com

Josh Griffith, QPFC
Relationship Manager, Retirement Services
Mobile: 615-337-5500
Josh.Griffith@OneAmerica.com
 
Contact One America at 800-249-6269 or visit their website to make changes to your contributions at www.oneamerica.com

Your Financial Wellness Benefit

As an employee of Williamson Health, you have access to Your Money Line. Your Money Line is a free financial wellness benefit to help you meet your financial goals. Register for your free account at yourmoneyline.com/williamsonhealth to access tools, courses, webinars,
and more about key financial topics.

Have questions about your specific situation you’d like to discuss? Your Money Line also offers free 1:1 individualized financial coaching on various topics like budgeting, credit card debt, housing, inability to retire, unexpected crises, financial check-ups, student loans, and more.
You can call (833-890-4077), email (answers@yourmoneyline.com), schedule an appointment, or live chat online at yourmoneyline.com/williamsonhealth. Your Financial Guide is a trained and accredited industry expert available between 9:00 am - 9:00 pm EST Monday-Friday. Register and reach out today!

Administered by Lincoln Financial Group

When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion. And every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit. 

 

How to File a Claim Online

1. Before you get started, make sure to register on LincolnFinancial.com.
   • Click Register on the top right of the page.
   • Click the Accident link under Employee Benefits.
   • Enter your information.
   • Validate your identity and create a username and password. Click Log in Now.
   • Enter your username and password and create your security question.
2. Download a claim form
   • Click on My Claims.
   • Click the Download Claim Form.
   • Select the Accident claim form.
3. Complete the form
   • Fill out all information and save the form to your computer.
   • Click Cancel to close the Download Form window.
4. Submit the form
   • Click on Submit a claim on the Home page.
   • In the pop-up window, click Browse, select the completed claim form and hit Open.
   • Add a description for the document and any additional comments, if needed.
   • Click Submit Claim. You will get a message that the upload was successful.

You can also download claim forms for mail, fax and email submissions at lincolnfinancial.com/claimforms.

• Email: fileclaim@LFG.com
• Fax: 888-735-7636
• Mail: The Lincoln National Life Insurance Company, P.O. Box 2609, Omaha, NE 68103
• Phone (Health Assessment Benefit Only): 800-423-2765

Administered by Aetna

Enhanced with COVID-19 Coverage!

This plan provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ failure, kidney failure, stroke, cancer, and more. And now, this benefit also covers a COVID-19 diagnosis! 

Simplified Claims Experience

Download the My Aetna Supplemental app or visit Myaetnasupplemental.com. Register with your Member ID or Social Security number. Use your personal email address to get valuable claims reminders and access your account — even if you leave your company.

1. You log on to the app or member portal and click on “Report New Claim.” Answer a few quick questions.
2. You upload or take a picture of your medical documentation to submit it. We use the information to process your claim.
3. We send your benefit by check or direct deposit.

Other ways to file claims
Find claim forms at the bottom of the member portal login page. Or call Aetna Member Services and we’ll send you one. Mail paper claim forms to Aetna Voluntary Plans, PO Box 14079, Lexington, KY 40512-4079 or fax to 1-859-455-8650.

Administered by Aetna

Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. 

Simplified Claims Experience

Download the My Aetna Supplemental app or visit Myaetnasupplemental.com. Register with your Member ID or Social Security number. Use your personal email address to get valuable claims reminders and access your account — even if you leave your company.

1. You log on to the app or member portal and click on “Report New Claim.” Answer a few quick questions.
2. You upload or take a picture of your medical documentation to submit it. We use the information to process your claim.
3. We send your benefit by check or direct deposit.

Other ways to file claims
Find claim forms at the bottom of the member portal login page. Or call Aetna Member Services and we’ll send you one. Mail paper claim forms to Aetna Voluntary Plans, PO Box 14079, Lexington, KY 40512-4079 or fax to 1-859-455-8650.

Administered by Chubb

Life Insurance with Long Term Care Enrollment through Chubb includes living benefits that provide financial support to cover the cost of long-term care such as nursing home care or assisted living facilities that you might need as a result of an accident, illness, or aging. Like life insurance, the program also protects your family with money that can be used any way they choose like your mortgage or rent, education for children, retirement, and final expenses. 

 

How to File a Claim

1. ONLINE: Our online self-service portal is a fast, convenient and secure way to file a claim at any time. The easy step-by-step process ensures your claim is properly completed and filed so it can be processed quickly. Visit my.combinedinsurance.com.
2. PHONE: If you would rather talk than type, just pick up your phone and call 855 241-9891. A customer service specialist can help you file your claim and answer claims-related questions you may have.
3. PAPER: After requesting forms be mailed to you or by downloading them from our website, you can file a claim by mailing or faxing the
   completed paper claim forms to: Combined Insurance, Claim Department | P.O. Box 6700, Scranton, PA 18505-0700 or fax: 312-351-6930

Administered by Cancer Guardian

Enrolling in Cancer Guardian will empower you (and your covered family members) to identify your individual genetic risk and arm you with resources that can improve prevention and survival of a cancer diagnosis. Cancer Guardian provides access to the support services, DNA Testing, and technology needed to manage and navigate the confusing cancer landscape more effectively. Cancer Guardian provides day one benefits that can be utilized immediately, as well as valuable features that are made
available if a cancer diagnosis occurs in the future. These services are not typically being reimbursed by medical insurance.

Administered by Aura

Identity and privacy protection to keep you and your family safe from online harm. Safeguarding you, your family, and your finances with identity protection, financial tracking, and online security. 

You have the option to enroll in one of two plans:

• Premier
• Ultimate

Administered by MetLife Legal Plans

Legal coverage through MetLife Legal Plans means added peace of mind for employees and their dependents.

Having to hire an attorney can be very stressful if you don’t know where to go or how much it will cost. MetLife Legal Plans makes it very simple to get the legal advice and the representation you need without draining your finances. This group benefit features:

• Assistance for a wide range of legal needs, including wills and other estate planning documents, real estate matters, traffic offenses, adoptions, debt collection defense and much more
• Reasonable monthly cost for unlimited use and no copays when using a Network Attorney for a covered matter
• Easy access to more than 18,000 experienced Network Attorneys

EmployeeConnect Plus ^SM offers professional, confidential services to help you and your loved ones improve your quality of life.

Take advantage of EmployeeConnect Plus^SM

Williamson Health has various discount partners. 

Home and Auto Insurance
Farmers GroupSelect provides you with access to insurance coverage for your personal insurance needs. Policies available include: auto, home*, landlord’s rental dwelling, mobile home, condo, renter's, recreational vehicle, boat, and
personal excess liability protection. Participation in this program gives you access special group discounts and program features:

• Save with an average discount of 15% 
• Multi-policy and multi-product discounts
• Convenient automated payment options
• Good driver rewards
• 24/7 claim support

FREE PREMIUM QUOTES AND APPLICATION PROCESSING
Since everyone’s insurance policies renew at different times, you may apply for group auto and home insurance at any time by calling 1-800-438-6381.

Cafeteria Discount 
Wear your badge to the hospital cafeteria and receive a 20% discount on anything you purchase.

Parking
Williamson Health provides free parking space to all employees. Human Resources will issue each employee a parking decal or tag to authorize parking.

Professional Licensure
Williamson Health will reimburse full-time and part-time employees their cost for renewing a license required for their position.

Movie Tickets and Postage Stamps 
Discounted movie tickets ($10.25 each) and books of postage stamps ($0.66 each) are available to employees for purchase during Gift Shop hours.

Williamson County Recreation Center 
Full-time employees qualify for a 20% discount for standard or premium annual pass (single or family). Stop by Human Resources to pick-up and eligibility form. Human Resources representative must sign. Take signed form and photo ID to local Williamson County Recreation Center.