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We are pleased to offer a new voluntary benefit designed to help reduce the financial and emotional stress of a hospital stay. Learn more about this benefit below.
This is an active enrollment, which means you must take action to ensure you have coverage for 2025.
New enrollment process! You must complete an enrollment appointment with a professional benefit counselor to elect benefits for 2025. During your individual appointment, you will have the opportunity to ask questions, get more information, and enroll yourself and your dependent(s) in coverage.
Coming Soon!
Coming soon!
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Benefits are more important than ever and we encourage you to spend extra time evaluating your benefit options. As such, we have partnered with EOI Service Company so you can enroll with the guidance of a professional benefit counselor.
It is essential you speak with a benefit counselor to learn more about your benefit options. During your confidential appointment, the benefit counselor will:
We are pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial, and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below.
Administered through Aetna
Key Features
Useful Resources
Administered by CIGNA Dental
Keep a smile on your face and more money in your pocket with our dental plan. Having a dental plan that covers exams, X-rays, fillings and more can help you save money and live healthier.
Get the care you need with a dental benefits plan featuring the Total Cigna DPPO network.
Large nationwide network
Browse verified reviews of dentists near you
myCigna.com and the myCigna app online tools help you save money
Administered by United Health Care
Even if you don’t wear glasses, regular visits to your eye doctor are important to your overall health. That’s because a routine eye exam can often detect early signs of serious health conditions like diabetes. A group vision plan makes it easier to get the care you need and lower your costs.
Vision insurance plans can help you better manage your vision care costs by giving you the benefits you need to stay on top of your eye health. With a vision plan you can:
Lower your out-of-pocket costs for eye care
Out-of-network providers are also covered, but without discounts
Pick the prescription eyewear you prefer
Coverage for routine eye exams on day one of your plan
Administered by Optum Financial
The Flexible Spending Account allows employees to take advantage of the provisions in Section 125 of the Internal Revenue Code. This Code section provides that payroll deductions for health insurance, dental insurance, life insurance, and child care will be taken on a before-tax
basis. This plan must always comply with the latest requirements of the IRS code and therefore changes may occur without notice.
An FSA has flexible in its name for a reason. It helps you maximize your budget, giving you the ability to use pretax dollars to pay for eligible expenses for you and your family.
Types of FSAs:
Check out these highlights:
Use it or you (might) lose it
FSAs can differ by employer. FSAs generally do not allow you to use your funds after a specified date. Your employer may offer grace periods that extend the time you may use your account, and some offer rollovers of unused funds. Check your plan documents to see what your FSA allows.
How is an FSA different from an HSA?
Unlike with an HSA, leftover dollars in an FSA typically don’t roll over to the next plan year and you’ll likely have a deadline to spend your dollars. An FSA also doesn’t allow you to invest your contributions. Both an FSA and HSA allow you to use your Optum Payment Card to pay for eligible expenses.
Check your plan documents to see what your FSA allows.
Administered by Lincoln Financial Group
Why is this coverage valuable?
When you’re unable to collect your normal paycheck due to injury or illness, your disability policy provides money that can help you pay your bills.
Short-Term Disability
Provides a cash benefit when you are out of work for up to 13 weeks due to injury, illness, surgery, or recovery from childbirth.
Long-Term Disability
Keep getting a check when you’re hurt or sick. You always have bills to pay, even when you can’t get to work due to injury, illness, or surgery. Long-term disability insurance helps you make ends meet during this difficult time.
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Administered by Lincoln Financial Group
Basic Life and AD&D Insurance
Safeguard the most important people in your life. Think about what your loved ones may face after you’re gone. Term life insurance can help them in so many ways, like helping to cover everyday expenses, pay off debt, and protect savings. AD&D provides additional benefits if
you die or suffer a covered loss in an accident. We offer this valuable benefit at no cost to you.
Voluntary Life Insurance
The Lincoln Term Life Insurance Plan:
Voluntary Accident & Death Insurance
The Lincoln AD&D Insurance Plan:
Eligibility documents:
Enroll in the WMCHealth Network Affiliated Employers 401(k) Plan.
Reaching your retirement goals can take a lot of preparation. Some investment professionals estimate that you’ll need at least 75–80 percent of your final working salary to maintain your lifestyle during retirement. Our Retirement Plan offers you tools, education, and investment options that can help you take steps today to prepare for what life has in store tomorrow.
Administered by Lincoln Financial Group
When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion. And every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit.
How to File a Claim Online
You can also download claim forms for mail, fax and email submissions at lincolnfinancial.com/claimforms.
Administered by Lincoln Financial Group
What is it?
Critical illness insurance is a supplemental health product that may provide benefits if you or your covered dependent suffers a covered illness.
Why is this coverage valuable?
Unexpected expenses can add up after a critical illness. This coverage provides cash to pay health insurance deductibles, transportation, childcare, and anything else you and your family need while you receive treatment and recover.
Administered by Optum Financial
A health savings account (HSA) allows you to save money for qualified medical expenses that you’re expecting, such as contact lenses or monthly prescriptions, as well as unexpected ones — this year and for any future needs. It’s a win-win for saving on health costs today, tomorrow and through retirement.
Call dibs on your money
It’s all yours until you spend it — even deposits made by others, like an employer or family member. You keep it, even if you change jobs, switch health plans or retire.
Aetna Resources for Living, is available at no cost to all full-time and part-time employees and the dependents, even if the employee has waived health insurance coverage. By calling 800-955-6422, a confidential toll free number, you and your dependents have access to a wide variety of services in areas such as wellness, relationship issues, substance abuse, child and elder care, legal and financial counseling, identity theft, and credit restoration.
This service is available 24 hours a day, 365 days per year.
More information can be found on their website resourcesforliving.com.
User ID : Westchester Medical Center
Password : EAP

Administered through Aetna
24-Hour Nurse Line
Talk to a registered nurse anytime With the 24-Hour Nurse Line, you can speak to a registered nurse about a variety of health issues —
whenever you need to. Plus:
Aetna Concierge program
Aetna One® Choice
Your health — both physical and mental — is everything. Whether you’re managing a chronic condition or dealing with other complex health challenges, our nurses can help. A nurse can work with you to put together a plan, help you understand your benefits offerings and answer your health-related questions. Resources include:
Teledoc Health
Teladoc Health is a healthcare service that offers convenient, confidential access to quality doctors 24/7, anytime, anywhere. By scheduling a visit with one of our U.S. board-certified and licensed medical doctors, you can be diagnosed, treated, and prescribed medication if necessary. Learn More
Aetna Enhanced Maternity ProgramTM
Exciting changes are coming your way. And with the Aetna Enhanced Maternity Program, you can count on us to support you throughout your entire pregnancy journey. The program is included in your Aetna® plan. So rest assured, you’re getting support and resources at no extra cost to you. Learn More
Get ready for a healthy pregnancy
If you’re pregnant or thinking about having a baby, it can be a very exciting time. And it’s important to have a healthy start for both you and your baby. That’s why we’re here to support you along the way. Download the Aetna Enhanced Maternity Pre-Pregnancy fact sheet
This annual enrollment period is the only opportunity to enroll in benefits until the next open enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.