Administered by Next Level Planning and Wealth Management
- Get advice from Licensed insurance agents at no cost or obligation to enroll.
- Explore plans from numerous health insurance companies.
- Learn more about Medicare and be guided through the process.
- 1 on 1 assistance with benefit and financial planning
- Call (414) 369-6628 or visit www.NLPWM.com.
Our Medicare library is available 24/7 online. Here you can browse videos, download guides/presentations, listen to an agent and access information at your convenience.
Visit: www.associatenavigator.com/benefits/Account/Login
- Login using the following credentials:
- USERNAME: Medicare
- PASSWORD: Benefits65
You may also complete the Permission to Contact Form to speak to an agent and receive assistance with questions related to Medicare as well as explore affordable options available based on your specific needs.
It is important to note that Medicare resources and options vary by state. Each state has a SHIP (Senior Health Insurance Information Program) that offers free education and assistance specific to their state. To find your state resource and get the number to speak to a licensed counselor, you may either visit www.shiptacenter.org, call 1-877-839-2675 or email info@shiptacenter.org.
Additional Information (Government resources): Call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week or visit www.Medicare.gov. What are my options once I turn 65?
If you continue to work full-time, you may remain on the company medical plan if you meet the eligibility requirements. However, you may also be eligible for Medicare A & B, a Medicare Supplement and Medicare D. Please read the summary below and explore your options to determine what is best in your situation.
Working Beyond Age 65: If you are purchasing medical insurance through your employer, a Medicare plan could help you save money on your health care expenses. It may make sense for you to sign up for Medicare in addition to OR instead of the coverage you have today. If you enroll in Medicare and remain on the company health plan, be sure to check the coordination rules to determine which coverage is primary.
Medicare Options: Many people who choose to work past age 65 enroll in Part A (Hospital Insurance) because there is no monthly premium. You may choose to enroll in Medicare Part B, a Medicare Supplement, and/or Medicare Part D (these options will be subject to a monthly premium cost)
- Medicare Part B – Physician Insurance
- Medicare Part D – Drug Coverage
- Supplemental Coverage – This can include Medigap coverages, employer plans or Medicaid.
It is recommended that you explore all options to determine what is best for you. You may also shop for, and change plans each year based on your specific needs.
Understanding Your Options: Associates who choose to remain on the group health plan can sign up for premium-free Part A (if eligible) during or after their Initial Enrollment Period begins. You can only sign up for Part B (or Part A if you have to buy it) during certain enrollment periods as dictated by Medicare. For additional information on Medicare enrollment opportunities visit www.medicare.gov or reach out to your local SHIP office (see Medicare Resources for contact information).
Making Changes to Your Medicare Plans: Health care needs can change from year to year. Be sure to review your needs annually (upcoming surgeries, current prescription drugs, new wellness goals) so you can find a plan to best meet them.
Medicare Open Enrollment Period: You can enroll in or change your plan once a year during the Open Enrollment Period (OEP) even if you do not have a qualifying event. The OEP is a seven-week period from October 15 through December 7.
Retiring At or After Age 65: Whether you retire or decide to work part-time, once you turn age 65 you will be eligible for Medicare (Parts A and B) and other Medicare Supplement Plans. If you don’t have employer sponsored coverage, you should consider enrolling during your Initial Enrollment Period. You can enroll any time within the 3 months before your 65th birthday month, your birthday month, or 3 months after.
