Health Savings Account (HSA) ▼
Administered by Health Equity
When you enroll in our High Deductible Health Plan (HDHP) with an HSA, you have the option to open a Health Savings Account (HSA). HSA funds can be used to pay for eligible medical, dental and vision expenses for you and your eligible dependents, including deductibles, coinsurance, prescriptions, acupuncture and more, tax-free, now and in the future. Family members do not need to be covered under your plan in order to use the HSA funds.
With the HSA, you are in charge. You decide:
- How much you’ll contribute;
- When to pay for eligible expenses with HSA funds directly (you can also reimburse yourself from the account);
- Whether to save HSA funds for future expenses or retirement.
2025 Annual HSA contributions Limits:
- Single: $4,300 before Anson contribution
- Single+1/Family: $8,550 before Anson contribution
- Add an extra $1,000 if you are age 55 or older
2025 Anson Industries HSA Contributions:
- Employee: $750
- Family: $1,000
Dental ▼
Administered by Guardian
Network: Dental - DentalGuard Pref NAP - Chicago
Plan Account #: 519198
Our dental plan provides you and your family with coverage for preventive dental care and both major and basic dental procedures to improve overall oral health.
You are free to choose an out of-network provider, but your out-of-pocket costs will be higher. To locate an in-network dentist:
- Visit guardiananytime.com
- Hover over "Connect with us" at the top of the page
- Click "Find a Provider"
- Choose "PPO: DentalGuard Preferred" under Plan Type
- Enter your zipcode
- Click the magnifying glass to the right to search
Click here to download the Dental Plan Certificate.
Vision ▼
Administered by Guardian
Network: VSP
Plan Account #: #519198
Our Vision Plan provides you with coverage for eye exams, lenses, and frames—vision care for the whole family. Contact lenses are also covered, in lieu of prescription lenses.
To find an in-network provider, visit: vsp.com
Click here to download the Vision Plan Certificate.
Life Insurance ▼
Administered by Guardian
Basic Life
Plan Account #: 519198
This plan is a 100% employer-paid benefit that provides your family with financial protection in the event of your death or the death of a covered dependent.
Employees receive a standard life insurance benefit of one and a half times your salary, up to $100,000 maximum.
Voluntary Life and AD&D
Plan Account #: 519198
This plan allows employees to elect additional life and dependent life coverage to supplement the Basic Life policy. This coverage is entirely optional and is paid for by the employee. Spouse and dependent child coverage is only available if the employee is insured for voluntary coverage.
Employees may choose up to $500,000 of Voluntary Term Life Insurance. Coverage up to $100,000 is guaranteed without Evidence of Insurability for new employees who enroll within 30 days of their eligibility date.
Spouse Life Insurance may be purchased as an option in units of $5,000 not to exceed 50% of the employees elected amount or a maximum of $250,000. Coverage of up to $25,000 is guaranteed without Evidence of Insurability for spouses of new employees who enroll within 30 days of their eligibility date.
Child(ren) Life Insurance is available as an optional benefit. You may purchase coverage on your dependent children age birth to 26 years old. This coverage offered is in increments of $1,000, up to $10,000 and does not require evidence of insurability for children of new employees who enroll within 30 days of eligibility date.
Click here to download the Life Plan Certificate.
Universal Life with Long Term Care ▼
Administered by Allstate
Universal life insurance is a type of permanent life insurance. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage. Like many permanent life policies, universal life insurance combines a savings component (called "cash value") with lifelong protection. When you pass away, the policy's death benefit is paid out to your beneficiaries.
A permanent life insurance policy is a great way for an employee to protect their family's financial future after their death. But what happens if they need access to cash before that time? Or if they need funds to help pay for long-term care in the future? A permanent life policy with a long-term care rider can help insureds cover all three possibilities, providing a return on their premium investment no matter where life takes them.
Accident ▼
Administered by Aflac
When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion. And every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit.
File a Claim Online
To file a claim online, visit aflacgroupinsurance.com and choose "File an Accident Claim".
Don't forget to file your Wellness Benefit claim to get your $50 Wellness Benefit!
Critical Illness ▼
Administered by Aflac
This plan provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ transplant, kidney failure, stroke, cancer, and more. As well, every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit.
File a Claim Online
To file a claim online, visit aflacgroupinsurance.com and choose "File a Critical Illness Claim".
Don't forget to file your Wellness Benefit claim to get your $50 Wellness Benefit!
Hospital Indemnity ▼
Administered by Aflac
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. This plan covers hospitalization due to accident, illness, and childbirth.
File a Claim Online
To file a claim online, visit aflacgroupinsurance.com and choose "File a Hospital Claim".
Pet Insurance ▼
Administered by Prudent Pet
Pet insurance is insurance coverage that reimburses you for certain medical and surgical expenses you may encounter when your pet gets into an accident or becomes ill. You just pay your vet as you normally would. Then, you submit our simple claim form along with your vet receipts via email, mail, fax, or Prudent Pet's online pet portal, which can be accessed directly from your phone or computer. We then reimburse you via check or direct deposit.
Please note that this plan is not paid through payroll deduction. You can enroll in this plan on a direct bill basis.
Employee Assistance Program (EAP) ▼
Administered by GuidanceResources
ComPsych GuidanceResources EAP service—provided by Voya—offers caring and professional assistance for a broad range of concerns including stress management, depression and anxiety, relationship or family conflicts, workplace conflicts, legal or financial difficulties, and drug or alcohol abuse. Services are confidential - neither your employer nor co-workers have knowledge of your request for help. EAP services are available 24 hours a day, seven days a week for you and your eligible dependents. There is no cost, it’s just there for you when you need it.
Possible reasons to call can include:
- Anxiety, stress, and depression
- Life transitions
- Grief and loss
- Relationship/marital conflicts
- Parenting and child care
- Eldercare referrals
- Domestic violence
- Workplace conflict
- Work/life balance
- Addiction and recovery
- Financial issues
- Legal assistance
- and more
Contact your GuidanceResources Program:
- Call: 800-272-7255
- TTY: 800-697-0353
- Online: www.guidanceresources.com
- App: GuidanceResources Now
- Web ID: COM589
Benefits at a Glance ▼
Annual Notices ▼
Additional Resources ▼