This is an active enrollment, which means you must take action to ensure you have coverage for 2026.
Benefit counselors are available to assist!
Simply schedule an appointment with a professional benefit counselor to choose your benefits for 2026. During your one-on-one session, you’ll have a chance to ask questions, get all the details, and enroll yourself and your dependents in coverage.
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Take control of your benefits by using our self-enrollment platform! With this convenient option, you can:
Log in to the self-enrollment portal to make your selections and ensure you have coverage for 2026. It's quick, secure, and designed to make managing your benefits easier than ever.
Benefits are more important than ever and we encourage you to spend extra time evaluating your benefit options. As such, we have partnered with EOI Service Company so you can enroll with the guidance of a professional benefit counselor.
During your confidential appointment, the benefit counselor will:
Insured through BlueCross BlueShield of Tennessee
Comprehensive and preventive healthcare coverage is important in protecting you and your family from the financial risks of unexpected illness and injury. A little prevention usually goes a long way—especially in healthcare. Routine exams and regular preventive care provide an inexpensive review of your health. Small problems can potentially develop into large expenses. By identifying the problems early, often they can be treated at little cost.
Comprehensive healthcare also provides peace of mind. In case of an illness or injury, you and your family are covered with an excellent medical plan through ArchWell Health.
ArchWell Health offers you the choice between the Traditional Plan, a preferred provider organization (PPO) plan, and the Orange Plan, a Qualified High Deductible Health Plan (QHDHP). Both plans utilize BlueCross BlueShield of Tennessee Blue Network.
PLAN CHOICE: IT’S PERSONAL.
HOW DOES THE COVERAGE FIT TOGETHER?
There is no “right” plan for everyone. It is a personal decision based on your medical care needs.
ORANGE PLAN AND HEALTH SAVINGS ACCOUNT (HSA)
Additional added programs through BlueCross BlueShield of Tennessee:
Personify Health
It's easy to earn rewards by making healthy decisions. Choose your healthy activities and watch your rewards add up. The more you do, the more you'll earn - up to $300 in Rewards in 2026.
Insured through Lincoln Financial Group
Disability insurance will cover part of your salary, should you become disabled due to a nonwork-related injury or illness. The protection pays you a percentage of your salary, up to a specified amount and continues to pay you until you return to work or a specified length of time.
ArchWell Health understands the importance of protecting its colleagues’ long-term income, and automatically enrolls you in Long Term Disability insurance at no cost!
Colleagues with less than 3 years of employment have the opportunity to purchase Voluntary Short Term Disability insurance at group rates. Colleagues with 3 or more years of employment will automatically be enrolled in Short Term Disability insurance at no cost!
VOLUNTARY SHORT-TERM DISABILITY
Available for colleagues with less than 3 years of employment to purchase.
EMPLOYER PAID SHORT-TERM DISABILITY
Automatic enrollment for colleagues with 3 or more years of employment at no cost.
EMPLOYER PAID LONG-TERM DISABILITY
Automatic enrollment for all colleagues at no cost.
Pre-Existing Limitations: There is a pre-existing condition clause, whereby conditions treated for in the 3 months prior to the effective date of your Long-Term Disability insurance will not be covered for the first 12 months following the effective date of your Long-Term Disability insurance
Insured by Lincoln Financial Group
Accident insurance provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident, or for accidental death or dismemberment. These benefits are paid directly to you and may be used for any reason, from deductibles, and prescriptions to transportation and child care. These benefits are paid on top of what your medical insurance covers and can be used at your own discretion.
ACCIDENT INSURANCE
Click below for a list of some of the benefits (for a complete list of benefits, exclusions, and limitations, please refer to the Certificate of Coverage):
NOT A REPLACEMENT FOR MEDICAL COVERAGE
These plans have limitations and exclusions, and they DO NOT replace your medical plan.
Insured by Lincoln Financial Group
Critical illness insurance provides a fixed, lump-sum benefit upon diagnosis of a critical illness, which can include heart attack, stroke, paralysis, cancer, and more. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and child care. This benefit is paid on top of what your medical and life insurance covers and can be used at your discretion.
THIS PLAN IS NOT A REPLACEMENT FOR MEDICAL COVERAGE
These plans have limitations and exclusions, and they DO NOT replace your medical plan.
The cost of Critical Illness insurance varies by age and coverage amount. You can obtain your personalized rates when you enroll.
Insured through BlueCross BlueShield of Tennessee
Good oral care enhances overall physical health, appearance and mental well-being. Problems with the teeth and gums are common and easily treated health problems. Keep your teeth healthy and your smile bright with the ArchWell Health dental benefit plan.
Insured by Lincoln Financial Group
Hospital indemnity insurance provides a range of fixed, lump-sum benefits for hospital confinement, as a result of an off-job accident or sickness, whether it is an emergency, pre-planned, elective, or necessary. These benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to transportation and childcare. These benefits are paid on top of what your medical insurance covers and can be used at your own discretion.
NOT A REPLACEMENT FOR MEDICAL COVERAGE
These plans have limitations and exclusions, and they DO NOT replace your medical plan.
Insured through EyeMed
Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction eye wear, like eyeglasses and contacts, that may be prescribed by an eye-care provider.
Insured by Lincoln Financial Group
Colleagues are given the opportunity to purchase additional Voluntary Term Life Insurance. At the time of initial enrollment, eligible Colleagues can enroll in the Voluntary Life plan up to the guaranteed issue amounts without completing a Statement of Health Form to prove evidence of good health.
For amounts selected over the guarantee issue amount (Colleague: $150,000) or if you and/or your dependents are enrolling after your initial enrollment period, a Statement of Health Form will be required.
The cost for Voluntary Life Insurance varies by your age and the benefit amount you elect. You can obtain your personalized rates when you enroll.
Note: You must first enroll in some level of Colleague Voluntary Life in order to enroll in either the Spouse/Domestic Partner Life and/or Child Life. The Spouse/Domestic Partner and Child Life amounts may not exceed 50% of the Colleague’s elected amount.
Voluntary Life Insurance requires a Statement of Health Form to be completed for all late applicants (those who did not enroll when they first became eligible as new hires or newly benefits eligible due to a status change) and for any amount above the guaranteed issue amount for both Colleague and Spouse.
