Bruckner's Truck & Equipment is pleased to offer a NEW medical plan option as well as our previous HDHP plans with United Healthcare.

• NEW! Value-Based Payments administered by HealthScope
• NHSA Option 1 administered by United Healthcare 
• EHSA Option 2 administered by United Healthcare

Please see above or reference your benefit guide for more detailed information on each plan. 

ServeYou Rx

Prescription Drug benefits are handled differently between the two medical plans:

• Value Based Payments: Expenses count toward your out-of-pocket maximum but not your deductible.

Be sure to review the $0 Copay Traditional PPO ACA Preventive Drug List associated with this Plan.

• Qualified High Deductible Health Plan: You pay the full cost for prescriptions until you reach your medical plan deductible. Expenses count toward your medical plan deductible and out-of-pocket

ServeYou Rx is your prescription drug vendor. You can contact ServeYouRx at (800) 759-3203 or serve-you-rx.com/members/

Click here to learn more about ServeYou Rx

Rx Manage

Rx Manage is a voluntary program, where you have access to several high cost medications at $0 copay. This program allows you to order from a formulary of over 250 brand medications from pharmacies in New Zealand, Australia, Canada, and England. The medication will be exactly the same as what you currently take; to be on the formulary, a medication must be available from the same manufacturer internationally as the U.S. brand, or from the International license holder.

Click here to learn more about Rx Manage. 

GoodRx

By visiting Goodrx.com, you can compare prescription drug prices and find coupons at more than 70,000 U.S. pharmacies. Drug prices vary wildly between pharmacies, and GoodRx finds the lowest prices and discounts.

• Collect and compare prices for every FDA-approved prescription drug.
• Find free coupons to use at the pharmacy
• Show the lowest price at each pharmacy near you

Click here to learn more about GoodRx.

Administred by Strive

With Strive, you have access to your benefits at your fingertips along with 24/7 access to licensed doctors online (telemedicine). This benefit is at zero cost to you as an employee if you are electing medical coverage.

Administered by Companion Life

The Bruckner's Truck & Equipment Employee Dental Plan provides you and your family with coverage for preventive dental care and both major and minor dental procedures to improve overall oral health.

To locate a provider, go to www.dentemax.com and click on “find a dentist” and put in their zip code. This plan is voluntary and once enrolled, there is no waiting period for procedures. Bruckner's Truck & Equipment uses the DenteMax MaxPlus network.

Administered by UnitedHealthcare

The Bruckner's Truck & Equipment Employee Vision Plan provides you with coverage for eye exams, lenses and frames—vision care for the whole family. This coverage is offered to you on a voluntary basis.

You can also simply provide your Social Security Number and date of birth at the provider’s office in order to use your benefits. You are not required to bring a vision ID card to the provider’s office.

Administered by UMB Bank

When you enroll in either of Bruckner's Truck & Equipment’s High Deductible Health Plans, you have the option to open a Health Savings Account (HSA). HSA funds can be used to pay for eligible medical, dental and vision expenses for you and your eligible dependents, including deductibles, coinsurance, prescriptions, acupuncture and more, tax-free, now and in the future. Family members do not need to be covered under your plan in order to use the HSA funds.

With the HSA, you are in charge. You decide:

• How much you’ll contribute;
• When to pay for eligible expenses with HSA funds directly (you can also reimburse yourself from the account);
• How and if you want to invest your HSA funds (a balance of at least $2,000 is required to invest); and
• Whether to save HSA funds for future expenses or retirement.

Short-Term Disability

Administered by The Hartford

Bruckner's Truck & Equipment Short-Term Disability plan provides a weekly benefit for expenses incurred if you cannot work several weeks due to an illness or injury. Your doctor must certify that you are unable to return to work on a full-time or partial basis.

Disabilities caused by an occupational injury or illness are not covered.

You contribute 50% of the cost of this coverage. Your monthly rate: $0.12/$10.

Long-Term Disability

Administered by The Hartford

Bruckner's Truck & Equipment Long-Term Disability plan provides a monthly benefit in the event that you become disabled and are unable to work. Long-Term Disability provides replacement income to give you financial security.

You contribute 50% of the cost of this coverage. Your monthly rate: $0.175/$100.

REMEMBER: YOU CANNOT ELECT LONG-TERM DISABILITY WITHOUT ALSO ELECTING SHORT-TERM DISABILITY AND VICE VERSA.

Administered by The Hartford

The Bruckner's Truck & Equipment Basic Life/AD&D plan is a 100% employer-paid benefit that provides your family with financial protection in the event of your death or the death of a covered dependent (as long as you are enrolled in medical). The Accidental Death & Dismemberment (AD&D) plan protects you and your family in the event of your death or injury due to a covered accident in addition to the benefit provided by your Life coverage

Administered by The Hartford

The Bruckner's Truck & Equipment Voluntary Term Life plan allows employees to elect additional life and dependent life coverage to supplement the Basic Life policy. This coverage is entirely optional and is paid for by the employee. Spouse and dependent child coverage is only available if the employee is insured for Voluntary coverage.

Administered by Active Care

In an effort to help you and your loved ones live your lives to the fullest, Bruckner's Truck & Equipment will continue to offer FREE diabetes testing supplies to all employees and covered dependents who are covered under the medical insurance plan and who have been diagnosed with diabetes, as part of our Preferred Diabetes Management and Wellness Program.

Administered by The Hartford

When you suffer an accident (on and off-the-job) such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion. And every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit. Enroll without answering medical questions!

Administered by The Hartford

Enhanced with COVID-19 Coverage!

This plan provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. Covered conditions include heart attack, major organ failure, kidney failure, stroke, cancer, and more. And now, this benefit also covers a COVID-19 diagnosis! During this open enrollment period only, enroll without answering medical questions!

Administered by The Hartford

Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. Enroll without answering medical questions!

Administered by Transamerica

Universal Life Insurance offers flexible financial protection with a number of optional riders, including “living benefits” that allows the policyholder to accelerate a portion of the life insurance death benefit if diagnosed by a physician as chronically or terminally ill. These extra “living benefits” can be used to help pay expenses from an unexpected medical crisis and help alleviate the worry of future financial problems. 

Administered by Transamerica

Cancer Insurance provides meaningful direct and indirect medical benefits to you to help pay the costs of cancer treatment. Plus benefits are paid in addition to any other

insurance you may have. This plan also includes a cancer screening wellness rider that pays $100 per calendar year to you and your covered dependent(s) when you complete a qualified cancer screening.

Administered by Cancer Guardian

Cancer Guardian is a unique program that empowers you to identify your genetic risk in advance and address the challenges presented when dealing with Cancer. Wamberg Genomic Advisors is collaborating with the American Cancer Society; this program solves the problem of awareness, access, and affordability to services that can help increase the odds of prevention and survival. Dependent children under age 26 are automatically covered if you select this benefit for yourself. You also have the option to cover your spouse.

Cost for this program is $16 per month for employee coverage. If you choose to cover your spouse, the monthly rate is an additional $16. Learn more at CancerGuardian.com.

Administered by Aura

Bruckner's Truck & Equipment’s Identity Theft Protection plan includes comprehensive identity monitoring, fraud remediation and restoration, and identity theft reimbursement. This benefit is 100% voluntary and paid for by you. Visit IdentityGuard.com or call 1.(855) 443-7748 for more details. This benefit is portable.

Administered by MetLaw

Bruckner's Truck & Equipment is continuing to provide you with a voluntary plan that offers convenient access to legal services you may not be able to afford on your own. This plan is to give access to legal representation for you and your family at only $21.00 a month. The nationwide network includes over 15,000 attorneys. To access your legal advisors call (800) 821-6400 or visit the website info.legalplans.com with the password LEGAL. To continue coverage, terminated and retired employees must apply for portable enrollment within 30 days of their last day of employment by calling (800) GET-MET8. Portable enrollment remains in effect for a 30 month period and is non-renewable. Enrollment is prepaid and the cost is equal to the in force group rate x30.

Employees and their families often face challenging daily demands, including issues at work, with family, finances and more. Bruckner's Truck & Equipment will continue to offer an Employee Assistance Program (EAP) for you, your spouse, and your eligible dependents. With the EAP, you are provided with free, confidential counseling by experienced licensed counselors.

There is nothing to sign up for. All services FREE and confidential.

Click here to view the carrier contact sheet.