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Voluntary Benefits

Helpful Resources

2022 Benefits Guide ▼

Important Notices and Disclosures ▼

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Aflac Critical Illness Insurance

What is Critical Illness Insurance? ▼

Critical illness insurance can pay money directly to you if you are diagnosed with a covered serious health condition like a heart attack or stroke. You can use the lump-sum payment to help with co-pays and deductibles or any of your other expenses. You can also choose to cover your spouse and your dependent child(ren). A $50 benefit for qualified health screening tests is also included.

How to File a Claim ▼

File a Critical Illness Claim Online
*Before filing a critical illness claim online, please ask your physician to complete and return the Physician's Statement Form*
If you have already had your physician complete and return this form, simply select "File Online" below and follow the instructions.
Physician's Statement Form
File Online

File a Critical Illness Claim via Fax or Mail
For critical illness claims, we need information from you and your attending physician. Please provide all information requested on the Insured's Statement portion of the claim form. The Attending Physician’s statement portion of the critical illness claim form is to be completed by the physician who first diagnosed your condition. Please submit required medical documentation for the specific covered critical illness, the claimant's birth certificate, a list of the names of all doctors and hospitals in the appropriate section, as well as a signed and dated Authorization for Disclosure of Health Information (HIPAA form). Also, if you are filing during the first year of your coverage effective date, we'll need you to provide the information requested on the Pre-Existing Investigation Statement.
Please date and sign all required forms where indicated.

Forms:
Group Critical Illness Claims

 

Aflac Accident Insurance

What is Accident Insurance? ▼

Accident insurance can pay money directly to you if you get hurt and need medical attention. The amount is based on your specific injury and treatment. It covers things like emergency room treatment, fractures, stitches, and more. You can use the money however you choose. A $50 benefit for qualified health screening tests is also included.

How to File a Claim ▼

File an Accident Claim Online
Simply select "File Online" below and follow the instructions.
File Online
 
File an Accident Claim via Fax or Mail
Please provide a date and complete description of your accident. You can provide this information in the designated space on the claim form.
If the accident resulted from the use of a motor vehicle(s), a copy of the police or accident report is required. If your injury occurred on the job, a first report of injury filed with your employer must be attached to the completed claim form.
If you were first treated in an emergency room, a copy of the hospital discharge papers is required to verify the first date of treatment, diagnosis, and procedure.
Please include all dates of treatment and charges incurred due to the accident.
Please date and sign all required forms where indicated.
 
Forms:
Group Accident Claim Form

Trustmark Universal Life Insurance with Long Term Care

What is Universal Life Insurance? ▼

Trustmark Universal Life/LifeEvents® is permanent life insurance. It provides a death benefit to your beneficiaries if you pass away, but also builds cash value and features living benefits for long-term care services. Your price won’t increase due to age, and your policy builds cash value over time.

Long Term/Convalescent Care Benefit (LTC) pays 4% of your death benefit for up to 25 months for home healthcare, assisted living, nursing home care and adult day care. There is a 90-day elimination period before benefit can be paid. To receive benefits you must meet Conditions of Eligibility for Benefits. The LTC benefit does not reduce at age 70. Benefit Restoration restores the death benefit that is reduced to pay for LTC, so your family receives the full death benefit amount when they need it most.

Your Benefits Counselor will assist you in determining the cost of your coverage.

How to File a Claim ▼

Filing a New Claim is simple:

  1. Let us know who the claim is for and who owns the policy
  2. Select your claim type
  3. Answer a few questions to help us process your claim quickly
  4. Upload any supporting claim proof documents
  5. E-sign applicable authorizations and consents
  6. Review and submit

Don’t have everything you need to finish? No worries, complete what you can, save, and come back when you’re ready.

File a Claim

How the process works for finishing a Saved Claim Draft:

  1. Click “Drafts” from your Claims Dashboard OR click “My Claims”
  2. Review list and select claim you want to complete
  3. Click “Edit” under “Action(s)” column
  4. Pick up where you left off to finish and submit your claim

Anthem Voluntary Life Insurance

What is Voluntary Life Insurance? ▼

In addition to the company provided insurance benefit of $20,000, Postle Aluminum is pleased to offer you the opportunity to elect additional life insurance for yourself, your spouse and your legal dependents in order to strengthen your family’s financial security, if you choose to do so.

Benefit Summary
EMPLOYEE LIFE INSURANCE BENEFIT
Benefit Amount 5 times base annual salary
Benefit Maximum $100,000
SPOUSE LIFE INSURANCE BENEFIT
Benefit Amount $50,000
Benefit Maximum $5,000 or $10,000, not exceed 50% of benefit coverage
DEPENDENT LIFE INSURANCE BENEFIT
Benefit Amount $5,000 or $10,000

 

How to File a Claim ▼

If you need to submit an Anthem Life Insurance claim, you can do so online. The Anthem system lets you enter all the information you need to get started. Later, you can download any additional forms you might need to complete your claim.

File a Claim Online

File a Claim by Mail

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Anthem Long Term Disability

What is Long Term Disability Insurance? ▼

How would your family meet its day-to-day financial obligations if you faced a serious disability and were unable to work? Long Term Disability Insurance answers that concern by providing income if your finances are ever interrupted because of a disability.

Benefit Summary
Benefit Frequency Monthly Earnings
Benefit Amount 60% up to $6,000
Benefits Begin 181th day for disability caused by accident or injury
Maximum Benefits Duration 2 year own occupation SSNRA
Pre-Existing Condition Limitation 3/12

 

How to File a Claim ▼

If you need to submit an Anthem Long Term Disability claim, you can do so online. The Anthem system lets you enter all the information you need to get started. Later, you can download any additional forms you might need to complete your claim.

File a Claim Online

File a Claim by Mail

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Anthem Short Term Disability

What is Short Term Disability Insurance? ▼

Your ability to earn an income may be your most important asset. Short-term Disability insurance pays you cash benefits when you are sick or hurt (non-work related) and unable to work.

Benefit Summary
Benefit Frequency Weekly Earnings
Benefit Amount 60% up to $1,500 without EOI
60% up to $2,300 with approved EOI
Benefits Begin 15th day for disability caused by accident or injury
Maximum Benefits Duration 24 weeks
Pre-Existing Condition Limitation 3/12

 

How to File a Claim ▼

If you need to submit an Anthem Short Term Disability claim, you can do so online. The Anthem system lets you enter all the information you need to get started. Later, you can download any additional forms you might need to complete your claim.

File a Claim Online

File a Claim by Mail

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