Voluntary Hospital Indemnity Insurance through Lincoln Financial Group provides benefits for financial protection against the costs associated with unexpected trips to the hospital. The plan pays a benefit for hospital confinement, admission, and intensive care. It also includes a mammography benefit. Benefit Counselors will be available during our enrollment to answer questions and help you enroll. All program premiums offer payroll deduction — no checks to write and are easy to qualify for — no medical exams.
Facility Confinement Benefits
*A confinement benefit will not be payable for any day that an admission benefit is payable.
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Speak with a benefit counselor to learn more about how this plan would work for you and your loved ones!
Voluntary Short Term Disability Insurance provides additional income protection through Chubb if an unexpected illness, COVID-19 diagnoses, or injury keeps you from working. If you become disabled and can’t work, you may face a gap between your income and expenses.
Voluntary Short Term Disability Insurance through Chubb can help fill this gap by paying you a weekly benefit until you are able to return to work.
When you suffer an accident such as a burn or broken bone, Voluntary Accident Insurance through Aetna provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion.
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Aetna pays an additional 25% on each benefit for injuries sustained by a child under age 18 in a school-sanctioned sport or a competitive sport requiring registration.
No one can be completely prepared when a critical illness strikes, but if you or a loved one is diagnosed with a covered condition such as cancer, stroke, or heart attack, Voluntary Critical Illness Insurance through Aetna provides a lump-sum cash benefit to help pay for out-of-pocket medical expenses or any other bills that need attention, including rent or groceries. And every year that you and a covered spouse complete a qualified health screening, you are eligible for a $50 Health Screening Benefit. This Health Screening Benefit includes COVID-19 testing, so if you test for COVID-19, you will receive the $50 benefit.
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You work hard to provide a good life for your family. However, what if something happens to you? Chubb's Voluntary LifeTime Benefit Term provides the help you and your family needs to help pay for:
If you need Long Term Care, you can access your death benefit while you are living for facility care, home care, or community-based services. Your death benefit will reduce proportionately each month as you receive benefit payments for Long Term Care. After 25 months of receiving Long Term Care Benefits, your death benefit will reduce to zero.
To learn more, please call 800.562.2929.
Legal Access provides legal coverage for the entire family. Covered members include you, the Caregiver (member), a spouse, your parents and your spouse's parents, and all dependents under the age of 23. For dependents, coverage applies while residing at home or away at school. When you elect Legal Access Legal Protection, you will be:
If and when a legal issue arises for a Family Legal Protection Plan member, Legal Access Plans takes immediate action to match the right attorney for the member's specific legal matter. Legal Access Plans has implemented a process and the technology to greatly reduce the high costs and lost time when a legal matter arises. Legal matters can be stressful and Legal Access Plans is there to help every step of the way.
For more information, please call 800.248.9000, and reference "Sinai".
Pet insurance helps to reimburse pet parents for covered unexpected veterinary expenses for their furry family members. MetLife Pet Insurance can be customized to best meet pet parents and their pets’ needs. Pet parents can select from a range of annual limits, deductibles and coinsurance levels. Each pet's premium will be unique based on the species, breed, age, gender and zip code, as well as the coverage amount the pet parent selects.
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