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2026 - 2027 Benefits

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What You Need to Know

Important Enrollment Information ▼

Schedule Your Appointment to Enroll

Professional benefit counselors will be available by phone to answer questions, help you customize a package to best meet your needs, and guide you through the enrollment process. To schedule your appointment, click the button below or call 833-357-8163 and choose option 1, Monday - Sunday 7:00 am - 7:00 pm Central. 

Schedule Your Enrollment Appointment

2026-2027 Benefit Guides ▼

Premium Summaries Flyer ▼

Click here to see the per paycheck employee cost for medical, dental, and vision insurance.

Important Notices and Disclosures ▼

  • Customized Annual Notices Packet – Includes annual notices required under ERISA and the Affordable Care Act (ACA).
  • CHIP Notice – Informs benefit-eligible employees of the possible right to receive financial assistance through Medicaid or CHIP to pay for health coverage premiums under the employer’s plan.
  • Marketplace Notice – Informs employees of the Health Insurance Marketplace and potential availability of subsidies.
  • IL CCDA Disclosure(s) – Includes details on coverage for Essential Health Benefits (EHBs) for each employer-offered medical plan.
  • Arbitration Agreement – Describes the requirement for Kaiser health plan members in California to resolve most disputes, including malpractice claims, through binding arbitration rather than through the courts.

Accessing 2025-2026 Benefit Information ▼

Looking for 2025-2026 benefit information? You can access it until 11/1/2026 by clicking the button below.

View 2025-2026 Benefits

Your 2026-2027 Benefit Options

We are committed to offering a comprehensive range of benefits designed to meet the evolving needs of you and your family. This year will be an active enrollment, which means you must elect benefits during this open enrollment period in order to have coverage for 2026-2027. Review your benefit options below.

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Medical

SLC offers 2 types of plan coverage. Major Medical plan coverage (BCBSIL & Kaiser) and Minimum Essential Coverage (American Worker MEC plan). BCBSIL & Kaiser plans are Major Medical plans that not only cover preventive care, but also essential ongoing medical and emergency care, including hospitalization and prescription drug coverage. SLC continues to offer a variety of plan design options so employees have a choice in electing what makes the most sense for themselves and their family. For the 2026-2027 plan year, there will be Gold, Silver and Bronze options. The HMO plan will continue to be available as well to employees who reside in California, Georgia, Illinois, Maryland, Oregon, Virginia, or Washington D.C. 


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Dental Insurance

You have two dental plan options through MetLife. Click here to locate a dentist in your area.

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Vision Insurance

You have two vision plan options through BCBS EyeMed. Click here to locate a vision provider in your area.

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Flexible Spending Account (FSA)

FSAs allow you to pay for eligible health care and dependent care expenses using pre-tax dollars.

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Health Savings Account (HSA)

An HSA is a triple tax-advantaged savings account to which you can contribute if you enroll in a BCBS Gold or Bronze medical plan.

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Hospital Indemnity

Designed to provide financial protection by paying you a benefit for hospital admission, confinement, and ICU care. 

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Critical Illness Insurance

No one saves to get sick, which is why being diagnosed with a covered condition can be especially draining, both emotionally and financially. The policy provides you with a lump sum cash benefit in the event you or an insured loved one is diagnosed with a covered condition such as cancer, heart attack, or stroke. You have the option of picking from four levels of coverage so you can make sure you have the right protection for your family. The policy will also pay an annual wellness benefit of $75 for completing an eligible health screening. This coverage is 100% paid for by the employee.
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Identity Theft Protection

Safeguard your personal information and defend against attacks with 24/7, proactive identity theft protection through MetLife and Aura.

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Accident Insurance

Pays you a lump-sum cash benefit based on the injuries you suffer and the treatment you receive.

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Cancer Advocate Plus (CAP)

Cancer Advocate provides an all-inclusive genome management membership so that you can focus on life. 

  • High Quality, clinical-grade genetic tests

  • Genetic counseling and support services

  • Results that last a lifetime, managed by experts

  • Peer-to-peer physician consultations for your doctor

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Voluntary Short Term Disability

Protect up to 60% of your monthly income (up to 45% if you have state disability available to you), if you become disabled due to an off-the-job injury or illness.

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LifeTime Benefit Term Insurance with Long-Term Care

Provides financial support to cover the cost of long-term care like nursing home, assisted living, or home care. As life insurance, the program also protects your family with money that can be used however they choose.

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Basic Life Insurance

Provides active full-time employees working 35+ hours per week with coverage of one times your annual salary, up to a maximum of $500,000. Available at no cost to you. 

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Supplemental Life Insurance

In addition to your employer-sponsored basic life insurance, you can also purchase additional supplemental life insurance coverage. 

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Employee Resources Program (EAP)

Program includes services for confidential emotional
support, work-life solutions, legal guidance, and financial resources. It is available to employees 24/7 through the online support or via phone at 1-888-319-7819.

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MetLaw Legal Services

Offers direct access to a national network of attorneys. Covered legal services include the preparation of wills and trusts, real estate matters, traffic matters, document preparation and review, debt matters, and more.

Don't Miss Out!

This open enrollment period is the only opportunity to enroll in benefits until next year’s open enrollment period unless you experience a qualifying life event. This year will be an active enrollment, which means you must elect benefits during this open enrollment period in order to have coverage for 2026-2027.