Selecting benefits is easy! Enroll one of two ways:
1. Enroll online through ADP! Simply log in, start enrollment, and follow the prompts.
Administered by Anthem
Medical coverage is important for you and your family. You can choose between two (2) different Anthem medical plan options. Both Medical plans are considered Affordable and meet ACA standards for Essential Coverage. This coverage allows you to visit any doctor or facility you choose—however, you will get the best coverage when you choose an in-network provider.
Medical Plan Options:
Employee Contributions:
| Medical | Plan 63- PPO | PLan 65-PPO |
| Employee Only | $94 | $65 |
| Employee + Spouse | $191 | $160 |
| Employee + Child(ren) | $181 | $150 |
| Employee + Family | $238 | $195 |
Click below for information on rates, Sydney Health App, where to go for care and virtual visits.
Administered by Optum Rx/Slate Rx
Starting January 1, 2026, OptumRx will become your new pharmacy benefit administrator, replacing your current provider. OptumRx processes prescription claims and manages your pharmacy benefits. Your coverage levels and copays remain the same – only the company managing your prescriptions is changing.
OptumRx is one of the nation's largest pharmacy benefit managers, partnering with Slate Rx to provide personalized service. Slate Rx handles prior authorizations and works directly with your doctor to ensure you get the medications you need quickly and efficiently. You will be contacted by OptumRx / Slate Rx if you are impacted by a change. Additional information and next steps will be provided within that notice.
Click below for more information on filling prescriptions, registering with OptumRx, and important reminders.
Administered by Anthem
Available to employees once you have been employed with TMC for over 365 days. FSAs can save you money on eligible expenses because you don’t have to pay taxes on the amount contributed to the account. However, using an FSA does require careful planning to reap the financial benefits.
Use It or Lose It Reminder: Unused FSA funds are forfeited if you do not used them before the end of the year.
Visit www.irs.gov and search for IRS Publications 502 (Medical and Dental) to learn more about eligible expenses.
Administered by Delta Dental
Your Dental plan is provided through Delta Dental of Indiana. Find a dentist at www.deltadentalin.com. Your Plan pays $1,500 per person total per Benefit Year on all services, except preventive and diagnostic services.
You are responsible for a $50 Deductible per person total per Benefit Year limited to a maximum Deductible of $150 per family per Benefit Year. The Deductible does not apply to oral exams, preventive services, X-rays, brush biopsy, sealants, and orthodontic services.
| Dental | |
| Employee Only | $6.66 |
| Employee + Spouse | $13.32 |
| Employee + Child(ren) | $19.41 |
| Employee + Family | $28.75 |
Reminder: ID cards are not provided. Please supply your provider with your Social Security Number to verify benefits and coverage.
Group Number: 1013
Locate a Delta Dental PPO dentist near you for maximum savings at www.deltadentalin.com or call 1-800-524-0149.
Administered by VSP
The VSP Advantage Plan is a full service plan that offers choice, flexibility, and value through a VSP Advantage Network Provider. Find a in network provider at www.vsp.com/eye doctor.
| Vision | |
| Employee Only | $1.26 |
| Employee + Spouse | $2.52 |
| Employee + Child(ren) | $2.69 |
| Employee + Family | $4.31 |
Reminder: ID cards are not provided. Please supply your provider with your Social Security Number to verify benefits and coverage.
Group Number: 30100875
Locate a VSP Advantage network provider near you at www.vsp.com/eye-doctor or call 1-800-877-7195.
Administered by Sun Life
Life insurance protects your loved ones financially in the event of your death. Accidental death and dismemberment (AD&D) provides an additional benefit if you die or
experience other covered catastrophic loss due to a covered accident.
Basic Life Insurance
As an important part of your personal financial planning, TMC provides you with employee life and accidental death and dismemberment (AD&D) insurance coverage through SunLife at no cost to you.
Voluntary Life Insurance
You have the opportunity to purchase additional life insurance coverage for yourself and for your spouse.
Consider costs such as funeral expenses, legal expenses, and general living expenses for your surviving family members when determining an appropriate amount of additional coverage. You must elect coverage on yourself if you wish to cover your spouse.
Remember to update your beneficiaries.
It is important to update your beneficiaries and make sure they are accurate periodically. Having out of date beneficiaries listed will make it difficult to pay the benefit to the correct person in case it is ever needed.
Policy #963553
www.sunlife.com/us/en/
1-800-247-6875
Administered by Sun Life
Helps cover the cost of hospital stays—including pregnancy and childbirth.
Benefit Amount - $1,000 hospital admission benefit
Daily Confinement Benefit:
Wellness Benefit:
If you are enrolled in coverage, you can receive a $100 wellness benefit payment each year when you have a qualifying screening or test.
No Pre-Existing Condition Limitations
Other Covered Benefits:
Policy #963553
www.sunlife.com/us/en/
1-866-806-3619
Administered by Sun Life
If you become disabled due to a covered injury or illness, disability income benefits may provide a partial replacement of lost income.
Short Term Disability
Short Term Disability (STD) insurance plan provides a stable income source to carry you and your family through a temporary disability. In the event of a non‐work related accident or any non‐work related debilitating event, a portion of your salary will be continued for a period of time.
Long Term Disability
Long Term Disability (LTD) pays a portion of your salary in the event you are permanently disabled and unable to work.
Policy #963553
www.sunlife.com/us/en/
1-800-247-6875
.png "THOR_MotorCoach_Icons_401(k)"){kind=icon}
Administered by Fidelity Investments
Your retirement plan is a 401(k) plan that gives you a way to save for retirement through before or after-tax contributions*. We offer a 401(k) plan with a company match for eligible employees. Eligible employees will receive .30 on every dollar up to $1,000 match each year. Employees are eligible to enroll in the 401(k) after 90 days of employment and can do so by going to www.401k.com or by calling Fidelity at 1-800-835-5097.
Certain highly compensated employees are not eligible for the 401(k) plan or the match. The IRS sets the income levels annually as far as who can participate in the 401(k). If you aren’t eligible to participate due to your income level, you will be offered the THOR Industries Deferred Compensation Plan and provided information on that program.
Thor Motor Coach now contributes up to a $1,200 match, up from $1,000 the previous year!
Easy Enroll
Choose a savings approach that suits you today – and adjust it any time to fit your changing needs. You can update your contributions online at Netbenefits.com/easy.
For enrollment instructions and naming beneficiaries:
www.netbenefits.com
1-800-835-5097
*Certain individuals who earn over a specific threshold annually (the amount varies each year and is set by the IRS) are not eligible to participate in the 401K plan, but are eligible for our Deferred Compensation Plan. If this applies to you we will let you know so that you can make your enrollment decision.
Administered by Sun Life
Accident Insurance pays benefits to help minimize the financial impact of an injury due to an accident.
Benefit amounts vary by severity. See schedule of benefits for details:
Get paid for taking care of your health!
If you are enrolled in coverage, you can receive a wellness benefit payment each year when you have a qualifying screening or test.
Policy #963553
Administered by Sun Life
Critical Illness Insurance
Helps pay benefits that can help reduce stress about money, so you can focus on getting better.
Get paid for taking care of your health!
If you are enrolled in coverage, you can receive a wellness benefit payment each year when you have a qualifying screening or test.
Policy #963553
www.sunlife.com/us/en/
1-866-806-3619
Administered by Sun Life - ComPsych
Life. Just when you think you’ve got it figured out, along comes a challenge. This safe and confidential program is here for you and can help you and your family find solutions and
peace of mind.
Confidential Support
Request support by phone or online form.
www.guidanceresources.com
App: GuidanceNow
Web ID: EAPComplete
Administered by TruHearing through VSP’s Exclusive Member Program
Save Up to 60% on Brand-Name Hearing Aids
Like vision loss, hearing loss can have a huge impact on your quality of life. However, the cost of a pair of quality hearing aids usually costs more than $5,0001, and few people have hearing aid insurance coverage.
TruHearing® makes hearing aids affordable by providing exclusive savings to all VSP® Vision Care members. You can save up to 60% on a pair of hearing aids with TruHearing. What’s more, your dependents and even extended family members are eligible, too.
Learn more about this VSP Exclusive Member Extra at www.truhearing.com/vsp or call 877.396.7194 with questions
