We are pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below or refer to the 2024 Benefits Enrollment Guide.
Additional Resources: BCBSIL Travel Resource Services
Additional Resources: BCBSIL Travel Resource Services
Administered by TELUS Health
From time to time, we all need support to deal with an issue or challenge. If you could benefit from professional help to proactively address a personal or work-related concern, you can turn to TELUS Health. The Employee Assistance Program (EAP) is available to you and your dependents at no cost and includes unlimited access to telephonic counseling and up to five face-to-face sessions.
Here are just some of the ways that EAP counseling can help:To get started, contact TELUS Health at 1-888-319-7819 toll-free anytime, 24/7, to speak with a CONFIDENTIAL caring advisor for guidance, resources, and a referral to a counselor for face-to-face, telephonic, or video sessions for short-term, solution-focused counseling.
Administered by MetLife
We are proud to offer PPO dental coverage through MetLife. Although you have the option to see any provider you wish, you will receive the best benefits when you choose an in-network dentist.
How to Find In-Network Providers
Administered by MetLife
We are proud to offer vision benefits through MetLife. Although you have the option to see any provider you wish, you will receive the best benefits when you choose a licensed Superior vision provider.
How to Find In-Network Providers
Short-Term Disability
Administered by MetLife
If you miss work due to an injury or illness, short-term disability insurance can help replace a portion of your lost wages while you recover. STD pays you while you're not working due to a covered disability. You decide how benefits are used, just as you would your regular paycheck. If you're only able to do part of your job or return to work part-time, you can still receive a partial benefit. Refer to your 2024 Summary of Benefits for additional information.
Long-Term Disability
Administered by MetLife
If you miss work due to an injury or illness, long-term disability insurance can help replace a portion of your lost wages. Long-term disability coverage begins after your claim is approved and you satisfy an elimination period. Benefits continue for a specific period of time or until you are no longer disabled. If you're only able to do part of your job or return to work part-time, you can still receive a partial benefit. Refer to your 2024 Summary of Benefits for additional information.
Basic Life and AD&D
Administered by MetLife
Your designated beneficiary will receive a benefit to help ease their financial burden if you die from a covered accident or illness. Accidental Death and Dismemberment (AD&D) provides an additional benefit if you die or become dismembered due to a specifically covered accident.
Plan details:
Voluntary Term Life Insurance
Administered by MetLife
This voluntary life insurance plan provides a cash benefit to your loved ones in the event of your death. Provides an additional cash benefit to your loved ones if you die — or to you if you lose a limb or your eyesight — in a covered accident when you add optional AD&D insurance.
| Employee Benefit | Spouse Benefit | Child(ren) Benefit |
| $10,000 increments to 5X pay up to $500,000 | $5,000 increments to 50% of employee amount to $125,000 max. | $1,000 increments to $10,000 max. |
Administered by Allstate
Universal Life Insurance through Allstate offers flexible financial protection with “living benefits” that allow you to accelerate a portion of the life insurance death benefit if diagnosed by a physician as chronically or terminally ill. These extra “living benefits” can be used to help pay expenses from an unexpected medical crisis and help alleviate the worry of future financial problems.
Administered by MetLife
Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance through MetLife can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. And every year that you complete a qualified health screening, you are eligible for a $50 Wellness Benefit. Enroll without answering medical questions!
Administered by MetLife
Accident Insurance through MetLife can help cover the out-of-pocket costs associated with an accident by paying you a benefit depending on the injuries you suffer and the treatment you receive. You can use the money as you see fit, whether to pay for expenses associated with your accident, like an emergency room copay, or to pay for childcare as you recover. Enroll without answering medical questions!
| Sample Benefits | |
| Ambulance (ground) | Up to $500 |
| Emergency Room | Up to $250 |
| X-ray | Up to $250 |
| Follow-up Treatment | Up to $150 |
| Fracture | Up to $24,000 |
*This is not a comprehensive list of covered injuries and treatments. Speak to a benefit counselor for a complete list of covered events. Limitations may apply.
Administered by MetLife
Critical Illness Insurance through MetLife provides you with a lump sum cash benefit in the event you or a dependent is diagnosed with a covered condition such as cancer, heart attack, or stroke. It can help provide financial protection so you can focus on what’s really important - getting better. The policy will also pay you a $50 wellness benefit when you complete a qualified health assessment.
Administered by Farmers GroupSelect
Home & Auto Insurance through Farmers GroupSelect offers affordable protection of your valuable assets and helps to widen your financial safety net. Participation in this plan not only ensures the protection of your home and vehicles, but offers you a range of discounts and savings to give you the highest value possible. You may apply for group auto and home insurance at any time. Take advantage of these savings today and call 800-438-6381.
Administered by MetLife
With Pet Insurance offered by MetLife, you can help take the worry out of covering the cost of unexpected pet care. You may be able to cover up to 90% on veterinary expenses at any licensed veterinarian, specialist or emergency clinic in the U.S. Get a quote or enroll by calling 1-800-GET-MET8, selecting the Pet Prompt.
Administered by MetLife
With MetLife Legal Plans, you get unlimited access to a network of experienced attorneys who can help you with a wide range of issues. If you’re considering adding to your family, buying or selling a home, or creating a will or estate, our network of attorneys and easy-to-use online tools can help simplify the process. For legal matters that come without warning – like identity theft, tax issues, or even traffic violations – you’ll get the information and guidance you need to be prepared.
Administered by MetLife
MetLife’s Identity and Fraud Protection Powered by Aura helps protect you from fraud and online threats with all features in one place and a consistent experience across web and an easy-to-use app.
Click here to view the carrier contact sheet.