Administered through Blue Shield

We offer two plans through Blue Shield. Compare deductibles, coinsurance, and prescription coverage to find the best fit

Which Plan Is Right For You?
Your ideal plan depends on your healthcare needs, preferred providers, and financial goals. Consider the following:

Plan Options

HDHP (High Deductible Health Plan)

• See any provider without referral
• Out-of-network access
• Tax-free HSA savings
• Save for future healthcare and retirement

PPO (Preferred Provider Organization)

• See any provider without referral
• Out-of-network access
• Some benefits available before meeting deductible

HEALTHCARE SUPPORT 

Accolade – Personalized guidance to help you save and navigate care
Regenexx – Covered non-surgical treatments for orthopedic injuries
Teladoc – 24/7 virtual care from board-certified doctors

BLUESHIELD RESOURCES

Target (PPO Members Only)
Affordable care at CVS/Target, 7 days a week. You may need an appointment for a visit. Hours of operation and a full list of services are available at www.minuteclinic.com and www.target.com/clinic.

Identity Protection (Experian®)
Blue Shield members get free identity protection from Experian®, including credit monitoring, theft insurance, and repair assistance for you and your family.

• Call Experian at (866) 274-3891 (Mon–Fri 8am–10pm, Sat–Sun 10am–7pm CT)
• Visit experianidworks.com/blueshieldca
• Use activation code: BCBSCALI24
• For phone setup, use engagement number: B100349

BlueCard® Travel Coverage
Get urgent and emergency care across the U.S. and in 170+ countries through BlueCard® and Global Care. 

U.S. providers visit  blueshieldca.com/find-a-doctor or call (800) 810-2538.

International providers visit blueshieldca.com/find-a-doctor and click "Search Outside U.S.".

You can also call (800) 810-2583 or call collect from outside the U.S. at (804) 673-1177 for further assistance.

BLUE SHIELD WELLNESS
Seeing your doctor once a year for a preventive care visit can help you catch small problems before they turn into big ones. Find out what screenings, services, and immunizations we recommend for you and your family. Visit blueshieldca.com/preventive.

CARRUM HEALTH BENEFITS
Blue Shield members get access to Carrum’s Surgery Benefit, Cancer Care Program, and Galleri Testing. Carrum connects you with top surgeons and covers most surgery costs for 100+ procedures (HDHP deductible applies). Sponsored by Tutor Perini, this voluntary benefit makes high-quality care easier and more affordable.

NEW! VIRTA DIABETES & WEIGHT MANAGEMENT
Virta is a guided, online nutrition program that helps you lose weight, reverse type 2 diabetes, and feel better - at no cost to you. This flexible, personalized approach fits your lifestyle and supports lasting results.

PRESCRIPTION DRUGS – OPTUMRX
Our OptumRx administers our stand-alone prescription plan (not part of Blue Shield). Refill using your OptumRx ID card, online tools, or call (855) 524-0381.

Knowing how to best use your healthcare coverage can help you improve your health and reduce your expenses. Find tips on:

• Finding the right care at the right cost
• Alternatives to hospital care
• Understanding preventive care benefits
• Saving money on prescription drugs
• Mobile Resources

Administered by Aetna Dental

Why Sign Up For Dental Coverage?
It’s important to go to the dentist regularly. Brushing and flossing are great, but regular exams catch dental issues early before they become more expensive and difficult to treat.

That’s where dental insurance comes in. Dental insurance makes it easier and less expensive to get the care you need to maintain good oral health.

Dental insurance covers four types of treatments:

• Preventive care includes exams, cleanings and x-rays
• Basic care focuses on repair and restoration with services such as fillings, root canals, and gum disease treatment
• Major care goes further than basic and includes bridges, crowns and dentures
• Orthodontia treatment to properly align teeth within the mouth (only available to dependent children up to age 20)

What do you need to know about this plan?

• Features: See any provider, but you’ll pay more out of network.
• Am I restricted to in-network providers? No
• Do I have to select a primary dentist? No
• Can I use my HSA or FSA? If you participate in an HSA, Healthcare FSA or Limited Purpose FSA, you can use your account to pay for dental expenses.
• Where can I get more details? Visit the Aetna Dental website or app.

 

Administered by VSP

Why Sign Up For Vision Coverage?
Vision coverage helps with the cost of eyeglasses or contacts. But even if you don’tneed vision correction, an annual eye examchecks the health of your eyes and can even detect more serious health issues such as diabetes, high blood pressure,high cholesterol, and thyroid disease.

You’ll even find discounts on services like LASIK, rebates on contact lenses, and money off on hearing aids and other related services. Visit the plan’s website to check out these extra savings.

What do you need to know about this plan?

• Features: See any provider, but you’ll pay more out of network
• What other services are covered? The plan can also help you save money on LASIK procedures, sunglasses, computer glasses, and more.
• Eyeglasses are expensive. Will I still be able to afford them, even with insurance? Look for moderately priced frames and remember that your benefit is higher in-network. If you participate in an HSA, Healthcare FSA or Limited Purpose FSA, you can use your account to pay for vision care and eyewear with tax-free dollars.
• Where can I get more details? Visit the VSP website or app.

 

A Health Savings Account (HSA) is an easy way to pay for healthcare expenses that you have today and save for expenses you may have in the future. This program is administered through Health Equity.

How the Blue Shield HDHP + HSA works:

• Your HSA account is set up automatically after you enroll in the Blue Shield HDHP medical plan.
• You can contribute up to the 2026 annual limit set by the IRS:Individual: $4,400Family: $8,750Are you age 55 or over? You can contribute an additional $1,000 per year in catch-up contributions
• You can use your HSA debit card to pay for eligible expenses like office visits, lab tests, prescriptions, dental and vision care, and even some drugstore items.

Five Reasons to Love an HSA:

1. Tax-free. No federal tax on contributions, or state tax in most states. Withdrawals are also tax-free as long as they’re for eligible healthcare expenses.
2. No “use it or lose it.” Your balance rolls over from year to year. You own the account and can continue to use it even if you change medical plans or leave the company.
3. Use it now or later. Use your HSA for healthcare expenses you have today or save it to use in the future.
4. Boosts retirement savings. After you retire, you can use your HSA for healthcare expenses tax-free, or for regular living expenses, taxable but no penalties.
5. Use funds for dependents. As a note, the ACA requires medical plans to cover dependents to age 26; however, it does not require these dependents to be tax dependents. To use HSA funds for dependent expenses, the dependent must specifically be able to be claims as a dependent on the HSA owner’s tax return.

 

 

Administered by HealthEquity

A healthcare Flexible Spending Account (FSA) allows you to set aside tax-free money to pay for healthcare expenses you expect to have over the coming year. This program is administered through Health Equity.

Healthcare FSA

• You estimate what you and your family’s out-of-pocket costs will be for the coming year. Think about what out-of-pocket costs you expect to have for eligible expenses such as office visits, surgery, dental and vision expenses, prescriptions, even eligible drugstore items.
• You can contribute up to $3,300 for the 2026 plan year. Contributions are deducted from your pay pre-tax, meaning no federal or state tax on that amount.
• During the year, you can use your FSA debit card to pay for services and products. Withdrawals are tax-free as long as they’re for eligible healthcare expenses.

Limited Purpose FSA

• If you/your spouse are enrolled in a high-deductible health plan (like our Blue Shield HDHP plan), you can only participate in the Limited Purpose FSA for dental and vision expenses.
• All other considerations listed above also apply to the Limited Purpose FSA.

Dependent Care FSA

• You set aside money from your paycheck, before taxes, to pay for work-related day care expenses. Eligible expenses include not only childcare, but also before and after school care programs, preschool, and summer day camp for children under age 13. The account can also be used for day care for a spouse or other adult dependent who lives with you, consider your tax dependent and is physically or mentally incapable of self-care.
• You can set aside up to $5,000 per household per year. You can pay your dependent care provider directly from your FSA account, or you can submit claims to get reimbursed for eligible dependent care expenses you pay out of pocket.

 

Voluntary Short-Term Disability (STD)
Administered by The Standard

NON-CA ONLY, EMPLOYEE PAID

Short-Term Disability (STD) insurance replaces part of your income for non-occupational limited-duration issues, such as:

• Pregnancy issues and childbirth recovery
• Prolonged illness or injury
• Surgery and recovery time

STD payments may be reduced if you receive other benefits such as sick pay, workers' compensation, Social Security, or state disability. This benefit would be reduced by any state, federal, or private disability Plan coverage. You pay the cost of this coverage. 

The following states have state disability income replacement: California, New York, New Jersey, Hawaii, and Rhode Island.

CA Employees: You do not have access to Voluntary Short-Term disability through the Standard. The California state disability program offers a benefit that is richer than the Standard’s Voluntary Short Term Disability program.

• Weekly Benefit Amount: Plan pays 60% of weekly earnings
• Maximum Weekly Benefit: $1,100
• Benefits Begin After
  • Accident: 7 days of disability
  • Sickness: 7 days of disability
• Maximum Payment Period: 173 days

 

Voluntary Long-Term Disability (LTD)
Administered by The Standard

EMPLOYEE PAID

Long-Term Disability (LTD) insurance replaces part of your income for longer-term issues such as:

• Debilitating illness (cancer, heart disease, etc.)
• Serious injuries (accident, etc.)
• Heart attack, stroke
• Mental disorders.

If you qualify, LTD benefits begin after short-term disability benefits end. Payments may be reduced by state, federal, or private disability benefits you receive while disabled. You pay the cost of this coverage.

 

Pets are members of the family too. When your pet gets sick, bills can add up faster than expected. Pet insurance prevents you from needing to weigh your pet's health against your bank account. Most plans offer coverage for costs associated with both accidents and illnesses—even medications. Pets Best provides coverage for this program.

Visit PetsBest.com/EBPerini to get started. The Pet Insurance will be billed to a credit card, debit card or ACH withdrawal at the frequency that you choose.

Understanding how to make the most of your healthcare coverage can improve your well-being and lower your costs.

Explore tips on:

• Finding the right care at the right cost
• Exploring alternatives to hospital care
• Using preventive care benefits
• Saving money on prescription drugs
• Accessing mobile health resources

Take control of your health—smart choices start here.

 

Administered by Unum

When you suffer an accident such as a burn or broken bone, Accident Insurance provides a lump-sum cash benefit based on your injury(s) and the treatment you receive. These benefits are paid on top of what your health insurance covers, and can be used at your own discretion.  Enroll without answering medical questions!

 

Administered by Unum

Even with health insurance, a stay in the hospital can become costly quickly as out-of-pocket charges begin to add up. Hospital Indemnity Insurance can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether that’s for coinsurance or childcare. Enroll without answering medical questions!

	Monthly
Employee Only	$10.85
Employee + Spouse	$23.50
Employee + Children	$15.44
Employee + Family	$28.09

 

Administered by The Standard

Basic Life and AD&D Insurance

Basic Life Insurance pays your beneficiary a lump sum if you die. AD&D provides another layer of benefits to either you or your beneficiary if as a result of an accident, you suffer from loss of a limb, speech, sight, or hearing, or if you die in an accident. The cost of coverage is paid in full by Tutor Perini. Coverage is provided by The Standard.

For employees who earn $150,000 per year or more, your life benefit will be supplemented with Group Variable Universal Life Coverage (GVUL) through MetLife.

Supplemental Life Insurance
(EMPLOYEE PAID)

LIFETutor Perini provides you the opportunity to purchase additional life insurance through The Standard for all employees earning under $150,000 annually. Employees earning $150,000 or more will have the opportunity to purchase supplemental coverage through MetLife, not The Standard.

 

Administered by Chubb

Life Insurance with Long Term Care Enrollment through Chubb includes living benefits that provide financial support to cover the cost of long-term care such as nursing home care or assisted living facilities that you might need as a result of an accident, illness, or aging. Like life insurance, the program also protects your family with money that can be used any way they choose like your mortgage or rent, education for children, retirement, and final expenses. During your new hire enrollment period only, enroll without answering medical questions!

 

Administered by LifeLock

Identity theft is serious. Victims can spend hundreds, even thousands of dollars, and weeks of their own time to repair the damage done to their good names and credit records. The longer identity fraud goes undetected, the more expensive and difficult it becomes to resolve. For an affordable monthly premium, identity theft protection from LifeLock. helps protect your personal information through proactive monitoring, identity restoration, and resolution.

Administered by MetLife Legal Plans

Legal coverage through MetLife Legal Plans means added peace of mind for employees and their dependents.

Having to hire an attorney can be very stressful if you don’t know where to go or how much it will cost. MetLife Legal Plans makes it very simple to get the legal advice and the representation you need without draining your finances. This group benefit features:

• Assistance for a wide range of legal needs, including wills and other estate planning documents, real estate matters, traffic offenses, adoptions, debt collection defense and much more
• Reasonable monthly cost for unlimited use and no copays when using a Network Attorney for a covered matter
• Easy access to more than 18,000 experienced Network Attorneys

 

All team members have access to a 401(k) plan where you can select deferrals on a pre-tax or post-tax basis. Your 401k Benefit is offered through T. Rowe Price.

Visit the T. Rowe Price website at RPS.TRowePrice.com to manage your account, investments and contributions.

T. Rowe Price offers a variety of quality investment options. You’ll also have access to special services such as automatic account rebalancing and personal investment assistance from a licensed investment counselor.

 

Holiday & Floating Holiday Benefits (Effective January 1, 2026)

Tutor Perini offers a total of nine (9) paid holidays per calendar year for eligible employees, providing both consistency and flexibility.

 

Paid Holidays at a Glance

Seven (7) named company holidays, observed annually
Two (2) floating holidays per calendar year, allowing employees flexibility in how certain holidays are observed

 

Floating Holiday Options

Floating holidays may be used to observe personally meaningful holidays from the following approved options:

Martin Luther King Jr. Day
Presidents’ Day
Independence Day – workday before or after
Veterans Day
Christmas Day – workday before or after
New Year’s Day – workday before or after

 

Key Guidelines & Exclusions

Floating holidays must be requested at least two weeks in advance and approved by your supervisor
Requests are submitted in JDE using code 704 (Floating Holiday)
Floating holidays must be used within the same calendar year (no carryover)
Eligibility varies by hire date
Applies to regular full-time, non-union employees only

 

Additional Information

For complete eligibility requirements, exclusions, and the 2026 Holiday Schedule, please refer to the Holiday and Floating Holiday Policies available on the intranet.

Life happens—and sometimes that means updating your benefits. Outside of Open Enrollment, changes are only allowed if you experience a Qualifying Life Event (QLE) or qualify for special enrollment.

WHEN CAN YOU MAKE CHANGES?

You may update your benefit elections if you experience one of the following:

• Change in marital status (marriage, domestic partnership, divorce, legal separation, annulment, or death of a spouse)
• Change in number of dependents (birth, adoption, placement for adoption, death of a child, or change in eligibility)
• Change in employment status (start or end of employment for you, your spouse, or dependent)
• Change in residence or worksite that affects provider access
• Change in health coverage due to your spouse’s/domestic partner’s employment
• Eligibility change for Medicare or Medicaid
• Court order requiring coverage for a child (e.g., divorce, custody, or medical support order)
• Special enrollment under HIPAA (e.g., new dependent or loss of coverage)
• Events under the CHIP Reauthorization Act:
• Loss of Medicaid (Medi-Cal in CA) or CHIP (Healthy Families in CA) eligibility
• Eligibility for Premium Assistance under Medicaid or CHIP

IMPORTANT RULES 

To make a change, three rules apply:

1. The change must be consistent with the life event
2. You must submit your request within 31 days of the event (60 days for CHIP-related events)
3. You must provide documentation (e.g., marriage or birth certificates

A change in your life may allow you to update your benefits.
Watch the video for a quick overview of your options.