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The information on this microsite is intended as a general overview of available medical, dental, and vision plan options. Please refer to your Benefits Guide for complete details regarding coverage, costs, limitations and exclusions.
All of the following available medical plan options offer access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses.
Note: All plan deductibles and out-of-pocket maximums reset each year when the new plan year begins, January 1.
Visit any doctor; no referrals or primary care physicians needed. The plan has access to Aetna tools, tips, programs and services.
PPOs have the most freedom. They rely on a network of health care clinics, hospitals and professionals who have agreed to provide their services at discounted rates. These preferred providers are considered “in-network.” In general, you will pay less for in-network services than you would were you to go outside the network.
EPOs are like PPOs, but they don’t cover out-of-network doctors. So, members can go to any doctor, anytime, if they are in-network. This gives the member control over how medical care is accessed, if the doctor is in-network.
HDHPs are high-deductible insurance plans that help protect against large claims, and cover preventive care 100% (deductible is waived for preventive services). If you enroll in this plan, you are eligible to open an HSA, which can be used to help pay for qualified medical expenses.
Legal Notice: Health benefits and health insurance plans contain exclusions and limitations. This material is for informational purposes only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage.
Click here to view or print your medical, dental or vision plan disclosures. Here, you can also find state requirements and information on the Women’s Health and Cancer Rights Act.
All of the following available medical plan options offer access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses.
Note: All plan deductibles and out-of-pocket maximums reset each year when the new plan year begins, January 1.
Visit any doctor; no referrals or primary care physicians needed. The plan has access to Aetna tools, tips, programs and services.
PPOs have the most freedom. They rely on a network of health care clinics, hospitals and professionals who have agreed to provide their services at discounted rates. These preferred providers are considered “in-network.” In general, you will pay less for in-network services than you would were you to go outside the network.
EPOs are like PPOs, but they don’t cover out-of-network doctors. So, members can go to any doctor, anytime, if they are in-network. This gives the member control over how medical care is accessed, if the doctor is in-network.
HDHPs are high-deductible insurance plans that help protect against large claims, and cover preventive care 100% (deductible is waived for preventive services). If you enroll in this plan, you are eligible to open an HSA, which can be used to help pay for qualified medical expenses.
Legal Notice: Health benefits and health insurance plans contain exclusions and limitations. This material is for informational purposes only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage.
Click here to view or print your medical, dental or vision plan disclosures. Here, you can also find state requirements and information on the Women’s Health and Cancer Rights Act.
All of the following available medical plan options offer access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses.
Note: All plan deductibles and out-of-pocket maximums reset each year when the new plan year begins, January 1.
Visit any doctor; no referrals or primary care physicians needed. The plan has access to Aetna tools, tips, programs and services.
PPOs have the most freedom. They rely on a network of health care clinics, hospitals and professionals who have agreed to provide their services at discounted rates. These preferred providers are considered “in-network.” In general, you will pay less for in-network services than you would were you to go outside the network.
HDHPs are high-deductible insurance plans that help protect against large claims, and cover preventive care 100% (deductible is waived for preventive services). If you enroll in this plan, you are eligible to open an HSA, which can be used to help pay for qualified medical expenses.
Legal Notice: Health benefits and health insurance plans contain exclusions and limitations. This material is for informational purposes only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage.
Click here to view or print your medical, dental or vision plan disclosures. Here, you can also find state requirements and information on the Women’s Health and Cancer Rights Act.
All of the Kaiser medical plan options offer access to high-quality, comprehensive care.
Note: All plan deductibles and out-of-pocket maximums reset each year when the new plan year begins, January 1.
HMOs are very different from PPOs and EPOs. HMOs have their own network of providers and facilities where members can use their coverage. In the case of a life-or-death emergency, members go to the nearest hospital immediately. If life is in danger, services will be covered.
California: Speak with a Kaiser Permanente advisor at 800-464-4000 (TTY 711). Available 24/7 for most services. Not available on major holidays.
Hawaii: Speak with a Kaiser Permanente advisor at 800-966-5955 (TTY 711), Monday through Friday, from 8 a.m. to 5 p.m. and Saturdays from 8 a.m. to 12 p.m. HT. Not available on major holidays.
You can also visit the Kaiser Permanente microsite here.
Legal Notice: Health benefits and health insurance plans contain exclusions and limitations. This material is for informational purposes only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage.
Click here to view or print your medical plan disclosures. Here, you can also find state requirements and information on the Women’s Health and Cancer Rights Act.
This plan offers you the flexibility to choose your dentist, in or out of network. When you visit a dentist in Aetna’s network of providers, you’ll save money by maximizing your benefits. Just use Aetna’s online directory to find a dentist or specialist.
Additional Resources
Contact Aetna
Forms & Documents
This lower-cost dental plan covers cleanings, X-rays, crowns and more. When you enroll in this plan, you select a participating dentist from the MetLife network directory to manage your care. Each enrolled member may select a different participating dentist. Your primary care dentist also helps coordinate specialty care for you. There are no charges for most preventive services, no claim forms and no deductibles. Reduced, pre-set charges (copayments) apply to services.
MetLife Dental PDP Plan
This plan offers you the flexibility to choose your dentist, in or out of network. When you visit a dentist in MetLife’s network of providers, you’ll save money by maximizing your benefits. If you visit a dentist who is out-of-network, your benefit will be based on the Usual and Customary (U&C) allowance for the dental procedure performed. You’ll be responsible for any charges over the Usual and Customary allowance, in addition to portion of the coinsurance.
Dental ID Cards
MetLife does not provide member ID cards. Instead, you can register your account to view your virtual ID card.
Additional Resources
Contact MetLife
MetLife DHMO Summary of Benefits
MetLife PPO Summary of Benefits
Additional Documents
Aetna vision plans include routine eye exams, the choice of any available frames, one pair of eyeglasses (lenses and frames) or contacts.
When it’s time to make an appointment, you have more than 97,000 in-network providers to choose from. These include independent providers, national retailers or you can even shop from home with an in-network online retailer.
Additional Aetna Resources
Contact Aetna Vision
Vision ID Cards
MetLife does not provide member ID cards. Instead, you can register your account to view your virtual ID card.
Additional MetLife Resources
Contact MetLife Vision
Plan Summaries
MetLife Vision Brochure
This annual enrollment period is the only opportunity to enroll in benefits until the next open enrollment period unless you experience a qualifying life event and request a change to your benefits within 30 days of the life event.