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Administered by BlueCross BlueShield of Florida
Medical Plan Options:
Each plan gives you maximum flexibility with these important features in common:
Click on the button below for a brief look at the various details of your medical plans. For more information, please contact BlueCross BlueShield of Florida of the TGH Benefits Department for a Summary Plan Description.
Features include:
*Frozen Grandfathered Plan. No new enrollments.
Administered by Delta Dental
Healthy teeth and gums are an important part of a healthy life. Regular trips to the dentist play a role in maintaining your overall health. You can choose from two Delta Dental plan options - PPO High or The Copay Plan.
Only the PPO High Plan includes orthodontic coverage. However, both plans give you the choice of in- or out-of-network dental care. Both plans feature two network options: Delta Dental PPO and Delta Dental Premier.
Your dental plan options are:
Administered by EyeMed
EyeMed vision coverage provides America’s largest vision network with the right mix of independent eye doctors and national and regional retail providers—so members can go where they want when they want. Members can choose an eye care professional from their network of over 26,932 locations and 119,687 provider access points. You can also use your EyeMed benefits to shop at your favorite in-network, online eyewear stores, like LensCrafters, Target Optical, Ray-Ban, Oakley, Glasses.com, and ContactsDirect.
Vision Plan Features:
Administered by My Health Equity
Do you want to keep more of your money? Then consider using the tax savings FSAs can give you. FSAs can help you save money because they give you a tax break on certain types of health care and work-related daycare expenses. Paying with tax-free dollars keeps more money in your pocket.
How These Accounts Work
You can open:
Here is an overview of how these accounts work:
The advantages of these accounts are:
Administered by My Health Equity
HSAs require enrollment in an HSA-qualified (or high-deductible) health plan. In addition, HSAs stay with you forever and funds never expire.
Administered by Lincoln Financial Group
Short-Term Disability
Although most people worry more about long-term disabilities, a short illness or injury can also cause financial hardship. That is why TGH Imaging offers Short-Term Disability (STD) options through Lincoln Financial. STD is just one of the benefits TGH Imaging offers that you can enroll in for added financial security.
You can elect voluntary STD coverage of 60% of your weekly base pay with a maximum benefit of $1,000 a week for up to 12 weeks. Pre-existing condition limitations apply.
Long-Term Disability
TGH Imaging offers Long-Term Disability (LTD) coverage through Lincoln Financial to protect you financially in case you become disabled.
LTD pays 60% of your base pay up to a monthly maximum of $5,000, has a 90-day waiting period before benefits are paid, and benefits are paid until retirement age, typically 65 years of age. This is a voluntary benefit that you must actively elect to have coverage. You pay for this plan with after-tax dollars through convenient payroll deductions.
Administered by Lincoln Financial Group
To design the life insurance benefit that fits your lifestyle, ask yourself how much money your family would need to live on if something happened to you, and how long they would need it. TGH Imaging provides you with one (1) times your annual base pay up to $50,000 of core life insurance through Lincoln Financial Group at no cost to you. You also receive spousal coverage of $5,000 and child coverage of $2,000 at no cost to you.
How Much Life Insurance Should You Purchase?
The right amount of life insurance protection can help your loved ones avoid having to drastically alter their lifestyle to cope with financial obligations if you die prematurely. You should estimate how much your family may need for:
As a general rule of thumb, some experts say you will need six to eight times your annual gross income in life insurance, but everyone’s needs differ.
Administered by Lincoln Financial Group
Unfortunately, accidents can happen to just about anyone. In fact, today the main causes of death, aside from heart disease and cancer, are accidents. These facts are not meant to worry you. Rather, they are meant to help you decide whether you should add Accidental Death and Dismemberment (AD&D) insurance to your benefits picture. AD&D insurance protects you and your family financially in the event of your accidental death or loss of a limb.
You can choose to elect AD&D insurance coverage that best fits your needs:
Our work lives can be very demanding and sometimes we need time off to handle personal issues, relax or regain our health and focus. The PTO program is designed to give eligible team members fair and flexible time off to allow them to come back to work prepared to perform at their best. The program allows eligible team member to use the time off with pay. Our PTO program combines the commonly found vacation, sick and personal leave into one program.
PTO is available for:
PTO hours for non-exempt (hourly) team members must be taken in at least 4 or more hours increments only (hours missed that are less than 4 in a day will not be compensated); exempt (salary) employees must take PTO in whole day increments.
*Part-time team members (under 30 hours per week), temporary, PRN or staffing agency team members are not eligible for PTO.
Administered by Lincoln Financial Group
When you think about your family, have any of them experienced a heart attack, stroke, kidney failure, or life threatening cancer? If you answered yes, then you understand the emotional and financial impact a critical illness can have on your hard earned savings.
The good news is that the TGH group voluntary critical illness product pays a lump sum benefit to each covered person at the time of diagnosis. This benefit can be used to help meet expenses that are not normally covered under traditional health insurance. This means you and your family can concentrate on getting well, without having to worry about having enough money to cover the bills.
Should you experience one of several life changing illnesses that would likely require you to be unable to work for an extended period of time, this policy would pay you either $10,000, $20,000 or $30,000, depending on which option you choose.
All plans include a $100 wellness benefit and a recurrence benefit.
The policy benefit amount includes:
Administered by Corebridge Financial
Defined Contribution Retirement plan is a 403(b) Plan
How can I enroll in the 403(b) Plan?
To encourage participation, all team members will be automatically enrolled at 2% pre-tax of your pay unless you opt out of the plan.
What type of contributions can be made to the 403(b) Plan?
Team members can contribute a whole percentage amount of their pre-tax pay. You can start or stop your contributions at any time. Team Members can also contribute on an after-tax basis with the Roth 403(b) option.
Administered by Lincoln Financial Group
Since accidents can happen at any time, 24 hours a day, 7 days a week, it’s important to prepare for the unexpected. Accident insurance through Lincoln Financial Group helps you pay for out-of-pocket expenses associated with an accident by paying you a benefit depending on the injuries you suffer and the treatment you receive. You can use the money as you see fit, whether to pay for expenses associated with your accident, like a trip to the emergency room, or to pay for childcare so you can get to the doctor for a follow-up visit. The policy is designed to work in conjunction with your medical plan as benefits are paid on top of what your health insurance may cover and can be used at your own discretion.
Accident insurance provides extra money to help make ends meet and manage medical costs and keep your savings intact. The plan consists of a variety of benefits that can help cover you and your family from accident and medical expenses and hospital expenses due to accidents. Coverage is 100% portable at the same rates, should you change employment.
Every year that you complete a qualified health screening, you and your covered dependent(s) are eligible for a $75 Wellness Benefit.
Administered by Lincoln Financial Group
Hospital Indemnity Insurance through Lincoln Financial Group can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether for deductibles, coinsurance, or even child care expenses.
Plan Features:
Administered by Chubb
LifeTime Benefit Term Insurance with Long-Term Care Coverage through Chubb is a guarantee premium term life insurance plan. The plan features premiums guaranteed for life and coverage for qualified Long-Term Care expenses like nursing home, assisted living, or home care. LifeTime Benefit Term provides money to your family at death, and while you are living too, if you need home health care, assisted living, or nursing care. The plan builds paid-up death benefit values after 10 years, so if you decide to stop paying premiums at some point in the future, you are guaranteed paid-up coverage of a reduced amount.
This plan is 100% portable when you leave TGH at the same coverage and premium contribution. The plan has a unique Long Term Care feature that pays 4% of the current death benefit amount payable each month for up to 50 months. During your new hire enrollment period only, you can elect up to $150,000 of LifeTime Benefit Term Insurance with Long Term Care coverage without answering medical questions unless you’ve previously been denied coverage. Coverage is also available for spouses and children.
Administered by PetPartners
If you’re a pet parent, your fur babies are an important part of your family, bringing comfort, joy, and unconditional love. In return, you do the best you can to take care of them. Tampa General Hospital is offering two plans for you to choose from:
Administered by Aura through MetLife
Aura keeps your identity safe with extensive monitoring of your personal info, accounts, IDs, and more, and will let you know if any of your online accounts, passwords, or personal information have been compromised. Aura will also monitor your Social Security Number and personal information for bank fraud, including unauthorized wire transfers, new bank account openings, and more.
Services include:
Administered by MetLife
All benefit eligible team members are eligible to enroll in our Legal Plan. The plan is voluntary and covers all dependents in the household for one low price. Your legal plan gives you easy access to experienced attorneys for an unlimited number of personal legal matters. When you use a network attorney for covered services, all attorney fees are paid for by your legal plan.
Did you know that you can enjoy MetLife Legal Plans benefits, even if you’ve retired or ended your employment? MetLife now offers portable, individual legal plans that you can take with you if life takes you in a different direction. To learn more about an individual legal plan, visit MetLife.com/individual-legal-plans or click here to learn more.
Administered by GuidanceResources
Everyone needs help sometimes solving problems. Your wellbeing, productivity and happiness depend on balancing your life at home and your life at work. We recognize that it’s difficult to be on task at work when you are worrying about problems at home, and you can’t devote sufficient time to yourself and your family if you’re feeling overwhelmed by the demands of your job. Your benefits package includes the EAP at no cost to you.
How do I get started?
Tava Mental Health Service is a free mental health benefit available to all full-time and part-time team members, their spouses, and dependent children (ages 13-25). The benefit provides up to 12 free sessions annually with licensed clinicians through Tava’s secure, web-based technology platform.
Schedule your first appointment today at care.tavahealth.com.
Have Medicare Questions? We have a resource for that...
Tampa General Hospital has partnered with Malloy Medicare Advisors to help address your concerns regarding Medicare. Malloy Medicare Advisors is a free resource for anyone aging into or eligible for Medicare. Malloy Medicare Advisors are a national company ready to answer your Medicare questions wherever you reside.
When you contact MalloyMedicare Advisors, you will be given a thorough education on Medicare. A licensed agent will guide you through the different parts of Medicare and answer your questions/concerns.
Your work-life balance and general well-being are as important to us as the work you contribute. That's why we’re excited to offer your savings marketplace, your one-stop shop for exclusive and convenient savings on the products, services, and experiences you know and love.
It’s cost-free and easy to enroll. Just visit https://tgh.savings.workingadvantage.com and begin saving today on items like:
Certain coverages allow limited changes to your benefit elections during the year. These benefits include the Medical, Dental, Vision, Life, Disability and AD&D. For these benefits, you may only make changes to your elections during the year if you have a qualifying life event.
Qualifying life events include:
The change to your benefit elections must be consistent with the qualifying life event. You have 31 days from the qualifying life event to request your enrollment change in bswift and provide supporting documentation to the Benefits Department. If you do not take action within 31 days of your qualifying life event, you must wait until the next annual enrollment period to make a change to your elections.
