Administered by BlueCross BlueShield of Florida

844-594-6012

FL.ExploreMyPlan.com

Medical Plan Options:

• TGH EPO Plan
• TGH High Deductible Health Plan
• TGH Out of Area High Deductible Health Plan
• TGH Out of Area EPO Plan

Each plan gives you maximum flexibility with these important features in common:

• Direct access to network physicians
• Care coordination
• Health education and wellness programs
• Urgent care centers

Click on the button below for a brief look at the various details of your medical plans. For more information, please contact BlueCross BlueShield of Florida of the TGH Benefits Department for a Summary Plan Description.

Features include:

• No primary care physician requirement—you can visit any network physician you choose and directly access network specialists without any referral
• An emphasis on wellness—annual physical, well-woman, mammograms and/or well-child examinations are covered at 100%
• No claim forms to fill out or hospital notification required
• Protection against paying amounts over the usual and customary (U&C) charge—so you do not have to worry about paying more than you expected
• A vision care benefit that helps with the cost of eye exams (once every 24 months)
• An unlimited lifetime maximum to safeguard against the cost of a major illness or injury

Administered by Color Health

Cancer screening and care isn’t black and white. Explore the full spectrum of support with Color. Sign up for your free benefit at color.com/tgh. This benefit is available to all employees, spouses, and dependents over the age of 18 on TGH's BCBS of FL health plan.

Want to know your risk for certain cancers or need help getting screenings?
Color will create a personalized risk assessment and screening plan for you. They’ll help get screenings done – from at-home screenings for cervical, prostate, and colorectal cancer to scheduling in-person screenings like mammograms and colonoscopies on your behalf.

Currently undergoing treatment for cancer?
Color’s team of experts can schedule appointments on your behalf, act as an additional resource and opinion, and manage your care holistically - including providing you with resources to manage your mental well-being and nutrition and support your loved ones who are supporting you.

Previously had cancer?
Color will help you stay on top of your unique screening needs - in-person and at home. Color’s team of doctors, care advocates, and nutritionists will help you reduce your risk of cancer and live a healthy, well-rounded life.

Caring for a loved one with cancer?
Color’s peer support groups can help you learn how to care for yourself as a caregiver, better understand what your loved one is going through, and develop skills for coping and caring.

Administered by Delta Dental

800-521-2651

deltadentalins.com

Healthy teeth and gums are an important part of a healthy life. Regular trips to the dentist play a role in maintaining your overall health. You can choose from two Delta Dental plan options - PPO High or The Copay Plan.

Only the PPO High Plan includes orthodontic coverage. However, both plans give you the choice of in- or out-of-network dental care. Both plans feature two network options: Delta Dental PPO and Delta Dental Premier. 

Your dental plan options are:

• PPO High Plan
• The Copay Plan

Administered by EyeMed

866-723-0513

eyemed.com/member

EyeMed vision coverage provides America’s largest vision network with the right mix of independent eye doctors and national and regional retail providers—so members can go where they want when they want. Members can choose an eye care professional from their network of over 26,932 locations and 119,687 provider access points. You can also use your EyeMed benefits to shop at your favorite in-network, online eyewear stores, like LensCrafters, Target Optical, Ray-Ban, Oakley, Glasses.com, and ContactsDirect.

Vision Plan Features:

• Fully-covered exams and select lens options through in-network eye care professionals
• Discounts are provided for additional lens options
• A robust network of eye care professionals
• Plan includes coverage for both glasses and contact lenses each year

Administered by HealthEquity

877-722-2667
my.healthequity.com/clientlogin.aspx

Do you want to keep more of your money? Then consider using the tax savings FSAs can give you. FSAs can help you save money because they give you a tax break on certain types of health care and work-related daycare expenses. Paying with tax-free dollars keeps more money in your pocket.

How These Accounts Work
You can open:

• Health Care Spending Account
• Limited Purpose Flexible Spending Account
• Dependent Care Spending Account

Here is an overview of how these accounts work:

• You decide how much you want to deposit during the calendar year. From a minimum of $260 annually, up to the 2026 IRS maximum of $3,400 for an HCFSA or LPFSA. The DCFSA maximum annual contribution is $7,500
• HCFSA or LPFSA funds can be used for expenses incurred through the end of the benefit plan year, the date of separation or benefit ineligibility, whichever comes first.
• The money you contribute is automatically deducted from your pay before Federal and Social Security taxes are taken out. This money is deposited directly into the spending account(s) you have selected.

The advantages of these accounts are:

• Eligible expenses are tax-free
• More disposable income, because you keep some of the money that would normally go toward your federal income and Social Security taxes
• Convenience, because your deposits are made through payroll deduction

Administered by My Health Equity

877-722-2667
my.healthequity.com/clientlogin.aspx

HSAs require enrollment in an HSA-qualified (or high-deductible) health plan. In addition, HSAs stay with you forever and funds never expire.

• Use tax-free money to pay for qualified medical expenses
• No 'use-it-or-lose-it,' keep your HSA forever
• Enjoy higher contribution limits
• Invest your HSA tax-free, like a 401(k)

Administered by Lincoln Financial Group

888-408-7300
Company Code: TAMPAGEN
lincolnfinancial.com         

Short-Term Disability
Although most people worry more about long-term disabilities, a short illness or injury can also cause financial hardship. That is why TGH offers Short-Term Disability (STD) options through Lincoln Financial Group. STD is a financial safeguard that you may want to consider for your benefits picture.

TGH provides you with STD coverage at no cost to you. You will receive coverage for up to 60% of your
weekly base pay with a maximum benefit of $750 weekly for up to 26 weeks. You can also elect to buy up additional STD coverage of 66 2/3% of your weekly base pay with an aggregate maximum benefit of $1,500 weekly for up to 26 weeks. Please note, the 26-week maximum coverage period includes the 14 day elimination period for a disability due to sickness. Benefits are payable immediately for a disability due to injury. Pre-existing condition limitations apply to the buy-up STD benefit only.

Long-Term Disability
Long-Term Disability (LTD) can replace part of your paycheck if you’re disabled and can’t work for an extended period of time. That could be a few months to several years.

For Full-Time Team Members, LTD pays 60% of your base pay up to a monthly maximum of $10,000. For Part-Time Team Members, LTD pays 60% of your base up to a monthly maximum of $5,000. The plan has a 90-day waiting period before benefits are paid, and benefits are paid until retirement age, typically 65 years of age. This is a voluntary benefit that you must actively elect to have coverage. You pay for this plan with after-tax dollars through convenient payroll deductions. 

Administered by Lincoln Financial Group

888-408-7300
lincolnfinancial.com

Life insurance can be an important step in safeguarding your family’s overall financial plan. Have you considered all the way your family relies on you and how life insurance can help bring some peace of mind to both you and your loved ones? TGH provides you with one (1) times your annual base pay of core life insurance up to $300,000.

How Much Life Insurance Should You Purchase?
The right amount of life insurance protection can help your loved ones avoid having to drastically alter their lifestyle to cope with financial obligations if you die prematurely. You should estimate how much your family may need for:

• Funeral expenses
• The mortgage
• Car loans
• Credit card and other debt
• Education for your children
• Retirement for your spouse

As a general rule of thumb, some experts say you will need six to eight times your annual gross income in life insurance, but everyone’s needs differ.

Administered by Lincoln Financial Group

888-408-7300
lincolnfinancial.com

Unfortunately, accidents can happen to just about anyone. In fact, today the main causes of death, aside from heart disease and cancer, are accidents. These facts are not meant to worry you. Rather, they are meant to help you decide whether you should add Accidental Death and Dismemberment (AD&D) insurance to your benefits picture. AD&D insurance protects you and your family financially in the event of your accidental death or loss of a limb.

You will receive AD&D insurance if you elect supplemental life insurance and can choose the coverage that best fits your needs:

• Full-Time Team Member: You can purchase up to one (1) times your annual base pay of AD&D insurance, up to $2,000,000.
• Part-Time Team Member: You can purchase increments of $25,000 of AD&D insurance up to $100,000.
• Spouses are eligible for coverage in increments of $5,000 up to a maximum of $100,000 not to exceed 100% of your optional life insurance amount.
• Children AD&D Option #1
  • Life birth to 14 days: $1,000
  • 14 Days & Older: $5,000
• Children AD&D Option #2
  
  • Life Birth to 14 Days: $1,000
  • 14 Days & Older: $10,000

Anytime during the year, team members who are in the traditional time-off system can transfer to the ATO system. Forms are available in the TGH Benefits Department.

Important ATO Information
As a regular full- or part-time team member who is budgeted to work 16 hours or more per week, you are eligible to accrue and use ATO hours based on the ATO policy.

• You are eligible to use your earned ATO after 90 days of employment.
• Your accrual is based on hours paid to a maximum of 80 hours per pay period, your team member status, and your tenure.
• ATO hours are to substitute for time not worked, resulting in wages not being earned. Examples are vacation, holiday, and sick time.
• ATO hours used for vacation, holiday, and sick time are paid at 100% of their value. Team members cannot use or cash in ATO hours during their first 90 days of employment.
• The use of ATO hours is mandatory for time off, except where prohibited by law.
• Team members may, but do not have to, use their ATO time if they are required to take time off due to temporary/short-term cancellation of shifts; or being sent home early due to hospital initiated reasons, such as low census, or facility/environmental circumstances.
• Eligible team members can accrue up to a maximum of 280 hours of ATO.

Tava Mental Health Service is a free mental health benefit available to all team members, their spouses, and dependent children (ages 13-25). The benefit provides up to 12 free sessions annually with licensed clinicians through Tava’s secure, web-based technology platform.

• No claims, no co-pays, no deductibles. You and your dependents will have 12 sessions (per person per year) completely covered.
• Self-scheduled online video sessions.
• Your identity and anything you discuss is confidential.
• Quality care from quality therapists.

Schedule your first appointment today at care.tavahealth.com.

Have Medicare Questions? We have a resource for that...

Tampa General Hospital has partnered with Malloy Medicare Advisors to help address your concerns regarding Medicare. Malloy Medicare Advisors is a free resource for anyone aging into or eligible for Medicare. Malloy Medicare Advisors are a national company ready to answer your Medicare questions wherever you reside.

When you contact Malloy Medicare Advisors, you will be given a thorough education on Medicare. A licensed agent will guide you through the different parts of Medicare and answer your questions/concerns.

Administered by Lincoln Financial Group

800-423-2765
Company Code: TAMPAGEN
lincolnfinancial.com

When you think about your family, have any of them experienced a heart attack, stroke, kidney failure, or life-threatening cancer? If you answered yes, then you understand the emotional and financial impact a critical illness can have on your hard-earned savings. 

The good news is that the TGH voluntary critical illness product pays a lump sum benefit to each covered person at the time of diagnosis. This benefit can be used to help meet expenses that are not normally covered under traditional health insurance. This means you and your family can concentrate on getting well, without having to worry about having enough money to cover the bills.

Should you experience one of several life-changing illnesses that would likely require you to be unable to work for an extended period of time, this policy would pay you either $10,000, $20,000, or $30,000, depending on which option you choose.

Every year that you complete a qualified health screening, you and your covered dependent(s) are eligible for a $100 Wellness Benefit. This plan also pays a recurrence benefit for covered conditions.

The policy benefit amount includes:

• Heart Attack – 100% of face value
• Heart Transplant -100% of face value
• Stroke- 100% of face value
• Coronary Artery By-Pass -25% of face value
• Major Organ Transplant (other than heart) – 100% of face value
• End Stage Renal Failure – 100% of face value
• Paralysis (not as a result of stroke) – 100% of face value
• Advanced Alzheimer’s Disease – 25% of face value
• Advanced Parkinson’s Disease – 25% of face value
• Invasive Cancer – 100% of face value
• Carcinoma in Situ – 25% of face value

Administered by Lincoln Financial Group

800-423-2765
Company Code: TAMPAGEN
lincolnfinancial.com

Since accidents can happen at any time, 24 hours a day, 7 days a week, it’s important to prepare for the unexpected. Accident insurance through Lincoln Financial Group helps you pay for out-of-pocket expenses associated with an accident by paying you a benefit depending on the injuries you suffer and the treatment you receive. You can use the money as you see fit, whether to pay for expenses associated with your accident, like a trip to the emergency room, or to pay for childcare so you can get to the doctor for a follow-up visit. The policy is designed to work in conjunction with your medical plan as benefits are paid on top of what your health insurance may cover and can be used at your own discretion.

Accident insurance provides extra money to help make ends meet and manage medical costs and keep your savings intact. The plan consists of a variety of benefits that can help cover you and your family from accident and medical expenses and hospital expenses due to accidents. Coverage is 100% portable at the same rates, should you change employment.

Every year that you complete a qualified health screening, you and your covered dependent(s) are eligible for a $75 Wellness Benefit.

Administered by Lincoln Financial Group

800-423-2765
Company Code: TAMPAGEN
lincolnfinancial.com  

Hospital Indemnity Insurance through Lincoln Financial Group can reduce the financial and emotional stress of a hospital stay by providing a lump sum cash benefit directly to you that can be used however you need, whether for deductibles, coinsurance, or even child care expenses.

Every year that you complete a qualified health screening, you and your covered dependent(s) are eligible for a $50 Wellness Benefit.

Plan Features:

• No medical history is required for coverage to be issued
• Coverage available for spouse and eligible dependents
• Fully Portable: You can keep your coverage even if you change jobs or retire

Administered by Chubb

855-241-9891
csmail@gotoservice.chubb.com

LifeTime Benefit Term Insurance with Long-Term Care Coverage through Chubb is a guarantee premium term life insurance plan. The plan features premiums guaranteed for life and coverage for qualified Long-Term Care expenses like nursing home, assisted living, or home care. LifeTime Benefit Term provides money to your family at death, and while you are living too, if you need home health care, assisted living, or nursing care. The plan builds paid-up death benefit values after 10 years, so if you decide to stop paying premiums at some point in the future, you are guaranteed paid-up coverage of a reduced amount.

This plan is 100% portable when you leave TGH at the same coverage and premium contribution. The plan has a unique Long Term Care feature that pays 4% of the current death benefit amount payable each month for up to 50 months. During your new hire enrollment period only, you can elect up to $150,000 of LifeTime Benefit Term Insurance with Long Term Care coverage without answering medical questions unless you’ve previously been denied coverage. Coverage is also available for spouses and children.

Administered by PetPartners

866-774-1113

help@petpartners.com

If you’re a pet parent, your fur babies are an important part of your family, bringing comfort, joy, and unconditional love. In return, you do the best you can to take care of them. Tampa General Hospital is offering two plans for you to choose from:

• Accident and Illness - covers accidents and illnesses and more serious conditions that pets can develop during their lifetime that may require continuous care. 
  
  
• Accident/Illness & Wellness - Along with covering Accidents and Illnesses, our Wellness coverage reimburses you for your pets annual checkups, spay and neutering, micro-chipping and more.

Administered by Aura through MetLife

833-552-2123

Aura keeps your identity safe with extensive monitoring of your personal info, accounts, IDs, and more, and will let you know if any of your online accounts, passwords, or personal information have been compromised. Aura will also monitor your Social Security Number and personal information for bank fraud, including unauthorized wire transfers, new bank account openings, and more. 

Services include:

• Credit Application Alerts
• Lost Wallet Protection
• Address Change Verification
• Black Market Website Surveillance
• $1 Million Total Service Guarantee
• Court Record Scanning
• Unauthorized Payday Loan Notifications
• Checking and Saving Account Application Alerts
• Enhanced Credit Application Alerts
• And more!

Administered by MetLife

800-821-6400

members.legalplans.com

All benefit eligible team members are eligible to enroll in our Legal Plan. The plan is voluntary and covers all dependents in the household for one low price. Your legal plan gives you easy access to experienced attorneys for an unlimited number of personal legal matters. When you use a network attorney for covered services, all attorney fees are paid for by your legal plan.

Did you know that you can enjoy MetLife Legal Plans benefits, even if you’ve retired or ended your employment? MetLife now offers portable, individual legal plans that you can take with you if life takes you in a different direction. To learn more about an individual legal plan, visit MetLife.com/individual-legal-plans or click here to learn more.

Administered by Fidelity

800-343-0860
www.myfidelitysite.com/TGH

Fidelity Investments® is the new service provider for your retirement plan account beginning September 10, 2025.

Defined Contribution Retirement plan is a 403(b) Plan

How can I enroll in the 403(b) Plan?
To encourage participation, all team members will be automatically enrolled at 2% pre-tax of your pay unless you opt out of the plan.

What type of contributions can be made to the 403(b) Plan?
Team members can contribute a whole percentage amount of their pre-tax pay. You can start or stop your contributions at any time. Team Members can also contribute on an after-tax basis with the Roth 403(b) option.

Will TGH contribute to eligible team member’s 403(b) plan?
TGH will contribute via an employer match: 100% of the first 4% of salary you contribute to the plan and 50% of the next 2% of salary you contribute to the plan.

When am I eligible for the TGH matching contributions?
TGH will begin matching your 403(b) plan contributions on the first pay period after you attain 21 years of age and complete 12 months of service in which you work 1,000 hours or more. TGH matching contribution is immediately vested at 100%.

Administered by GuidanceResources

888-628-4824

GuidanceResources.com

Everyone needs help sometimes solving problems. Your wellbeing, productivity and happiness depend on balancing your life at home and your life at work. We recognize that it’s difficult to be on task at work when you are worrying about problems at home, and you can’t devote sufficient time to yourself and your family if you’re feeling overwhelmed by the demands of your job. Your benefits package includes the EAP at no cost to you.

How do I get started?
To get started, visit GuidanceResources.com, download the GuidanceNow mobile app, or call 888-628-4824.

• Login credentials:
  
  • Username: LFGSupport
  • Password: LFGSupport1

Tampa General Hospital's Savings Marketplace - Start Saving Now!

Your work-life balance and general well-being are as important to us as the work you contribute. That's why we’re excited to offer your savings marketplace, your one-stop shop for exclusive and convenient savings on the products, services, and experiences you know and love. 

It’s cost-free and easy to enroll. Just visit https://tgh.savings.workingadvantage.com and begin saving today on items like:

• Electronics 
• Appliances 
• Theme Parks 
• Hotels 
• Movie Tickets 
• Rental Cars 
• Gift Cards 
• Apparel 
• Cars 
• Flowers 
• Fitness Memberships 
• Groceries 
• Special Events 
• And More! 

TGH has partnered with Care.com to provide team members with up to 10 sessions of back-up care, at no charge, for their dependents when their regular caregiver is unavailable. Additionally, team members have access to the full care.com/LifeMart platform for additional services and discount offerings. Please click here for more information and to enroll.

You are eligible to join USF Credit Union— a full-service financial institution dedicated to helping you achieve financial success.

Member Benefits:

• Competitive rates on loans, including special mortgage programs for medical professionals
• Checking and savings accounts, credit cards, CDs, and money market accounts
• Convenient on-site branch at TGH, Room B103B
• Access to over 5,600 shared branches and 30,000 fee-free ATMs nationwide
• Digital banking with mobile check deposit, bill pay, and budgeting tools

Join over 75,000 members who are making the most of their money with USF Credit Union!