FINANCIAL WELL-BEING
Take control of your financial health, set and achieve long-term financial goals, and feel confident in your money-management skills.
Renown provides a basic-term life and accidental death and dismemberment (AD&D) insurance policy at no cost for full- and part-time employees working at least 30 hours per week. Employees are automatically enrolled in this benefit the first day of the month following 30 days of employment. Coverage amounts are as follows, based on position:
Coverage Amounts:
Non-exempt (hourly) positions
Exempt (salaried) positions
Leadership
Coverage:
Click here for more details.
Universal Life Insurance with Living Benefit is a Whole Life insurance policy. This means that it retains its cash value and does not decrease over time. The rates for this policy are also locked in at the time of enrollment.
Universal Life Insurance protects your family members with a death benefit that can be used any way they choose, such as mortgage or rent, education for children, debt, and final expenses. This policy also includes "living benefits" that allow policyholders to accelerate a portion of the life insurance death benefit if diagnosed by a physician as chronically or terminally ill. These extra “living benefits" can be used to help pay expenses from an unexpected medical crisis and help alleviate the worry of future financial problems.
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
Click here to learn more.
Individual short-term disability insurance can pay you a percentage of your monthly salary if you become injured or ill due to a covered, off-the-job disability or covered pregnancy. You can use the monthly benefit amount any way you choose:
Benefit period — 12 or 24 weeks
If you become disabled, this is the maximum amount of time you can receive benefits for a covered disability. California residents have the option to select a 24 week benefit option, per California law.
Elimination period — 14 days
This is the number of days that must pass between your first date of a covered disability and the day you can begin to accrue your disability benefits.
Benefit amount
Choose a monthly benefit between $300 and $6,000 up to 60% of your gross monthly salary (whichever is less).
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
Providers
If you are a Provider please visit here for your Short-Term Disability benefit information.
If you become injured and are unable to work, the loss of your income could significantly affect your lifestyle. That’s why long-term disability (LTD) covers working people of all ages both on and off the job.
LTD Benefit Highlights:
Click here to review the plan highlights.
When and How Do I Enroll?
Employees can enroll in LTD as a New Hire or during Open Enrollment with medical underwriting and approval. New Employees in their original enrollment period are guaranteed coverage.
Return-to-Work Support
LTD features programs for rehabilitation, worksite modifications, part-time return-to-work strategies and a number of resources to help employees maximize their abilities after experiencing a disability.
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
Active full- and part-time employees and their eligible family members can participate in supplemental life insurance.
Click here for plan highlights.
Employee
Increments of $10,000; maximum is the lesser of 5 times your annual earnings or $500,000. Employee guarantee issue amount is $200,000.
Rates
Rates are based on age and coverage amount selected. Estimate Life Insurance needs here.
Spouse
Increments of $5,000; maximum is the lesser of 100% of the employee’s life insurance amount or $250,000. Spouse guarantee issue amount is $25,000.
Child
From live birth to age 26: increments of $2,500; maximum is the lesser of 100% of the employee’s life insurance amount or $20,000.
Dependent Life
$2,000 coverage for each covered family member. Premiums are $0.11 semi-monthly.
When Can I Enroll?
Eligible employees can enroll in Supplemental Life Insurance during open enrollment or with a qualifying life event.
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
In the event of an accident, supplemental accidental death and dismemberment (AD&D) insurance can help protect against financial hardships as well as help during a recovery period.
Employee
Increments of $10,000; maximum is the lesser of 10 times your annual earnings or $500,000. Coverage amounts for participants age 65 and older will be reduced on a pro-rata basis.
Spouse
Increments of $10,000; maximum is the lesser of 100% of employee’s AD&D insurance or $250,000.
Children
Increments of $2,500; maximum is the lesser of 100% of employee’s AD&D insurance or $25,000.
Click here for plan highlights.
Accident insurance pays a lump-sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need. You choose the coverage that’s right for you. Accident insurance is offered to all eligible employees age 17 to 80 who are actively at work.
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
Click here to learn more about accident insurance.
Critical illness insurance can pay a lump-sum benefit at the diagnosis of a covered illness. You choose the level of coverage — from $5,000 to $50,000 — and use the money any way you see fit. You may take the coverage with you if you leave the company or retire without having to answer new health questions.
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
Click here to learn more about critical illness insurance. Click here to view the list of approved health screening tests you can receive payment for once a year when you or a covered dependent visit the doctor for one of these covered wellness exams.
Even with health insurance, a stay in the hospital can quickly become costly as out-of-pocket charges begin to add up. Hospital indemnity insurance can reduce the financial and emotional stress of a hospital stay by providing a lump-sum cash benefit directly to you that can be used however you need.
Limited-Time Opportunity!
New hires have the option to enroll without answering any medical questions. Only available during your new employee enrollment period.
Click here to learn more about hospital indemnity insurance. Click here to view the list of approved health screening tests you can receive payment for once a year when you or a covered dependent visit the doctor for one of these covered wellness exams.
The Legal Plan provides easy, direct access to a national network of attorneys who provide telephone advice and office consultations on personal legal matters. Examples of covered legal services include: preparation of wills and trusts, real estate matters, debt matters, consumer protection, document preparation and review, traffic and juvenile matters, and family law.
Click here to learn more.
Identity theft protection services help assess your risk, deter theft attempts, detect fraud and manage the restoration process in the event of identity theft. Your identity will be monitored to uncover fraud at its inception. You’ll be offered an annual credit report, monthly credit scores and monitoring of your credit file. If suspicious activity is detected, a certified privacy advocate can act as a dedicated case manager on your behalf and resolve the issue.
Click here to learn more.
Greater Nevada Credit Union (GNCU) has partnered with Renown to help employees achieve financial wellness and Greater opportunities with access to tailored benefits.
Renown Health Greater Perks
Through financial wellness, Greater Nevada Credit Union is equipping Renown Health employees with a wide array of educational tools, beneficial events and seminars, and exclusive special offers to be better prepared for life's ever-changing challenges and opportunities.
Enroll with the guidance of a professional benefits counselor. During your one-on-one appointment, you will have the opportunity to ask questions, design a benefit package that best supports your personal needs, and enroll yourself and your dependent(s) in coverage.
Scheduling an appointment is easy:
1. Select your language preference from the drop-down menu.
2. Select the date and time you wish to speak with a benefits counselor.
3. Provide your phone number and email address while scheduling your appointment. You will receive an appointment confirmation via email.
To schedule your confidential appointment, call 833-837-7693 or click the button below.
You may also enroll in your benefits without the professional support of a benefits counselor. To do so, please visit the below websites to enroll.
Health Benefits:
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Voluntary Benefits:
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